Tata Neu Infinity SBI Credit Card
- Updated On: 12 May, 2026
Tata is a well-known brand that requires no introduction, and its exclusive Tata Neu platform has integrated many Tata services and brands into our daily lives. From BigBasket to Air India, Tata is a brand that we are all familiar with and use in various ways.
HDFC Bank was the first to offer a co-branded credit card with Tata Neu, leading to a successful partnership. Now, SBI Card has also launched its own Tata Neu co-branded credit card, providing strong competition to HDFC Bank.
The Tata Neu Infinity SBI Credit Card is the premium option among the co-branded Tata Neu SBI Credit Cards, with the Plus variant also available. This card has a joining fee of ₹1,499 + GST, but it offers 1,499 NeuCoins as a joining benefit, effectively offsetting the joining fee and making the card nearly free for the first year. This makes it an attractive option for anyone who frequently shops at Tata brands and uses the Tata Neu application.
Cardholders can earn up to 10% NeuCoins on select spends made on Tata Neu with the Infinity SBI Credit Card. Get assured 5% NeuCoins on brands like Air India & Air India Express, Big Basket, Tata Cliq, Taj Hotels, Tata 1 MG, Titan & Tanishq, Croma, Westside, and Qmin. Apart from this high-value back, this card also rewards UPI spends (1.5%) as it is available on the RuPay variant. Let’s take a deep dive and explore the complete benefits, charges, and all other important aspects of the Infinity SBI Credit Card.
Tata Neu Infinity SBI Credit Card
( 4.5 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
5% NeuCoins on Spends Made With Tata Neu and Partner Tata Brands. 1.5% Neu Coins on All Other Eligible Spends Including UPI (RuPay Variant)
Welcome Benefits
1,499 NeuCoins
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
5% NeuCoins on Spends Made With Tata Neu and Partner Tata Brands. 1.5% Neu Coins on All Other Eligible Spends Including UPI (RuPay Variant)
Reward Redemption
NeuCoins are Transferred to the Primary Cardholder’s NeuPass Account. 1 NeuCoin = ₹1
Travel
Complimentary Priority Pass Membership Worth $99
Domestic Lounge Access
2 Free Visits Each Quarter on Spends of ₹75,000 or More in the Previous Quarter
International Lounge Access
4 Free Visits to International Airport Lounges Each Year (Maximum of One Each Quarter)
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Annual Fee Reversed on Spends of ₹3 Lakh
Rewards Redemption Fee
N/A
Foreign Currency Markup
1.99% + GST
Interest Rates
3.75% Per Month (45% Annually)
Fuel Surcharge Waiver
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000 Interest Rates
Cash Advance Charges
2.5% or a Minimum of ₹500 (Whichever is Higher)
Product Details
- This is a co-branded card launched by SBI Card in association with Tata Neu.
- The Tata Neu SBI Card offers spend-based access to domestic airport lounges.
- Cardholders can access airport lounges outside India at no additional cost, without meeting any spending criteria.
- This card offers a low Forex charge of 1.99%.
Pros/Cons
Pros
- This co-branded credit card offers up to 10% NeuCoins on select categories, making it extremely beneficial for those who often spend on Tata brands.
Cons
- The Tata Neu Infinity SBI Card offers spend-based access to airport lounges. One would need to spend ₹75,000 each quarter to be eligible for free domestic lounge access, making it less attractive for many, as the HDFC Tata Neu Infinity has no such conditions.
NeuCoins Earning With Infinity SBI Card
Since the Infinity SBI Credit Card is co-branded, cardholders earn NeuCoins instead of the regular Reward Points. These NeuCoins can be exclusively used on the Tata Neu platform.
- Cardholders can earn 5% NeuCoins on the Tata Neu platform and on purchases made with partner Tata brands. Additionally, they can earn an extra 5% NeuCoins on select categories, bringing the total savings to 10% on every ₹100 spent in those categories.
- 1.5% value back in the form of NeuCoins on all other eligible expenses, including UPI transactions (applicable only to the RuPay variant).
Limit on NeuCoins Earning
Some categories have a limit on NeuCoin earnings, as specified in the table below.
| Category | Maximum Limit for Each Month |
| Grocery | 2,000 |
| Insurance | 2,000 |
| Utility Transaction | 2,000 |
| Telecom and Cable | 2,000 |
| UPI Spends | 500 |
Exclusions for NeuCoins Earnings
- Fuel
- Wallet Load
- Voucher Purchase
- Rent
- Gift Card Purchase
- Cash Advance
- Merchant EMIs
Where Can I Use My NeuCoins?
1 NeuCoin = ₹1.
NeuCoins will be transferred to the primary cardholder’s NeuPass account at the end of each statement cycle. These NeuCoins can be used on Tata brands, such as BigBasket, via the Tata Neu app.
Spend-Based Domestic Airport Lounge Access
In an era where access to airport lounges has become more of a hassle than a luxury, credit card issuers have begun implementing spending-based criteria for entry. Similar to other prominent issuers, SBI Card has established a minimum spending requirement for the Tata Neu Infinity SBI Credit Card. This card offers two free visits to domestic airport lounges each quarter.
To gain free access to domestic airport lounges with the Tata Neu Infinity SBI Credit Card, cardholders must spend ₹75,000 in the previous quarter to be eligible. For newly issued cards, the minimum spending requirement is waived for both the month of issuance and the entire calendar quarter in which the card is issued.
Free International Airport Lounge Access
Cardholders of the Tata Neu Infinity SBI Card can enjoy free access to international airport lounges once per quarter, with no spending requirement for this benefit. To access the lounges, cardholders must bring their physical Priority Pass. If you exceed the four complimentary visits (one per quarter), a fee of US $27 plus GST will be charged for each additional visit.
Please note that guest visits using the Priority Pass will also incur a charge of US $27 plus GST per guest.
Honest Review
Many credit card enthusiasts and those who keep up with trends in India may share a common question: What was the need for new cards when HDFC was already issuing Tata Neu Credit Cards? Some questions are perhaps best left unanswered. However, what consumers can decide is which card is the best fit for them: the HDFC Tata Neu Infinity or the one offered by SBI.
The Tata Neu Infinity SBI Credit Card is quite similar to the HDFC Infinity Credit Card, with a few key differences. The primary distinction is that the SBI offering provides spend-based lounge access, whereas the HDFC card does not have such a requirement. This feature alone may sway many consumers to apply for the HDFC Infinity instead of the SBI version.
For those who can or plan to make significant expenditures with the SBI Tata Neu Infinity Card, it is definitely worth considering. Users can earn valuable rewards in the form of NeuCoins without having to meet any spending criteria for airport lounge access.
Additionally, this card will be particularly beneficial for taking advantage of SBI’s offers during various sales events.
Both cards offer similar features, and with the backing of Tata’s trusted brand, the Tata Neu co-branded credit cards are a must-have for everyone. Whether you’re looking to purchase groceries, buy gold, or book air tickets, having a credit card that provides benefits on Tata purchases is essential. Ultimately, whether to choose this Infinity variant or the Plus variant, or to go with the HDFC option, is entirely up to the consumer, as both card offerings are nearly identical with minimal distinctions.
FAQs:
What variants are available for the Tata Neu Infinity SBI Credit Card?
The Tata Neu Infinity SBI Credit Card is available in RuPay Select and Visa Signature variants. This card features contactless technology, allowing for easy payments with just a tap. You can make contactless payments of up to ₹5,000.
Do I get any joining benefits with the Tata Neu Infinity SBI Card?
Once the joining fee is realized, cardholders shall be eligible for a joining benefit of 1,499 NeuCoins.
How much do I need to spend for domestic airport lounge access?
To be eligible for free domestic airport lounge access, Tata Neu Infinity SBI Credit Cardholders would need to spend ₹75,000 in the previous quarter. This requirement is waived for the first quarter following the card’s issuance.
5 comments
Harvinder Singh
TATA NEU SBI CARD : Auto-debit was confirmed to be active from 17/04/2026, so I cleared the full due manually on 04/04/2026. Despite this, their system again presented the same amount on 06/04/2026, causing bounce charges and penalty. This is clearly a system error, and I should not be penalized for it but they Calling this their “internal policy”
Be careful before taking Tata Neu SBI Card. In my experience, their system and policies can create issues like double payment situations. Even after activating auto-debit, I paid manually to avoid delay, but still faced problems and poor support response. They closed my complaint saying it’s their internal policy. So think carefully before applying.
Hemal
While these are two good options to chose from, one reason I can think of switching to SBI from HDFC is release of the credit limit that gets unusable due to holding multiple cards. I can think of cancellation of my existing Neu Infinity and getting the SBI one instead.
Vinay Sangi
I was chased by the sales team to take up the Tata Neu SBI card, at my office. Priority pass for airport lounges is free. But they did not say it was only outside India airports. The promised 1499 neu points welcome gift also not received. Not worth running credit check for this card. Waste of time.
Arjun Soni
HDFC TATA NEU CARD NOT SBI
Kartik Kanwar
These cards have just been launched. So now Tata Neu offers credit cards with HDFC as well as SBI.