Union Uni Carbon Credit Card

UNION UNI Carbon Credit Card Cashback & Rewards

• You earn 16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback. You get a cashback of 4% on every Rs 100 spent on fuel spendings subject to a maximum of Rs 150 per billing cycle
• You also get 6 payback points on fuel transactions made using your Union Uni Carbon credit card at HPCL fuel stations either through the HP Pay app or POS.
•  You earn 2 reward points on every Rs 100 spent non-fuel transactions using this credit card.
• 1 reward point = Rs 0.25 on non-fuel transactions using this credit card. Therefore, you get a reward rate of Rs 0.50 on this credit card.

Welcome Benefit

On using your Union Uni Carbon credit card at any HPCL fuel station, you get Rs 300 credited on your bill amount. Offer applicable on fuel spending of Rs 300 or above at authorized HPCL fuel stations within 60 days from the date card issuance.

Milestone Benefits

On annual spending of Rs 1,25,000, you get provided with 500 reward points. Moreover, also you get rewarded with every consecutive spending of Rs 25,000 over the milestone spending of Rs 1,25,000.

You get 1000 reward points on every Rs 50,000 spent beyond Rs 2,00,000 in the previous year.

Other Benefits

• You get a 1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations capped a maximum limit of Rs 100 per billing cycle.
• You get an air accidental cover upto Rs 10 lakhs using this credit card.
• You get a spend-based waiver on an annual fee on the spending of Rs 1,00,000 or above in the previous year.

 Eligibility Criteria

Conclusion

Union Uni Carbon credit card provides best-suited for individuals, who have high fuel spendings on a day to day basis. The card provides you with a great reward rate of 4% cashback on every Rs 100 spent on fuel transactions. Not only this, but the reward rate on non-fuel spendings also seems to be decent. You get 2 reward points for every Rs 100 spent (1 RP= Rs 0.25) and thus providing you with a reward rate of Rs 0.50. However, the redemption options provided on this credit card are very limited. One of the key features of this credit card is the milestone benefits provided on this credit card. What do you think about this credit card? Do let us know in the comments.