Union Bank Rupay Combo Debit Cum Credit Card

Union Bank’s Rupay Combo Debit Cum Credit Card Travel Benefits

Using this credit card, you get complimentary access to domestic and international lounges. You can get up to four complimentary lounge accesses every year.

Cashback Offers

You get cashback on Utility bill payments and dining on a Select Rupay card. You get a maximum of Rs 50 per card as cashback on utility bill payments. You get a cashback of Rs 50 per card as cashback on the minimum transaction of Rs 500 on mobile wallet payments. Moreover, you also get Rs 25 for a minimum transaction of Rs 300 using this credit card.

Insurance Benefits

Using this credit card, you get a personal insurance cover worth Rs 20 lakhs and a cover worth Rs 4 lakhs on the debit cards.

Other Benefit

• You get a 1% surcharge waiver on fuel transactions using this credit card. You can avail of a maximum discount of Rs 75 per card every month. Fuel transactions between Rs 400 and Rs 4000 made using this card are applicable for the waiver.
• You can use this card to avail of exclusive merchant offers
• Enjoy 24×7 Concierge Services

How to Apply for this card?

You can apply for this credit card by filling out an application form and submitting it to the nearest branch of the Union Bank of India, along with all the required documents.

What Documents are Required?

You are required to provide the following documents mentioned below-

• Proof of Address: You are required to provide the following documents: an Aadhar card, Passport, or Driver’s License.
• Proof of Identity – You need to provide the following documents: Aadhar card, PAN card, Passport, and Voter ID.
• Proof of Income – You are required to provide the following documents as previous salary slips, IT returns, Form- 16

Conclusion

If you are looking for a primary card that provides you with the dual benefits of a credit card and debit card. Then, this card might be the right choice for you. You get cashback on utility bill payments and dining with this card. In addition to this, you also get complimentary lounge access and insurance benefits on this credit card. So, for a newbie with absolutely no credit background, this card might suit your needs and requirements. What do you think about credit cards? Do let us know in the comments.