ICICI Bank Mine Credit Card

ICICI Bank Mine Card Features and Benefits

The Mine Credit Card offered by the ICICI Bank is one of the bank’s unique offerings as it comes with three plans and the cardholders have an opportunity to choose one according to their convenience. Following is the detailed information about all the three plans and all other features & benefits of the card:

ICICI Mine Credit Card Starter Plan

• With the Starter Plan, you get 1% cashback on all retail spends. The cashback limit is capped at Rs. 100 per month.
• Exclusive offers on grocery, travel, food, fashion, and E-marketplace using the ICICI Mine credit card.
• 1% surcharge waiver on fuel transactions at all HPCL petrol pumps.

ICICI Bank Mine Credit Card Pro Plan

• Along with the regular 1% cashback on all spends, you get up to 5% cashback on exclusive partners Big Basket, Inox, Ola, PVR, Swiggy, Zomato, BookMyShow, Gaana, Grofers, and Amazon Prime with the Pro plan. The cashback limit is capped at Rs. 200 per month.
• The monthly membership fee is waived off if you spend Rs. 10,000 or more in the previous month.
• Exclusive offers on grocery, travel, food, fashion, and E-marketplace using the ICICI Mine credit card.
• 1 Complimentary Domestic Railway lounge access every month.
• 7% discount on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 on flight bookings under the Pro plan for existing Goibibo customers

ICICI Bank Mine Credit Card Premium Plan

• You get 1% cashback on all spends and 5% cashback on partner brands as mentioned above.
• The cashback limit is capped at Rs. 750 per month.
• You can enjoy exclusive dining benefits with a 2-month complimentary subscription to EazyDiner prime.
• A spend-based monthly fee waiver on spending Rs 20,000 or more in the previous month.
• 1% surcharge waiver on fuel transactions at all HPCL petrol pumps.
• Furthermore, you also get a 5% discount on Tata Cliq subject to a maximum discount of Rs 300 on minimum spending of Rs 1000 using your ICICI Mine credit card.
• Exclusive offers on grocery, travel, food, fashion, and E-marketplace using the ICICI Mine credit card.
• 1 Complimentary domestic airport lounge access and 1 railway lounge access every month.
• Upto 7% discount on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 flight bookings under the Premium plan.

For a better understanding of the features & benefits of these three plans, refer to the following table:

How to Redeem Rewards?

With your ICICI Mine credit card, you can earn Mine cash on your spendings, which can be redeemed against the reward catalogue or statement balance.

• 1 Mine cash is equivalent to Re. 0.5 for redemption against the ICICI Bank Reward catalogue.
• 1 Mine cash is equivalent to Re. 1 for redemption against statement balance.

ICICI Mine Credit Card Eligibility Criteria

Following are the eligibility criteria that a cardholder needs to fulfill if he wishes to apply for ICICC Mine Card:

• The age of the applicant should be above 21 years.
• He should have a decent credit score and a stable source of income.

Documents Required

• Identity Proof: Aadhar Card, Voters Id, PAN Card, Driving License, Passport, etc (any one of these).
• Address Proof: Passport, Utility bills (not older than 3 months), Driving Licence, Aadhar Card, etc.
• Income Proof: Latest ITR, Latest Salary Slip, or Bank Statement.

How To Apply For ICICI Mine Credit Card?

ICICI Mine Credit Card can be applied both through online and offline methods. If you want to apply online, you can do it easily by visiting the ICICI Bank’s official website and filling in the online application form to apply for the ICICI Bank Mine Credit Card.

Alternatively, you can visit the nearest bank branch, fill in the physical application form nad provide them with the necessary documents.

Conclusion

The ICICI Mine credit card is a highly affordable credit card for anyone looking to apply for a basic credit card that provides you with a decent reward rate with multiple redemption options. One of its best parts is: you can redeem the Mine cash against statement balance at a rate of 1 Mine Cash = Re. 1. You can choose one plan according to your needs and avail of exclusive benefits including the airport lounge access. With such great features and saving opportunities, you should definitely try one of the three plans of ICICI Bank Mine Credit Card once.