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MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card is specifically designed for travel expenses through the popular platform MakeMyTrip. With an annual fee of ₹999, this card is a must-have for those who travel often or make extensive travel bookings with MakeMyTrip, whether for flights, hotels, or more. Not only does this card come with a reasonable fee, but it also offers benefits worth a whole lot more. Cardholders will receive a ₹1,000 voucher from MakeMyTrip and will also get the MMTBLACK Gold Membership, which offers additional discounts and offers on MMT bookings. One of the most distinctive features of this card is that approved applicants will receive two cards, one on the RuPay network and one on the Mastercard network. Being on the RuPay network, this card can be linked to UPI for easy online payments while earning rewards in the form of myCash. From domestic/international airport lounge access to low Forex charges, this card can be considered the perfect travel credit card for those who vacation or travel frequently.

This card offers 6 myCash for every ₹200 spent on hotel bookings with MakeMyTrip, which equates to a reward rate of 3%, considering the value of one myCash is ₹1. Cardholders will also earn 3 myCash for every ₹200 spent on flight, bus, and cab bookings with MMT. Continue reading for a detailed review of the latest offering by ICICI Bank.

MakeMyTrip ICICI Bank Credit Card

( 4.6 / 5 )
MakeMyTrip ICICI Bank Credit Card
  • Joining Fee₹999 + GST
  • Annual Fee₹999 + GST
  • Best Suited ForTravel
  • Reward TypeReward Points

Rewards Rate

6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends

Welcome Benefits

₹1,000 MMT Voucher and MMTBLACK Gold Tier Membership

Movie & Dining

25% Off on Second Movie Ticket via BookMyShow (Up to ₹150 Savings Every Month)

Rewards Rate

6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends

Reward Redemption

1 myCash = ₹1

Travel

High Rewards on Travel Spends

Domestic Lounge Access

Eight Complimentary Visits Each Year

International Lounge Access

One Free Visit Each Year

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    Annual Fee Waiver on Spends of ₹3 Lakh in a Year

    Rewards Redemption Fee

    Nil

    Foreign Currency Markup

    0.99%

    Interest Rates

    3.75% Per Month (45% Per Annum)

    Fuel Surcharge Waiver

    N/A

    Cash Advance Charges

    2.5%

    • The joining and annual charge of this card is ₹999 + GST.
    • This is a travel-centric credit card.

    Pros

    Even those who do not have a dedicated travel credit card can choose this card, as it is associated with the popular platform MakeMyTrip and is affordable at ₹999 per year.

    Cons

    Although this is a travel credit card, it is only limited to the ecosystem of MakeMyTrip. Those who do not book through this one particular platform shall find no use for the card.

  • Joining Benefits

    As a welcome benefit of the MakeMyTrip ICICI Credit Card, cardholders will receive a MakeMyTrip voucher and a complimentary MMTBLACK Gold Membership.

    The MakeMyTrip voucher is worth ₹1,000 and will be issued within 45 days of the joining fee being realized. There is no minimum order requirement for using this voucher, and it will be valid for three months from the date of issuance.

    The MMTBLACK Gold Membership will be valid for 12 months for cardholders. Those who already have this tier will see their tenure extended by 12 months.

    Earn myCash on Spends Made With MMT ICICI Credit Card

    When spending with this credit card, users are awarded myCash without any cap. This cash can be used for hotel, flight, holiday, and other travel bookings with MakeMyTrip. Cardholders can also use their myCash to purchase partner vouchers via MMT. MyCash does not expire, and one myCash is equal to ₹1.

    Category  myCash
    Hotel Bookings on MMT 12 on Every ₹200 Spent
    Flight, Cab, Bus, and Holiday Bookings on MMT 6 on Every ₹200 Spent
    Domestic and International Spends Outside of MMT 2 on Every ₹200 Spent
    Spends on Insurance 2 on Every ₹200 Spent (Capped at Maximum of 1,000 myCash Per Year)

    MakeMyTrip ICICI Bank Credit Card Features

    No myCash shall be awarded for the following transactions.

    • Rent Payments
    • Cash
    • Fuel
    • Gambling
    • Any Transactions Carried Out for Commercial Purposes

    Complimentary Airport Lounge Access

    Primary credit cardholders will receive 2 complimentary domestic airport lounge access visits each quarter (eight each year) and one international airport lounge access visit per year. Only the primary cardholder of the MakeMyTrip ICICI Credit Card is eligible for free airport lounge visits; add-on cardholders are not eligible. You can find the complete list of eligible airports for free lounge access here.

    Discount on Movies

    Get 25% off on your second movie ticket on BookMyShow, up to ₹150, once every month. This offer is available on both Mastercard and RuPay variants of the card. The benefit is shared between the primary and add-on cards.

    Low Forex on International Spends

    MakeMyTrip ICICI Credit Card holders are only charged a minimal 0.99% Forex fee on international transactions. This is a great benefit for travelers as it leads to additional savings. Typically, credit cards charge 3.5% on foreign transactions except for super premium cards, but this card offers low Forex, and that too at a low annual fee of ₹999.

    Annual Benefits

    The annual charge of ₹999 shall be waived on spending ₹3 lakh in a card anniversary year. Those who cannot meet the spending requirement shall have to pay the annual charge, but they shall receive ₹1,000 voucher from MakeMyTrip on realization of fees.

    What Happened to MakeMyTrip ICICI Bank Signature/Platinum Credit Cards?

    ICICI Bank previously issued the MakeMyTrip ICICI Bank Signature and Platinum Credit Cards. These have now been canceled and cannot be applied for. Only the current MakeMyTrip ICICI Bank Credit Card is valid.

    Other MakeMyTrip ICICI Bank Credit Card

    Bottom Line

    MakeMyTrip is a well-known platform for booking family trips, vacations, weekend getaways, honeymoons, and more. Whether it’s flights, hotels, cabs, or buses, MakeMyTrip offers the best deals and prices. The MakeMyTrip ICICI Bank Credit Card is a versatile travel co-branded credit card with multiple travel-focused features. The only requirement is that all bookings and expenses must be made through MakeMyTrip to ensure you earn the highest rewards.

    This card offers plenty of domestic airport lounge visits, but the number of international lounge visits is limited to just one, and both are only valid for the primary cardholder. One of the best features of this card is the low Forex markup charge of 0.99%, which is beneficial for making international purchases. The reward-based system is only good if you make spends on MakeMyTrip. Basically, only those who make spends with the online travel booking platform can fully take advantage of this card.

    MakeMyTrip ICICI Bank Credit Cards

    For those who book their travel through MakeMyTrip, this is the perfect card, especially considering that the previously issued MMT ICICI co-branded credit cards have now been discontinued.

    FAQs:

    No, the MakeMyTrip ICICI Bank Credit Card does not offer zero forex charges. However, compared with other cards, this card has a low forex charge of 0.99%, whereas the industry rate is 3% to 3.5% for international spends.

    Yes, existing ICICI credit cardholders can also apply for the MakeMyTrip ICICI credit card.

    10 comments

    • Is there any limit on airport lounge access per quarter? Example, can all eight lounge access entitlements be used within the same quarter?

    • Nitin Kumar

      Make my trip credit card

    • I am hearing, this new card will not be applicable for amazon or flipkart….flat icici bank offers/discounts. Is this true?

      Because signature mmt cards are applicable for icici bank offers.

      • A

        Kartik Kanwar

        These days co-branded credit cards are exempt for sales usually. But I know someone who has successfully used this card for platforms so.

    • What would happen to old mmt card holders? Will they get this new card after their card date is expired?

      • A

        Kartik Kanwar

        Not yet sure. The old ones have been discontinued, but no idea on the transition.

    • What is the minimum spend criteria for lounge access with this card?

      • A

        Kartik Kanwar

        There is no spend based airport lounge access with this card. One can access this feature for free.

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