SBI TATA Platinum Card is a co-branded car launched by SBI Card in collaboration with TATA Capital. On this card, you get upto 3 reward points on every Rs 100 spent on Dining, Departmental & Grocery shopping, and International spends. You get 1 empower point on every Rs 100 spent on other retail outlets and 1 empower point on every Rs 100 spent in other retail stores. You get upto 8 complimentary domestic lounges every year at select airports. Furthermore, you can enjoy an e-Gift voucher worth Rs 3,000 on annual spending of Rs 4 lakh and 5 lakhs. What do you think about this card? Do let us know in the comments.
SBI Tata Platinum Card

Fee
Joining Fee
3,000 + GST
Renewal Fee
3,000 + GST
Best Suited For
Shopping |
Reward Type
Reward Points
Welcome Benefits
You get exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
Movie & Dining
NA
Rewards Rate
You can upto 3 Empower points on Dining, Departmental & Grocery shopping, and International spends. You get 1 Empower point on every Rs 100 spent on other retail categories. You earn 1 Empower point on every Rs 100 spent on retail stores
Reward Redemption
1 Empower Point = Rs. 1 can be redeemed against the Tata Loyalty program- The Empower Program or you can simply redeem your reward points at TATA merchant outlets.
Travel
Complimentary lounge access in India at select airports
Golf
NA
Domestic Lounge Access
8 complimentary lounge access in India with Mastercard at select airports
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
NA
Spend based Waiver
NA
Rewards Redemption Fee
Rs 99 per redemption request
Rewards Redemption Fee
Rs 99 per redemption request
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.5% per month (42% per annum)
Fuel Surcharge
1% surcharge waiver on fuel transactions at all fuel stations across India
Cash Advance Charge
2.5% on the transaction amount subject to a minimum charge of Rs 500
Add-on Card Fee
Nil
- Exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive
- 1 Point per Rs. 100 spent on other retail outlets
- 3x points on Dining, Departmental & Grocery shopping, and International spends
- 8 complimentary lounge access in India with Mastercard at select airports
- Get an e-Gift voucher worth Rs 3000 from the partner exclusives on annual spending of Rs 4 lakhs and 5 lakhs each
- 2% value back on spends on Croma and croma.com & upto 5% value back on spends on Tata outlets
- 1% surcharge waiver on fuel transactions at all fuel stations across India
SBI TATA Platinum Card is a co-branded car launched by SBI Card in collaboration with TATA Capital. On this card, you get upto 3 reward points on every Rs 100 spent on Dining, Departmental & Grocery shopping, and International spends. You get 1 empower point on every Rs 100 spent on other retail outlets and 1 empower point on every Rs 100 spent in other retail stores. You get upto 8 complimentary domestic lounges every year at select airports. Furthermore, you can enjoy an e-Gift voucher worth Rs 3,000 on annual spending of Rs 4 lakh and 5 lakhs. What do you think about this card? Do let us know in the comments.
SBI Tata Platinum Card Rewards
- You can earn 3 Empower points on Dining, Departmental & Grocery shopping, and International spends
- You get 1 Empower point on every Rs 100 spent on other retail categories.
- You earn 1 Empower point on every Rs 100 spent on retail stores
- 1 Empower point = Rs 1
Welcome Benefits
As a welcome benefit, you get exclusive shopping e-Gift vouchers worth Rs 3000 from any partner exclusive such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside. In addition to this, you get an anniversary gift on spending Rs 2 lakhs in the previous year. The information regarding the voucher code shall be communicated within 15 days of the payment of the joining fees.
Milestone Benefits
You get an e-Gift voucher worth Rs 3000 from the following partner exclusives Yatra, Hush Puppies, Bata, Westside, Aditya Birla Retail on annual spending of Rs 4 lakhs and 5 lakhs each. The information regarding your e-gift voucher will be communicated via SMS at your registered mobile number with 7 working days.
Travel Benefits
With this card, you get 8 complimentary lounge access in India with Mastercard. You are allowed a maximum of 2 lounge access per quarter.
Fuel Surcharge Waiver
You get a 1% surcharge waiver on fuel transactions at all fuel stations across India. The waiver is applicable on transactions between Rs 5,00 to Rs 4,000. You get a maximum surcharge waiver of Rs 250 per statement cycle.
Value Back Benefits
You can get up to 2% value back on spends on Croma and croma.com and upto 5% value back on spends on Tata outlets.
Conclusion
SBI Tata Platinum Card is an entry-level card best suited for beginners offering them a wide array of benefits and privileges on their spendings. With your SBI Tata Platinum, you get accelerated rewards i.e. 3x Empower points on every Dining, Departmental & Grocery shopping, and International spends. 1 Empower Point = Rs 1, which is a decent reward rate and can be redeemed through the TATA rewards loyalty program. You get milestone rewards on spending Rs 4 lakhs and 5 lakhs each, you get an e-Gift voucher from the partner exclusives. What do you think about this credit card? Do let us know in the comments.
FAQs:
1 Empower point is equivalent to Rs 1
You get upto 5% value back on spends with TATA outlets
You are charged with 3.5 per month (42% per annum) as interest.
No, you do not get any spend-based waiver on this credit card.
No, you do get charged a standard cash advance fee on all your withdrawals made using this credit card.