IDFC Bank Credit Cards for Free Railway Lounge Access
IDFC Bank offers free railway lounge access with the majority of its credit cards. If you are someone who often travels by railway, you will highly benefit from this complimentary lounge access. Travelers can rest, read magazines, dine, use the wifi, and consume snacks in the railway lounge. Keep on reading for more information about free railway lounge access with IDFC Credit Card.
Table of Contents
Best IDFC Bank Credit Cards With Railway Lounge Access
- Joining Fee
- ₹2,999 + GST
- Annual Fee
- ₹2,999 + GST
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Welcome BenefitsUp to 7,500 Reward Points
- Joining Fee
- ₹5,999 + GST
- Annual Fee
- ₹5,999 + GST
- Best Suited For
- Movies | Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Welcome BenefitsUp to 12,000 Reward Points
- Joining Fee
- Nil
- Annual Fee
- Nil
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10 Reward Points per ₹200 Spent on Dining, Travel, and International Transactions, 1X Reward Points per ₹200 Spent on Insurance, Utilities, Railways, and FASTag Recharges, and 3 Reward Points per ₹200 Spent on All Other Eligible Transactions
Welcome BenefitsVouchers worth ₹500 on spends of ₹5,000 within 30 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.
- Joining Fee
- Nil
- Annual Fee
- Nil
- Best Suited For
- Movies | Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards RateEarn 10X Reward Points Per ₹200 on Dining, Travel & International Spends, 3X on Regular and UPI Spends Above ₹2,000, and 1X on Insurance, Utilities, Railways, FASTag and UPI Spends Up to ₹2,000
Welcome Benefits₹500 Voucher from Uber, Amazon, and Bigbasket on Spending ₹5,000 Within 30 Days of Card Issuance. 5% Cashback Upto ₹1,000 on the First EMI Transaction
- Joining Fee
- Nil
- Annual Fee
- Nil
- Best Suited For
- Movies | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10 Reward Points per ₹200 Spent on Dining, Travel, and International Transactions, 1X Reward Points per ₹200 Spent on Insurance, Utilities, Railways, and FASTag Recharges, and 3 Reward Points per ₹200 Spent on All Other Eligible Transactions
Welcome Benefits5% cashback on first EMI spend up to Rs. 1,000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 5,000 within 30 days of card generation
- Joining Fee
- Lifetime Free
- Annual Fee
- Lifetime Free
- Best Suited For
- Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate10X Reward Points Per ₹200 Spent on Dining, Travel & International Transactions | 3X Reward Points Per ₹200 on Other Eligible Spends | 1X Reward Point Per ₹200 on Insurance, Utilities, Railways, FASTag & UPI Spends Up to ₹2,000
Welcome Benefits₹500 Welcome Gift Voucher on Spending ₹5,000 Within the First 30 Days + 5% Cashback on Your First EMI Transaction Done Within 30 Days of Card Generation
- Joining Fee
- ₹499 + GST
- Annual Fee
- ₹499 + GST
- Best Suited For
- Movies | Travel | Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate200, 500, 1,000, 2,000 and 4,000 RPs on Spends of ₹5,000, ₹10,000, ₹15,000, ₹30,000, and 60,000 Respectively
Welcome Benefits1,000 RPs on the First EMI Transaction, 1 Year Lenskart Gold Membership, and 2,000 Reward Points on Spends of ₹5,000
How to Access Railway Lounge With IDFC Bank Credit Card?
- You will have to present your IDFC Bank Rupay/Visa Credit Card along with your train ticket.
- A non-refundable validation charge of Rs. 2 will be charged to your card on the DreamFolks POS machine.
- After going through the steps mentioned above, you can access the cards.
Services You Can Access With IDFC Credit Cards at Railway Lounges in India
- You can gain entry to popular railway lounges in India with your IDFC Bank Credit Cards and enjoy a two-hour stay and rest.
- While in the lounge, you can relax and recharge while enjoying free Wi-Fi services.
- In the railway lounge, visitors can enjoy complimentary tea and coffee, as well as a buffet meal for breakfast, lunch, or dinner. If a visitor arrives in the evening, snacks may be provided at the lounge’s discretion.
- Any additional services shall be chargeable.
List of IRCTC Railway Lounges You Can Access With IDFC Bank Credit Cards
You can access the following IRCTC Lounges with your IDFC Bank Credit Cards.
| Railway Station | City | Platform Number |
| Agra Cantt Railway Station | Agra | Platform 1 |
| Ahmedabad Kalupur Railway Station | Ahmedabad | Platform 1 |
| Jaipur Railway Station | Jaipur | Platform 1 |
| Kolkata (Sealdah) Railway Station | Kolkata | Platform 8 |
| Madurai Railway Junction | Madurai | Platform 1 |
| New Delhi Railway Station | New Delhi | Platform 16 |
| New Delhi Railway Station | New Delhi | Platform 1 |
| Varanasi Cantt Railway Station | Varanasi | Platform 1 |
Bottom Line
Elevating your railway journeys, IDFC Bank presents an exclusive offering of free railway lounge access with its range of credit cards. This complimentary feature is designed to cater to the discerning traveler, ensuring a comfortable and enjoyable wait before embarking on your train journey. Whether you opt for the IDFC FIRST Millennia Credit Card, SWYP, Classic, or Wealth Credit Card, each card opens the door to a world of privileges. Discover the hassle-free process of accessing railway lounges and the services available during your stay, and embark on a journey where every moment is comfortable with IDFC First Credit Cards.
Frequently Asked Questions
Is free railway lounge access provided with IDFC Credit Cards?
Yes, many IDFC First Credit Cards offer railway lounge access without any additional costs.
How many times is free railway lounge access provided with IDFC FIRST Credit Cards?
Each IDFC Credit Card has a different number of free visits to railway lounges. Usually, you can get 4 free railway lounge access each quarter with IDFC Credit Cards.