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INDUSIND Bank 
STANDARD CHARTERED
Federal BankThe IndusInd Bank Platinum Aura Credit Card is a card with exceptional features that provides its customers with exclusive reward offers and other benefits on the basis of their choice. With this card, you can choose any of the reward plans as per your spends. The card rewards you in the form of Saving Points, and you can earn up to 4 saving points on every Rs. 100 you spend using this card. The card comes with a very nominal joining fee of Rs. 500 and after paying it, you get a welcome benefit of gift vouchers from BATA, Vero Moda, and EazyDiner.
To make your travel experiences better and secure, the card provides complimentary Priority Pass membership and various travel insurance benefits. The cardholders can also avail of the 24*7 concierge and auto-assistance services. There are several other benefits of the IndusInd Bank Platinum Aura Credit Card. To know all of them in detail, keep reading:
IndusInd Bank Platinum Aura Credit Card
Fee
Joining Fee
Rs. 500
Renewal Fee
Nil
Best Suited For
Shopping |
Reward Type
Reward Points
Welcome Benefits
Welcome gift vouchers from Bata, Vero Moda, and Eazy Diner.
Movie & Dining
NA
Rewards Rate
0.5 Saving points per Rs. 100 spent on all categories. Up to 4 saving points per Rs. 100 spent on selected categories.
Reward Redemption
1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile / 0.5 CV Point for redemption against Intermiles or CV Points.
Travel
Complimentary Priority Pass membership with access to over 1,000 lounges globally.
Golf
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
You get insurance coverage against an air accident, lost/delayed baggage, lost passport/ticket and unauthorized transactions made on a lost/stolen card.
Zero Liability Protection
Zero liability protection against a lost/stolen card on reporting the loss to the bank within 48 hours.
Spend based Waiver
NA
Rewards Redemption Fee
Rs. 100
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
3.5% of the foreign currency amount transacted
Interest Rates
3.83% per month
Fuel Surcharge
1% fuel surcharge waiver for all transactions between Rs. 400 and Rs. 4,000
Cash Advance Charge
2.5% or Rs. 300 (whichever is higher)
Add-on Card Fee
Nil
- You get the flexibility to choose your reward plan.
- You can earn up to 4 Saving Points on every Rs. 100 you spend.
- Gift vouchers from BATA, Vero Moda, and EazyDiner as a welcome gift.
- Complimentary priority pass membership.
- Travel insurance against several categories.
- Personal air-accident coverage.
- You get a 1% fuel surcharge waiver.
- 24*7 concierge services.
The IndusInd Bank Platinum Aura Credit Card is a card with exceptional features that provides its customers with exclusive reward offers and other benefits on the basis of their choice. With this card, you can choose any of the reward plans as per your spends. The card rewards you in the form of Saving Points, and you can earn up to 4 saving points on every Rs. 100 you spend using this card. The card comes with a very nominal joining fee of Rs. 500 and after paying it, you get a welcome benefit of gift vouchers from BATA, Vero Moda, and EazyDiner.
To make your travel experiences better and secure, the card provides complimentary Priority Pass membership and various travel insurance benefits. The cardholders can also avail of the 24*7 concierge and auto-assistance services. There are several other benefits of the IndusInd Bank Platinum Aura Credit Card. To know all of them in detail, keep reading:
Welcome Benefits
- As a welcome gift, you get gift vouchers from BATA, Vero Moda, and EazyDiner.
- These gift vouchers are valid only for 6 months from the date of card issuance.
IndusInd Bank Platinum Aura Credit Card Rewards:
The IndusInd Bank Platinum Aura Credit Card comes with different rewarding plan options, and you can choose either of them. The plans are as follows:
Platinum Aura Shop Plan
| Category | Saving Points per spend of Rs. 100 |
| Departmental Stores | 4 saving points |
| Books | 1.5 saving points |
| Restaurant Bills | 1.5 saving points |
| Consumer durables or electronic items | 2 saving points |
| Other spends | 0.5 saving points |
Platinum Aura Home Plan
| Category | Saving Points per spend of Rs. 100 |
| Groceries | 4 saving points |
| Electricity/cell phone bills | 2.5 saving points |
| Insurance premium | 1.5 saving points |
| Medical spends | 1.5 saving points |
| Other spends | 0.5 saving points |
Platinum Aura Travel Plan
| Category | Saving Points per spend of Rs. 100 |
| Hotel spends | 4 saving points |
| Spends on airline tickets | 2.5 saving points |
| Rail tickets / Car rental spends | 1.5 saving points |
| Other spends | 0.5 saving points |
Platinum Aura Party Plan
| Category | Saving Points per spend of Rs. 100 |
| Restaurant bills | 4 saving points |
| Departmental stores / Pubs / Bars | 2 saving points |
| Movie tickets | 1.5 saving points |
| Other spends | 0.5 saving points |
Rewards Redemption
- The saving points you earn can be redeemed by calling the IndusInd bank’s phone banking number, i.e. 1860 267 7777.
- For redemption against cash credit, 1 SP = Re. 0.50.
- For redemption against InterMiles, 1 SP = 1 InterMile.
- For redemption against CV points, 1 SP = 0.5 CV point.
- The saving points can also be redeemed against various products and vouchers at Indusmoments.
Travel Benefits
- You get complimentary Priority Pass membership for yourself and your add-on cardholder.
- For every lounge visit using the priority pass, you will be charged a usage fee of US $27 + GST per person.
Insurance Benefits
| Category | Insurance Coverage |
| Accidental air death | Rs. 25 lakhs |
| Lost baggage | Rs. 1,00,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
Concierge Benefits
You can avail the IndusInd bank’s 24*7 concierge services for the following purposes:
- Hotel / Flight bookings.
- Pre-trip assistance.
- Entertainment & sports bookings.
- Flowers & gifts.
Other Benefits
You get 24*7 on-road assistance service that includes:
- Flat tyre service.
- Emergency fuel supply.
- Battery service.
- Roadside repair service.
- Accident management.
- Medical assistance.
Fuel Surcharge Waiver
You get a 1% fuel surcharge waiver at all fuel stations for all transactions between Rs. 400 & Rs. 4,000.
How To Apply?
To apply for an IndusInd Bank Platinum Aura Credit Card, you need to either call on 1860 267 7777 or you can apply online at https://www.indusind.com/.
Conclusion
The IndusInd Platinum Aura Credit Card is an affordable credit card and will be great for anyone who is looking for a card that would allow them to save more. One of its greatest features is: it comes with different Reward plans and hence you can choose to earn more saving points on the categories where you spend more. Moreover, with a one-time joining fee, this card provides exclusive advantages across various categories, including travel, on-road assistance, concierge benefits, etc. So, understand your spending habits and go with this card without having any further doubts.
FAQs:
- If you choose the Platinum Aura Shop Plan, you get 4 Saving Points per Rs. 100 spent on departmental stores.
- If you choose Platinum Aura Party Plan, you get 2 Saving Points per Rs. 100 spent on departmental stores.
- On choosing any other plan, you get 0.5 saving Points per Rs. 100 spent on departmental stores.
The interest rate on the IndusInd Bank Platinum Aura Credit Card is 3.83% per month.
Yes, the IndusInd Bank charges a reward redemption fee of Rs. 100 on every redemption request.
To avail of the 24*7 on-road assistance service, you just need to give the bank a call on 1860 267 7777.
There is no annual/renewal fee on the IndusInd bank Platinum Aura Credit Card.
Compare India’s most rewarding credit cards under one roof and pick the one that works for you the best.