Paytm SBI Credit Card Select
- Updated On: 20 July, 2026
Paytm SBI Credit Card Select is an International Visa credit card that SBI Card has launched in collaboration with Paytm. It is a cashback reward card that can be used for shopping at over 24 million outlets across the globe and more than 3 Lac offline outlets in India. This “Select” credit card, being premium in the lineup, offers privileges and benefits that are truly the best. It offers Paytm First Membership, which is an exclusivity of this card. Apart from that, it offers cashback on purchases and spends both online and offline, Domestic Airport Lounge access, an International Priority Pass, Fuel surcharge waiver of 1% at all fuel stations across India. But that’s not it; read our article to know more about this credit card:
Paytm SBI Credit Card Select
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- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.
Welcome Benefits
Get a Complimentary Paytm First Membership is provided on card activation as welcome offer. Welcome Cashback of Rs 750 is provided to the card holder upon activation of the credit card in your Paytm wallet.
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.
Reward Redemption
N/A
Travel
Complimentary Domestic Airport Lounge access and Priority Pass worth US $99.
Domestic Lounge Access
Complimentary Domestic Airport Lounge access 4 times in a year, capped to 1 visit per quarter.
International Lounge Access
Complimentary Priority Pass worth US $99 for 2 years of cardholder membership under the International Lounge Program.
Golf
N/A
Insurance Benefits
Your credit card is protected by Cyber Fraud Insurance Cover worth Rs 2 Lacs which covers financial loss due to fraudulent usage of your credit card by someone else.
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs 99
Foreign Currency Markup
3.5% of the total transaction value.
Interest Rates
3.5% per month or 42% per annum.
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver (Maximum waiver of ₹250 per statement cycle)
Cash Advance Charges
2.5% of the total transaction amount (Minimum Rs. 500)
Product Details
- Complimentary Paytm First Membership is provided on card activation as welcome offer.
- Welcome Cashback of Rs 750 is provided upon activation of the credit card.
- Earn cashbacks on Paytm Mall and Paytm App as Reward.
- Complimentary Domestic Airport Lounge access 4 times in year.
- Complimentary Priority Pass worth US $99 under the International Lounge Program.
- Fuel Surcharge Waiver of 1% can be availed at all fuel stations across India (Maximum waiver of Rs 250 per statement cycle).
- Earn gift vouchers as a Milestone Benefit. Complimentary Paytm First membership voucher at renewal on achieving annual spends milestone of Rs 1 lac.
- Cyber Fraud Insurance Cover worth Rs 2 Lacs.
Paytm SBI Credit Card Select Welcome Benefits
- With Paytm SBI credit card Select, you get a complimentary Paytm First Membership provided on card activation as a welcome offer. The card would get activated after a successful retail transaction. Under the Paytm First Membership, you would get a host of privileges and offers (up to Rs 75,000) on food, travel, fashion, entertainment, etc.
- The cardholder would receive a welcome cashback of Rs 750 in his or her Paytm wallet upon successful activation of the credit card.
Rewards
Paytm SBI credit card Select allows you to earn extra cashback besides the welcome cashback. You can earn cashback as per the following guidelines:
| Cashback on Paytm Mall, Movies, Travel | 5% |
| Cashback on all other purchases on the Paytm App | 2% |
| Cashback on other online and offline spends. | 1% |
Travel
- Paytm SBI credit card Select allows complimentary Domestic Airport Lounge access 4 times a year with a capped of 1 visit per quarter. You also get a Complimentary Priority Pass worth US $99 for 2 years of cardholder membership under the International Lounge Program.
- With this pass, you can have the authority to access Domestic Priority Pass Lounges and International Priority Pass Lounges ( Within and Outside India). This is only a priority pass, so you have to pay for the visit charge of $27 plus applicable taxes. This facility will only be provided to the primary cardholder.
Milestone Benefits
- Complimentary Paytm First membership voucher at renewal on achieving annual spending milestone of Rs 1 lac.
- Earn Milestone E-Gift vouchers of Bata/ Hush Puppies and Pantaloons on achieving the Annual spends milestone.
With the Paytm SBI credit card, Select you to get the following Milestone benefits-
| Milestone Achieved in a Year (Rs.) | Rewards |
| 1,00,000 | Complimentary Paytm First Membership on Renewal |
| 4,00,000 | Rs. 2000 E-Gift Vouchers of Bata/ Hush Puppies and Pantaloons |
| 6,00,000 | Rs. 4000 E-Gift Vouchers of Bata/ Hush Puppies and Pantaloon |
Insurance Benefits
Paytm SBI credit card Select is protected by Cyber Fraud Insurance Cover worth Rs 2 Lacs, which covers financial loss due to fraudulent usage of your credit card. It strictly excludes lost card liability and protects against counterfeit cards and online fraud.
Eligibility criteria for Paytm SBI credit card Select
For the issuance of Paytm SBI Credit Card Select, there are some basic eligibility criteria-
- One should be at least 18 years or above.
- Regular source of Income, whether the person is salaried or self-employed.
- One should have a decent credit score or credit history (Preferably above 700).
Bottom Line
Paytm SBI credit card Select is suitable for everyone fond of shopping and interested in cashback. Moreover, it is an international credit card that is accepted worldwide and can be used at over 24 million offline outlets across the globe. It also offers a bunch of benefits and privileges like Fuel surcharge waiver, Milestone benefits, access to domestic airport lounges, and Complimentary Access to priority passes under the International Lounge program, to name a few.
FAQs:
Can I have an Add-On card for my family member ?
Yes, you can have Add-On card for spouse, children, parents, or siblings having age 18 years or above.
Do I get any reward points on purchases ?
The cashbacks on the purchases are earned in the form of reward points which can be redeemed automatically as Paytm Gift Voucher Balance.
Can I pay my utility bills through this credit card ?
Yes, you can pay your telephone, electricity, mobile, water and other utility bills by using Easy Bill Pay facility.
What is the use of Flexipay feature of this credit card ?
Flexipay is a feature used to convert your purchases or transactions into easy monthly installments.
What is Easy Money facility ?
Easy money facility can be used to get draft or cheque against your cash limit delivered at your doorstep.