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Federal BankICICI Bank HPCL Platinum Credit Card offers exclusive cashback benefits on fuel purchases at HPCL petrol pumps. You get 2.5% cashback up to Rs. 100 in a month on fuel purchases if you swipe your credit card on ICICI merchant services POS machines. Moreover, a 1% waiver on fuel surcharge is also applicable on all transactions up to Rs. 4,000. Not only this, you also earn 2 Reward points per Rs. 100 spent on all retail purchases except transactions at fuel stations. The ICICI Bank HPCL Platinum credit card also provides exciting offers on several other categories, such as movies, dining, etc. With a nominal joining fee of Rs. 199, the card is best suited for people who spend on fuel. It can help you save money without any restrictions on your essential purchases. The card also provides a spend-based annual fee surcharge waiver. For detailed information about the ICICI Bank HPCL Platinum Credit card, keep reading:
ICICI Bank HPCL Platinum Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Fuel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
Rs. 100 off on bookings movie tickets via BookMyShow (can be availed max twice in a month), minimum 15% savings on dining through ICICI Bank Culinary Treats Programme.
Rewards Rate
2 Reward Points per Rs. 100 you spend with the card
Reward Redemption
1 Reward Point = Rs. 0.25 for redemption against the card's statement balance or gifts.
Travel
2 complimentary airport lounge visits outside India and 2 spa sessions at selected airports in India every year, through complimentary Dreamfolks membership
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
2 complimentary airport lounge visits outside India
Insurance Benefits
N/A
Zero Liability Protection
Cardholder shall not be held liable for any unauthorized transaction done on the card after reporting the loss of the card to the bank.
Spend Based Waiver
The renewal fee can be waived on spending Rs. 50,000 or more in the preceeding year.
Rewards Redemption Fee
Rs. 99 on every redemption request.
Rewards Redemption Fee
Rs. 99 on every redemption request.
Foreign Currency Markup
3.50% on all foreign currency spends
Interest Rates
3.40% per month (or 40.8% annually)
Fuel Surcharge
1% fuel surcharge waiver at all HPCL pumps for transactions up to Rs. 4,000.
Cash Advance Charges
2.5% of the transaction amount or Rs. 300 (whichever is higher).
Add-on Card Fee
Nil
- 2 Reward points per Rs. 100 you spend on all retail purchases except fuel.
- 2.5% cashback on fuel purchases at HPCL pumps (maximum cashback of Rs. 100).
- Exclusive dining offers and a minimum discount of 15% on dining bills at partner restaurants with ICICI Bank Culinary Treats Program.
- Card renewal fee is waived on spending Rs. 50,000 in the previous year.
ICICI Bank HPCL Platinum Credit Card Rewards:
- 2 Reward points on spending Rs. 100 on all retail spends except fuel.
- 2.5% cashback (up to Rs. 100) on all fuel transactions at HPCL pumps on swiping the card through ICICI merchant services swipe machines.
Rewards Redemption:
- The Reward Points earned are redeemable for fuel purchases at HPCL filling stations. 2,000 Reward Points = Rs. 500 worth of fuel.
- The cardholders can also redeem their earned points against their card’s outstanding balance or against a gift at a rate of 1 RP = Re. 0.25.
Annual Renewal Fee Waiver:
The annual fee of Rs. 199 can be waived on spending Rs. 50,000 or more in the preceeding year.
Dreamfolks Membership Programme
2 complimentary airport lounge visits outside India and 2 spa sessions at selected airports all over India every year, through complimentary Dreamfolks membership. (USD 99 annual membership fee for Dreamfolks Programme is complimentary)
Dining and Movie Benefits:
- Rs. 100 off on movie tickets for up to 2 tickets per month through https://in.bookmyshow.com. So, you can save up to Rs. 2,400 anually.
- Minimum 15% discount on dining under the ICICI bank culinary treats program at over 2,500 participating restaurants.
Conclusion:
With great benefits on fuel purchases, the ICICI Bank HPCL Platinum credit card provides you with an excellent opportunity to save on all your retail spends. One of its greatest key features is its joining and annual fee, both of which are just Rs. 199. Even this nominal annual fee can be waived on spending Rs. 50,000 in the previous year. Keeping its benefits in mind, it can be a good choice to have the ICICI HPCL Platinum credit card as it allows you to save on your spending across several categories. But, it will be most advantageous for the people who have to make fuel purchases very often. So, if you are looking for such a card with fuel benefits & more, choosing an ICICI Bank HPCL Platinum credit card will be a good decision for you.
