RBL World Prime Credit Card
- Updated On: 6 June, 2025
The World Prime Credit Card by RBL Bank is designed to offer the benefits of four cards in one. With a joining fee of ₹2,999 plus taxes, you unlock a world of privileges that upgrade your shopping, travel, and entertainment experiences. With this card, users can earn bonuses and annual rewards worth ₹30,600, making it a perfect deal.
The card offers an Easy Cash option that lets you withdraw cash from ATMs throughout India, giving you quick access to your funds. You can also earn rewards for your spending, starting with a welcome gift of 12,000 Reward Points. The card offers exclusive entertainment rewards, including 1+1 movie tickets through BookMyShow, and access to domestic airport lounges twice every quarter. With the benefit of concierge services, you can receive assistance for bookings, referrals, and other personal needs.
This card is ideal for frequent travelers, movie lovers, and individuals who enjoy shopping online. If you want a credit card that combines rewards, exclusive offers, and premium services, the World Prime Credit Card could be the perfect fit for you.
RBL World Prime Credit Card
( 4.4 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
2 RP for every ₹100 spent online
Welcome Benefits
12,000 Reward Points
Rewards and Benefits
Movie & Dining
BOGO offer on movie tickets via BookMyShow
Rewards Rate
2 RP for every ₹100 spent online
Reward Redemption
1 RP = ₹0.25
Travel
N/A
Domestic Lounge Access
2 complimentary visits to domestic airport lounges
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.5%
Interest Rates
3.99% monthly or 47.88% annually
Fuel Surcharge Waiver
1% waiver on fuel transactions up to ₹150 between ₹500 and ₹4,000
Cash Advance Charges
2.5% or ₹500
Product Details
- Get 12,000 Reward Points after spending ₹2,000 within the first 30 days.
- Enjoy a BOGO movie ticket offer via BookMyShow.
- Access to domestic airport lounges with up to 2 complimentary visits each quarter.
- The card has a spending milestone benefit where spending ₹1.5 lakh in a year earns you 10,000 additional Reward Points.
- Spend over ₹3.5 lakh annually to earn an extra 10,000 Reward Points.
- A 1% fuel surcharge waiver on fuel transactions.
Pros/Cons
Pros
- Offers concierge services where cardholders have access to personalized assistance for bookings, dining, and other needs.
- No minimum spending requirement to qualify for rewards.
Cons
- No international lounge access or travel insurance.
- Certain transactions, like education or utility bills, do not earn Reward Points.
Welcome Benefits
The welcome benefit offered by the RBL World Prime Credit Card to its cardholders is quite impressive. When you pay the annual fee and spend ₹2,000 within the first 30 days of getting the card, you’ll receive 12,000 Reward Points. These points can be redeemed for various rewards at the RBL Rewards portal. New cardholders should note that if you have a First Year Free card, you won’t receive these welcome rewards.
Milestone Benefits
- If you spend ₹1.5 lakh in a year, you’ll receive 10,000 Reward Points.
- If your annual spending exceeds ₹3.5 lakh, you earn an additional 10,000 Reward Points.
Entertainment Perks
The RBL World Prime Credit Card offers an impressive deal for movie enthusiasts, where they can enjoy a 1+1 offer on movie tickets, allowing them to buy one ticket and get another for free, up to ₹200, twice a month on any day of the week. To take advantage of this offer, simply go to the offers section during checkout on BookMyShow and enter your card details.
Lounge Access
The RBL World Prime Credit Card offers its cardholders access to domestic airport lounges in India. You can enjoy up to 8 free visits each year, with a maximum of 2 complimentary visits per quarter. To be eligible for this lounge access, you need to spend at least ₹15,000 in the previous quarter.
Concierge Services
The RBL World Prime Credit Card offers a concierge service to make your life easier. This service is like having your personal assistant who can help you with multiple tasks. Here’s what you can get with the concierge services:
- Golf Course Assistance
- Car Rentals
- Hotel Bookings
- Business Services
- Special Events
- Spa and Fitness Info
- Dining Recommendations
- Gift Delivery
Fuel Surcharge Waiver
With the RBL World Prime Credit Card, you can enjoy a fuel surcharge waiver each month. You can waive up to ₹150 per month on fuel transactions between ₹500 and ₹4,000.
Reward Rate
- With the RBL World Prime Credit Card, you earn 2 Reward Points for every ₹100 spent on eligible transactions.
- Earn 2X Reward Points on all online purchases, with a maximum limit of 1,000 Reward Points per month.
Cardholders should remember that transactions made on education, rent payments, utilities, insurance, and wallet load categories will not earn any Reward Points.
Reward Redemption
- Users can redeem their accumulated Reward Points for a variety of options such as gift vouchers, hotel stays, air tickets, and more by visiting the RBL Rewards portal.
- The value of 1 Reward Point is ₹0.25.
RBL World Prime Benefit Calculator
| Benefits | Amount of Benefit (Annual) |
| Welcome Perks | ₹3,000 |
| Milestone Rewards | ₹5,000 |
| 2 RP for every ₹100 spent | ₹1,000 |
| 2X RP for Online Spends | ₹3,000 |
| Domestic Lounge Access | ₹12,000 |
| Entertainment Benefit | ₹4,800 |
| Fuel Surcharge Waiver | ₹1,800 |
| Total Benefits | ₹30,600 |
RBL World Prime Credit Card Review
The RBL World Prime Credit Card is a great option for those who enjoy shopping and entertainment. With a joining fee of ₹2,999 plus taxes, cardholders receive a welcome gift of 12,000 Reward Points after their first spend of ₹2,000. One of its highlights is the movie ticket offer on BookMyShow, and it provides access to domestic airport lounges for frequent travelers.
While it has some limitations, such as no international lounge access and a higher foreign currency markup, the overall benefits make it a competitive option. RBL Bank has entered the credit card market to challenge established cards, and with this card, they are certainly making a mark. If you’re looking for rewarding experiences and premium services, the RBL World Prime Credit Card could be worth considering.
FAQs:
Do I receive lounge access with this card?
Yes, you are entitled to 2 complimentary visits to domestic airport lounges every quarter, totaling up to 8 visits a year, provided you spend at least ₹15,000 in the previous quarter.
Does the card provide any insurance benefits?
No, the RBL World Prime Credit Card does not offer any insurance benefits.
Are there any restrictions on earning Reward Points?
Certain transactions, such as education payments or utility bills, do not earn Reward Points.
How can I track my Reward Points?
You can track your Reward Points and account activity through the RBL Bank mobile app or online banking portal.
Can I use the card for international transactions?
Yes, the RBL World Prime Credit Card can be used for international transactions, but please be aware of the foreign currency markup fee of 3.5%.