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Federal BankThe InterMiles ICICI Bank Rubyx Credit Card is a co-branded credit card that provides its customers with exclusive travel benefits in partnership with intermiles.com. It is a dual credit card with American Express & Visa variants, both of which provide you with exciting benefits. With this card, you can get up to 10 InterMiles on every Rs. 100 you spend. The card comes with a joining fee of Rs. 2,500 and welcomes you with 5,000 bonus InterMiles. Not only InterMiles, but you also get several other travel benefits with this card, including accelerated InterMiles on bookings through intermiles.com, and complimentary domestic airport lounge access every quarter. Talking about its dining benefits, you can avail of up to 15% discount on dining through the ICICI bank Culinary Treats Programme. The card also provides a 25% discount on movies on booking your tickets through BookMyShow. This card has several other advantages, including renewal benefits, fuel surcharge waiver, etc. To know all of them, refer to the detailed information given below:
InterMiles ICICI Bank Rubyx Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
25% discount (max Rs. 150 per month) on movie tickets on BookMyShow & up to 15% discount on dining through the Culinary Treats Programme.
Rewards Rate
3 InterMiles per Rs. 100 on domestic spends, 4 InterMiles per Rs. 100 on international spends with the Visa variant; 4 InterMiles per Rs. 100 on domestic spends, 5 InterMiles per Rs. 100 on international spends the American Express variant, 1 InterMile per Rs. 100 on insurance and utility spends
Reward Redemption
InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal
Travel
Complimentary airport lounge access
Golf
N/A
Domestic Lounge Access
2 domestic airport lounge access each quarter (1 lounge access each through American Express & Visa variant).
International Lounge Access
N/A
Insurance Benefits
N/A
Zero Liability Protection
You will not be liable for any unauthorized transactions made on your card if the loss is reported to the bank in a timely manner.
Spend Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.5% per month (42% per annum)
Fuel Surcharge
1% fuel surcharge waiver across all HPCL petrol pumps for a maximum fuel transaction of Rs. 4,000.
Cash Advance Charges
2.5% of the amount transacted or Rs. 300 (whichever is higher)
Add-on Card Fee
Rs. 250 (plus applicable taxes)
- Up to 10 InterMiles on every Rs. 100 spent with the American Express variant and up to 7.5 InterMiles for every Rs. 100 spent with the Visa variant.
- Accelerated InterMiles on flight bookings through intermiles.com.
- 5,000 bonus InterMiles as a welcome benefit.
- 2,500 Intermiles as a renewal benefit.
- 2 complimentary domestic airport lounge access every quarter (if a minimum of Rs. 5,000 were spent in the previous quarter).
- Up to 25% discount (up to Rs. 150) on booking 2 movie tickets in a single transaction on BookMyShow (max two times a month).
- Exclusive discounts on dining bills at partner restaurants through the ICICI Bank Culinary Treats Programme.
- 24*7 concierge services for assistance regarding hotel/flight bookings, table reservations, flower/gift delivery, etc.
- Get a 1% fuel surcharge waiver at all fuel stations across India.
InterMiles ICICI Bank Credit Card Welcome Benefits:
- You get 5,000 bonus InterMiles as a welcome gift.
- A flight discount voucher worth Rs. 500 on booking through intermiles.com.
- A hotel discount voucher worth Rs. 1,000 on booking through intermiles.com.
- You receive these welcome benefits within 45 days after successful payment of the joining fee.
InterMiles ICICI Bank Credit Card Renewal Benefits:
- 2,500 bonus InterMiles every year the card membership is renewed.
- Exclusive flight discount voucher worth Rs. 250 and hotel discount voucher worth Rs. 750 on booking through intermiles.com.
- You’ll receive the renewal benefits within 45 days of realisation of the renewal fee.
Joining/Renewal Fee Waiver:
The annual joining /renewal fee of the ICICI Bank Rubyx Credit Card is waived off for InterMiles Platinum Tier members.
InterMiles ICICI Bank Rubyx Credit Card Rewards:
| Spends Type | InterMiles earned per Rs. 100 spent (American Express Variant) | InterMiles earned per Rs. 100 spent (Visa Variant) |
| Domestic | 4 | 3 |
| International | 5 | 4 |
| Online (at intermiles.com) | 8 | 6 |
| Etihad Airways revenue ticket booking through intermiles.com | 10 | 7.5 |
- You do not earn any InterMiles on fuel purchases.
- You earn 1 InterMile per Rs. 100 on fuel and utility spends.
- Maximum number of InterMiles you can earn through this card is capped at 40,000 InterMiles per year. Once this max cap is reached, you need to pay an uncapping fee of Rs. 7,500 to continue earning more InterMiles.
- 5% discount on the base fare on booking revenue tickets for Etihad Airways on Economy Class at intermiles.com. The discount is applicable for international flights originating from India only if the payment is made in INR.
Rewards Redemption
The InterMiles you earn using your InterMiles ICICI Bank Rubyx Credit Card can be redeemed easily for hotel reservations, flight bookings, shopping vouchers, fuel purchases, etc on the InterMiles redemption portal.
Travel Benefits
- 1 complimentary domestic airport lounge access every quarter through the InterMiles ICICI Bank Rubyx Visa Credit Card.
- 1 complimentary domestic airport lounge access every quarter through the InterMiles ICICI Bank Rubyx American Express Credit Card.
- These travel benefits are applicable only if you spend Rs. 5,000 or more in a quarter.
Movie & Dining Benefits
- 25% discount on movies (up to Rs. 150) twice a month on booking movie tickets through BookMyShow.
- Up to a 15% discount on dining across hundreds of participating restaurants through the ICICI Bank Culinary Treats Programme.
Concierge Benefits
You get access to ICICI Bank’s 24×7 concierge service, i-Assist for assistance regarding hotel reservation, flight ticket booking, movie ticket bookings, restaurant referrals and table reservation, car rental, flower and gift delivery, etc. Apart from this, you also get medical concierge privileges and emergency auto assistance with the InterMiles ICICI Bank Rubyx Credit Card.
Fuel Surcharge Waiver
You get a 1% fuel surcharge waiver across all HPCL petrol pumps for all fuel transactions up to Rs. 4,000.
How To Apply?
- To apply for the InterMiles ICICI Bank Rubyx Credit Card, you can either visit your nearest branch or
- you can apply online by following a few simple steps as mentioned below:
- Visit the net banking website of ICICI Bank https://www.icicibank.com/.
- Under the section ‘Apply Online,’ choose the option ‘Credit Card.’
- Fill in all the required details.
- Choose the card you want to apply for, i.e. InterMiles ICICI Bank Rubyx Credit Card.
- Complete all the required formalities as instructed by the website.
Conclusion
The InterMiles ICICI Bank Rubyx Credit Card Can be considered an ideal ICICI credit card that provides almost all the benefits that one expects from a credit card. With its exciting benefits & reward offers over various categories, it allows its customers to save a lot in the form of InterMiles, which can easily be redeemed against flights, hotel bookings, etc through intermiles.com. The bonus InterMiles you get as a welcome & renewal benefit give the card a big plus. There are several other features of the card, which can not be ignored, such as fuel surcharge waiver, 24*7 concierge services, etc. So, if you are a frequent traveler, if you love to go to movies, if you dine out frequently, or if you love to save, the InterMiles ICICI Bank Rubyx Credit Card is one of the most significant credit cards for you.
