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STANDARD CHARTEREDSBI TATA Platinum Card is a co-branded car launched by SBI Card in collaboration with TATA Capital. On this card, you get upto 3 reward points on every Rs 100 spent on Dining, Departmental & Grocery shopping, and International spends. You get 1 empower point on every Rs 100 spent on other retail outlets and 1 empower point on every Rs 100 spent in other retail stores. You get upto 8 complimentary domestic lounges every year at select airports. Furthermore, you can enjoy an e-Gift voucher worth Rs 3,000 on annual spending of Rs 4 lakh and 5 lakhs. What do you think about this card? Do let us know in the comments.
SBI Tata Platinum Card
Best Suited For
Shopping |
Joining Fee
3,000 + GST
Reward Type
Reward Points |
Product Details
- Exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive
- 3x points on Dining, Departmental & Grocery shopping, and International spends
- 8 complimentary lounge access in India with Mastercard at select airports
- Get an e-Gift voucher worth Rs 3000 from the following partner exclusives on annual spending of Rs 4 lakhs and 5 lakhs each
- 2% value back on spends on Croma and croma.com & upto 5% value back on spends on Tata outlets
- 1% surcharge waiver on fuel transactions at all fuel stations across India
Rewards and Benefits
Welcome Benefits
You get exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
Movie & Dining
NA
Rewards Rate
You can upto 3 Empower points on Dining, Departmental & Grocery shopping, and International spends. You get 1 Empower point on every Rs 100 spent on other retail categories. You earn 1 Empower point on every Rs 100 spent on retail stores
Reward Redemption
1 Empower Point = Rs. 1 can be redeemed against the Tata Loyalty program- The Empower Program or you can simply redeem your reward points at TATA merchant outlets.
Travel
Complimentary lounge access in India at select airports
Golf
NA
Domestic Lounge Access
8 complimentary lounge access in India with Mastercard at select airports
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
NA
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Fees & Charges
Joining Fee
3,000 + GST
Renewal Fee
3,000 + GST
Spend based Waiver
NA
Rewards Redemption Fee
Rs 99 per redemption request
Rewards Redemption Fee
Rs 99 per redemption request
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.5% per month (42% per annum)
Fuel Surcharge
1% surcharge waiver on fuel transactions at all fuel stations across India
Cash Advance Charge
2.5% on the transaction amount subject to a minimum charge of Rs 500
Add-on Card Fee
Nil
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SBI Tata Platinum Card Rewards
- You can earn 3 Empower points on Dining, Departmental & Grocery shopping, and International spends
- You get 1 Empower point on every Rs 100 spent on other retail categories.
- You earn 1 Empower point on every Rs 100 spent on retail stores
- 1 Empower point = Rs 1
Welcome Benefits
As a welcome benefit, you get exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside. In addition to this, you get an anniversary gift on spending Rs 2 lakhs in the previous year. The information regarding the voucher code shall be communicated within 15 days of the payment of the joining fees.
Milestone Benefits
You get an e-Gift voucher worth Rs 3000 from the following partner exclusives Yatra, Hush Puppies, Bata, Westside, Aditya Birla Retail on annual spending of Rs 4 lakhs and 5 lakhs each. The information regarding your e-gift voucher will be communicated via SMS at your registered mobile number with 7 working days.
Travel Benefits
With this card, you get 8 complimentary lounge access in India with Mastercard. You are allowed a maximum of 2 lounge access per quarter.
Fuel Surcharge Waiver
You get a 1% surcharge waiver on fuel transactions at all fuel stations across India. The waiver is applicable on transactions between Rs 5,00 to Rs 4,000. You get a maximum surcharge waiver of Rs 250 per statement cycle.
Value Back Benefits
You can get up to 2% value back on spends on Croma and croma.com and upto 5% value back on spends on Tata outlets.
Conclusion
SBI Tata Platinum Card is an entry-level card best suited for beginners offering them a wide array of benefits and privileges on their spendings. With your SBI Tata Platinum, you get accelerated rewards i.e. 3x Empower points on every Dining, Departmental & Grocery shopping, and International spends. 1 Empower Point = Rs 1, which is a decent reward rate and can be redeemed through the TATA rewards loyalty program. You get milestone rewards on spending Rs 4 lakhs and 5 lakhs each, you get an e-Gift voucher from the partner exclusives. What do you think about this credit card? Do let us know in the comments.
FAQs:
1 Empower point is equivalent to Rs 1
You get upto 5% value back on spends with TATA outlets
You are charged with 3.5 per month (42% per annum) as interest.
No, you do not get any spend-based waiver on this credit card.
No, you do get charged a standard cash advance fee on all your withdrawals made using this credit card.
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