By Kartik Kanwar
Updated On January 10, 2024

IDFC Bank offers free railway lounge access with the majority of its credit cards. If you are someone who often travels by railway, you will highly benefit from this complimentary lounge access. Travelers can rest, read magazines, dine, use the wifi, and consume snacks in the railway lounge. Keep on reading for more information about free railway lounge access with IDFC Credit Card.

IDFC Bank Credit Cards for Free Railway Lounge Access

Table of Contents

Best IDFC Bank Credit Cards With Railway Lounge Access

IDFC FIRST Millennia Credit Card

(4.7/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation
IDFC Bank FIRST SWYP Credit Card

(4.6/5)

Fees

Joining Fee

499 + GST

Renewal Fee

499 + GST

Best Suited For

Movies

Reward Type

Reward Points

Welcome Benefits

1,000 RPs on First EMI Transaction, 1 Year Lenskart Gold Membership & 1-Year Times Prime Membership
IDFC FIRST Classic Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.
IDFC First Select Credit Card

(4.6/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.
IDFC FIRST Wealth Credit Card

(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

How to Access Railway Lounge With IDFC Bank Credit Card?

  • You will have to present your IDFC Bank Rupay/Visa Credit Card along with your train ticket.
  • A non-refundable validation charge of Rs. 2 will be charged to your card on the DreamFolks POS machine.
  • After going through the steps mentioned above, you can access the cards.

Services You Can Access With IDFC Credit Cards at Railway Lounges in India

  • You can gain entry to popular railway lounges in India with your IDFC Bank Credit Cards and enjoy a two-hour stay and rest.
  • While in the lounge, you can relax and recharge while enjoying free Wi-Fi services.
  • In the railway lounge, visitors can enjoy complimentary tea and coffee, as well as a buffet meal for breakfast, lunch, or dinner. If a visitor arrives in the evening, snacks may be provided at the lounge’s discretion.
  • Any additional services shall be chargeable.

List of IRCTC Railway Lounges You Can Access With IDFC Bank Credit Cards

You can access the following IRCTC Lounges with your IDFC Bank Credit Cards.

Railway Station City  Platform Number 
Agra Cantt Railway Station Agra Platform 1
Ahmedabad Kalupur Railway Station Ahmedabad Platform 1
Jaipur Railway Station Jaipur Platform 1
Kolkata (Sealdah) Railway Station  Kolkata Platform 8
Madurai Railway Junction  Madurai Platform 1
New Delhi Railway Station New Delhi Platform 16
New Delhi Railway Station  New Delhi Platform 1
Varanasi Cantt Railway Station Varanasi Platform 1

Bottom Line

Elevating your railway journeys, IDFC Bank presents an exclusive offering of free railway lounge access with its range of credit cards. This complimentary feature is designed to cater to the discerning traveler, ensuring a comfortable and enjoyable wait before embarking on your train journey. Whether you opt for the IDFC FIRST Millennia Credit Card, SWYP, Classic, or Wealth Credit Card, each card opens the door to a world of privileges. Discover the hassle-free process of accessing railway lounges and the services available during your stay, and embark on a journey where every moment is comfortable with IDFC First Credit Cards.

FAQs:

Yes, many IDFC First Credit Cards offer railway lounge access without any additional costs.
Each IDFC Credit Card has a different number of free visits to railway lounges. Usually, you can get 4 free railway lounge access each quarter with IDFC Credit Cards.