Delhi Metro SBI Credit Card
- Updated On: 19 May, 2026
Delhi Metro SBI Credit Card is a multi-purpose card launched by SBI Card in partnership with Delhi Metro. This card performs the function of both a credit card and a smart card. You get 2,000 bonus reward points on this card as a welcome gift. Moreover, you also get a renewal fee waiver on the spending of ₹1,00,000 in the previous year. You get upto 10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments. You get a renewal fee waiver on annual spending of ₹1,00,000 in the previous year. There are many other benefits and privileges associated with this card. Read below to learn more about this credit card.
Delhi Metro SBI Credit Card

- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Welcome Benefits
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments. You get 1 reward point on every Rs 100 spent on other categories
Reward Redemption
You can redeem the reward point accumulated on this card can be redeemed against the reward catalogue or statement cash.
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
NA
Fees & Charges
Spend-Based Waiver
You get a renewal fee waiver of Rs 500 on spending of Rs 1,00,000 in the previous year.
Rewards Redemption Fee
Rs 99 per redemption request
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.5% per month ( 42% per annum)
Fuel Surcharge Waiver
1% surcharge waiver on all fuel transactions at all fuel stations across India
Cash Advance Charges
2.5% on the withdrawal amount subject to minimum amount of Rs 500
Product Details
- 2000 Reward Points on spending Rs 2000 within the first 60 days
- 10 RP on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments
- Auto top-up of Rs 200 on your Delhi Metro Smart card when your balance reaches Rs 100.
- Renewal fee waiver on annual spending of Rs 1,00,000 in the previous year
- 1% surcharge waiver on all fuel transactions at all fuel stations across India.
Delhi Metro SBI Credit Card Rewards
- You earn 10 reward points on every ₹100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments
- You get 1 reward point for every ₹100 spent on other categories
- You can get up to 5,000 reward points per statement cycle using this credit card.
- The reward points accumulated can be redeemed by visiting the SBICard Reward catalogue.
- A reward redemption fee of Rs 99 per redemption request will be charged on every redemption.
Welcome Benefit
You get 2000 reward points on spending ₹2000 within the first 60 days of the card issuance. Additionally, you get free Metro cash of ₹50 on your Delhi Metro Smart card. You can avail of this offer on payment of the joining fee.
Spend-Based Waiver
You get a renewal fee waiver on annual spending of ₹1,00,000 in the previous year. You get this membership waiver on the second year of membership.
Fuel Surcharge Waiver
You get a 1% surcharge waiver on all fuel transactions at all fuel stations across India. Fuel transactions between Rs 500 and Rs 3000 are valid for surcharge waiver.
Other Benefits
You get an auto top-up of ₹200 on your Delhi Metro Smart card when your balance reaches ₹100.
Conclusion
The Delhi Metro SBI credit card is a basic card best suited for people who frequently use the Delhi Metro to commute from one place to another. The card can help you save money on your day-to-day travels using Metro. You get an auto-recharge top-up of Rs. 200 when your smart card balance reaches ₹100. In addition to this, you get accelerated rewards upto 10x reward points on Dining, Movies, Grocery, Departmental stores, and utility bill payments spending. The reward points accumulated can be redeemed against the SBI Credit Card reward catalogue or statement cash. Some of the similar cards issued by SBI Card are: Mumbai Metro SBI Credit Card & OLA Money SBI Credit Card. You can also check these cards if you are not a resident of Delhi. What do you think about this credit card? Do let us know in the comments.
FAQs:
What is the minimum capped limit on reward points accumulated per statement cycle?
You can get upto 5,000 reward points per statement cycle.
Can reward points get accrued on fuel transactions on this credit card?
No, reward points do not get accrued on fuel transactions on this credit card
Do I get any spend-based waiver on this credit card?
Yes, you get a spend-based waiver on the renewal fee of Rs 499 on the spending of Rs 1,00,000 in the previous year.
What are the redemption options provided on this credit card?
You get provided two redemption options on this credit card. You redeem these reward points against the SBI Card reward portal or against statement cash.
What is foreign markup fee charged on this credit card?
You get charged with a foreign markup fee of 3.5% on the conversion amount.
