By Bharti Bisht
Updated On October 15, 2021

ICICI Bank HPCL Platinum Credit Card comes with exclusive cashback offers on fuel purchases at HPCL petrol pumps. You get 2.5% cashback up to Rs. 100 in a month on fuel purchases if you swipe your credit card on ICICI merchant services POS machines. Moreover, a 1% fuel surcharge waiver is also applicable on all transactions up to Rs. 4,000. Not only this, you also get 2 PAYBACK points on every transaction of Rs. 100 on all retail purchases except transactions at fuel stations. The ICICI Bank HPCL Platinum credit card also provides exciting offers on several other categories, such as movies, dining, etc. With a nominal joining fee of Rs. 199, the card is best suited for the people who spend on fuels. It can help you save money without any restrictions on your essential purchases. The card also provides a spend-based annual fee surcharge waiver. For detailed information about the ICICI Bank HPCL Platinum Credit card, keep reading:

Best Suited For

Fuel |

Joining Fee

Rs. 199 (plus applicable taxes)

Reward Type

Cashback |

Product Details

  • 2 PAYBACK points on every Rs. 100 spent on all retail purchases except fuel.
  • 2.5% cashback on fuel purchases at HPCL pumps (maximum cashback of Rs. 100).
  • Exclusive dining offers and a minimum discount of 15% on dining bills at partner restaurants under the ICICI Bank Culinary Treats Program.
  • Card renewal fee is waived off on the expenditure of a minimum of Rs. 50,000 in the previous year.

Rewards and Benefits

Welcome Benefits

N/A

Movie & Dining

Rs. 100 off on movie ticket bookings on BookMyShow (can be availed max twice in a month), minimum 15% savings on dining through ICICI Bank Culinary Treats Programme.

Rewards Rate

2 PAYBACK Points for every Rs. 100 spent with the card

Reward Redemption

1 PAYBACK Point = Rs. 0.25. which can be redeemed online for various gift vouchers or offline at petrol pumps, big bazaar etc.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with the card post report the loss of card to the bank.

Fees & Charges

Joining Fee

Rs. 199 (plus applicable taxes)

Renewal Fee

Rs. 199 (plus applicable taxes)

Spend based Waiver

The renewal fee is waived off on spends of Rs. 50,000 or more in the previous year.

Rewards Redemption Fee

Rs. 99 for catalog-based redemptions and Rs. 25 for in-store or online redemption at PAYBACK online partner brands.

Rewards Redemption Fee

Rs. 99 for catalog-based redemptions and Rs. 25 for in-store or online redemption at PAYBACK online partner brands.

Foreign Currency Markup

3.50% on all foreign currency spends

Interest Rates

3.40% per month (or 40.8% annually)

Fuel Surcharge

1% fuel surcharge waiver at all HPCL pumps on all transactions up to Rs. 4,000.

Cash Advance Charge

2.5% of the transaction amount or Rs. 300 (whichever is higher).

Add-on Card Fee

Nil

ICICI Bank HPCL Platinum Credit Card Rewards:

  • 2 PAYBACK points for every spend of Rs. 100 on all retail spends except fuel.
  • 2.5% cashback (up to Rs. 100) on all fuel transactions at HPCL pumps on swiping the card through ICICI merchant services swipe machines.

Rewards Redemption:

  • PAYBACK Points can be redeemed for fuel purchases at HPCL filling stations. 2,000 PAYBACK Points = Rs. 500 worth of fuel.
  • PAYBACK Points can also be redeemed for purchasing shopping vouchers and products from the PAYBACK catalog at payback.in.

Annual Renewal Fee Waiver:

The annual fee of Rs. 199 is waived off if you spent Rs. 50,000 or more in the previous year.

Dining and Movie Benefits:

  • Rs. 100 off on movie tickets for up to 2 tickets per month through bookmyshow.com. So, you can save up to Rs. 2,400 every year.
  • Minimum 15% discount on dining through the ICICI bank culinary treats program at over 2,500 participating restaurants.

Conclusion:

With great benefits on fuel purchases, the ICICI Bank HPCL Platinum credit card provides you with an amazing opportunity to save on all your retail spends. One of its greatest key features is its joining and annual fee, both of which are just Rs. 199. Even this nominal annual fee can be waived off if you spend over Rs. 50,000 in the previous year. Keeping its benefits in mind, it can be a good choice to have the ICICI HPCL Platinum credit card as it allows you to save on your spending across several categories. But, it will be most advantageous for the people who have to make fuel purchases very often. So, if you are looking for such a card with fuel benefits & more, choosing an ICICI Bank HPCL Platinum credit card will be a good decision for you.

FAQs:

No, you can avail this offer only when you make a fuel purchase at HPCL pumps through the ICICI Bank Merchant Services swipe machine.

It is 2.5% of the amount withdrawn or Rs. 300 (whichever is higher).

No, the ICICI Bank HPCL Platinum credit card doesn’t provide any insurance.

Yes, it provides a minimum 15% discount on dining through the ICICI bank culinary treats programme at participating restaurants.

The renewal fee is waived off if you spent Rs. 50,000 or more in the previous year.

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