Best Credit Cards in India for Qatar Airways Privilege Club (Avios)
From the Middle East to the Asia Pacific, Qatar Airways is known for its comfortable and luxurious business class seats. It is one of the most sought-after premium airlines, operating across a wide range of global destinations. Qatar Airways runs its loyalty program, Privilege Club, with Avios as its rewards currency, which is also shared with British Airways. Travelers can earn Avios by flying with Qatar Airways or through everyday spending. Several credit cards in India also allow users to convert their reward points into Avios, which can then be redeemed for flights and upgrades.
On This Page — Jump to a Card
- IndusInd Bank Avios Visa Infinite Credit Card
- Axis Bank Horizon Credit Card
- HDFC Bank Regalia Gold Credit Card
- HSBC TravelOne Credit Card
- American Express Membership Rewards Credit Card
- American Express Platinum Travel Credit Card
- American Express Platinum Reserve Credit Card
- SBI AURUM Credit Card
- HDFC Bank INFINIA Metal Credit Card
- Axis Bank Olympus Credit Card
List of Top Cards for Qatar Airways
- Joining Fee
- ₹10,000 + GST
- Annual Fee
- ₹5,000 + GST
- Best Suited For
- Travel
- Rewards Type
- Air Miles
Rewards rate and welcome benefits
Rewards Rate6X Avios/₹200 at Preferred Destinations (POS Only), 5X Avios/₹200 for Spends on Qatar/British Airways Website, 3X Avios/₹200 for Online Spends at Preferred Destinations and 1X Avios/₹200 for Spends on Utilities, Insurance and Government Services
Welcome Benefits20,000 Bonus Avios
- Joining Fee
- ₹3,000 + GST (Nil for Burgundy Savings Account)
- Annual Fee
- ₹3,000 + GST (Nil for Burgundy Savings Account)
- Best Suited For
- Travel
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate5 EDGE Miles on Axis Travel Edge and Airline Spends. 2 EDGE Reward Points on all Other Eligible Spends
Welcome Benefits5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance
- Joining Fee
- ₹2,500 + GST
- Annual Fee
- ₹2,500 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate5 Reward Points/₹200 on All Eligible Retail Spends, Including Utilities, Insurance, and Education. 25 Reward Points/₹200 for Myntra, Marks and Spencer, Nykaa, and Reliance Digital Spends
Welcome BenefitsVoucher Worth ₹2,500
- Joining Fee
- ₹4,999 + GST
- Annual Fee
- ₹4,999 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends (~4%). 2 Reward Points/₹100 for All Other Eligible Spends (~2%)
Welcome Benefits₹1,000 Cashback, PostCard Voucher Worth ₹3,000, and 3 Month EazyDiner Membership on Spending ₹25,000 Within 30 Days of Card Issuance
- Joining Fee
- ₹1,000 + GST
- Annual Fee
- ₹4,500 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 Membership Rewards Point/₹50 Spent, Excluding Fuel, Utility, and Insurance. Earn Up to 2,000 Bonus MR Points on Achieving Monthly Milestone Spends
Welcome Benefits4,000 Bonus Membership Reward Points on Spending of ₹15,000 Within the First 90 Days of Card Issuance
- Joining Fee
- ₹5,000 + GST
- Annual Fee
- ₹5,000 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 Membership Rewards Point/₹50 spent
Welcome Benefits10,000 Membership Rewards Points
- Joining Fee
- ₹10,000 + GST
- Annual Fee
- ₹10,000 + GST
- Best Suited For
- Travel | Dining | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.
Welcome Benefits11,000 Bonus Membership Rewards Points on Spending ₹30,000 Within 90 Days of Card Issuance
- Joining Fee
- Rs. 9,999 + GST
- Annual Fee
- Rs. 9,999 + GST
- Best Suited For
- Movies | Travel | Dining | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate4 Reward Points per Rs. 100 spent (reward rate of 1%)
Welcome Benefits40,000 Reward Points and Complimentary Memberships of Club Marriott, Wall Street Journal, and Mint
- Joining Fee
- ₹12,500 + GST
- Annual Fee
- ₹12,500 + GST
- Best Suited For
- Travel | Dining | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate5 Reward Points/₹150 Spent (3.33% Reward Rate)
Welcome Benefits12,500 Bonus Reward Points and Complimentary Club Marriott Membership
- Joining Fee
- ₹20,000 + GST
- Annual Fee
- ₹20,000 + GST
- Best Suited For
- Movies | Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate1 EDGE Mile/₹100 on Domestic and 2 EDGE Mile/₹100 on International Spends
Welcome Benefits2,500 EDGE Miles and Taj/ITC Hotel Vouchers Worth ₹10,000
Transfer Credit Card Points to Qatar Airways
| Cards | Conversion Ratio |
| IndusInd Bank Avios Visa Infinite Credit Card | 1:1 |
| Axis Horizon | 1:1 |
| HDFC Bank Regalia Gold | 3:1 |
| HSBC TravelOne Credit Card | 1:1 |
| American Express Membership Rewards Credit Card | 2:1 |
| American Express Platinum Travel Credit Card | 2:1 |
| American Express Platinum Reserve Credit Card | 2:1 |
| SBI AURUM Credit Card | 5:1 |
| HDFC Bank Infinia | 2:1 |
| Axis Olympus | 1:4 |
Privilege Club Tiers
Burgundy
To Upgrade to Silver – Earn 150 Qpoints within any 12-month period.
- Family members earn full Avios on all eligible flights
- Family members earn full Avios on partner transactions (non-air)
- Flexible reward bookings
- Save 10% on seat selection
- Use Avios to shop and pay at Qatar Duty Free and service centers
Silver (Oneworld Tier – Ruby)
To Retain Silver – Earn 135 Qpoints in the last 12 months, or 270 Qpoints in the last 24 months before your renewal date.
To Upgrade to Gold – Earn 300 Qpoints within any 12-month period.
- Silver member with special benefits
- Extra baggage: 15 kg or 1 extra piece (depends on route)
- Earn 25% extra Avios on eligible Qatar Airways flights
- Family members earn full Avios on eligible flights
- Priority standby
- Flexible reward bookings
- Use Avios to shop and pay at Qatar Duty Free and service centers
- Priority check-in
- Priority boarding
- Save 20% on seat selection
- Lounge access
Gold (Oneworld Tier – Sapphire)
To Retain Gold – Earn 270 Qpoints in the last 12 months, or 540 Qpoints in the last 24 months before your renewal date.
To Upgrade to Platinum – Earn 600 Qpoints within any 12-month period.
- Earn 75% extra Avios on eligible Qatar Airways flights
- Family members earn full Avios on eligible flights
- Priority standby
- Flexible reward bookings
- Use Avios to shop and pay at Qatar Duty Free and service centers
- Priority check-in
- Priority boarding
- Access to preferred seats
- Extra baggage: 20 kg or 1 extra piece (depends on route)
- Lounge access
- Get 40 Qcredits for upgrades, extra baggage, and more
- Al Maha meet and assist service
Platinum (Oneworld Tier – Emerald)
To Retain Platinum – Earn 540 Qpoints in the last 12 months, or 1,080 Qpoints in the last 24 months before your renewal date.
- Earn 100% extra Avios on eligible Qatar Airways flights
- Family members earn full Avios on eligible flights
- Priority standby
- Flexible reward bookings
- Use Avios to shop and pay at Qatar Duty Free and service centers
- Priority check-in
- Priority boarding
- Access to preferred seats
- Extra baggage: 25 kg or 2 pieces (depends on route)
- Lounge access
- Get 60 Qcredits for upgrades, extra baggage, and more
- Al Maha meet and assist service (terms apply)
- Avios never expire
Bottom Line
Even though Qatar Airways redemptions are not talked about as much, they are still a great option for people who know how to use their points well. Avios can offer very good value, especially on premium cabin bookings and long-haul flights. If you plan your redemptions smartly, you can get much more value compared to many other airline programs.
Apart from the points value, Qatar Airways also stands out for its service and overall travel experience. From comfortable seats to excellent onboard service, the airline consistently delivers a premium experience that is hard to match. This makes it a strong choice not just for earning and redeeming points, but also for enjoying a smooth and comfortable journey.
Frequently Asked Questions
How can I earn Avios in India?
You can earn Avios by flying with Qatar Airways, using partner airlines, or by converting credit card reward points into Avios.
Which credit cards in India offer Avios or allow transfers?
Cards like HDFC Infinia, HSBC TravelOne, and American Express cards allow you to transfer reward points to Avios.
What can I use Avios for?
You can use Avios to book flights, upgrade tickets, and even shop at Qatar Duty Free or pay for services.
Do Avios expire?
Avios usually expire if your account stays inactive, but at higher tiers like Platinum, Avios do not expire.
Is Qatar Airways Privilege Club worth it?
Yes, especially for frequent international travelers. You can get good value on business class bookings and enjoy premium travel benefits.
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