ICICI Bank Diamant Credit Card

The ICICI Bank Diamant Credit Card is one of the super-premium credit cards by the ICICI Bank. To give a great start to your journey with the card, it welcomes you with an Apple MacBook Air. With this card, you can earn up to 6 Reward Points on every Rs. 100 you spend. The points you earn are redeemable against various products and categories, including cash. Talking about its entertainment benefits, you get 1 complimentary movie ticket every time you buy 1 on BookMyShow.

Keeping all the luxury requirements of its customers in mind, the card comes with unlimited complimentary airport lounge access, complimentary Taj Epicure membership, and Inner Circle Gold membership. There are many more exciting features of the ICICI Bank Diamant Credit Card, including golf privileges, insurance benefits, spend-based waiver of annual fee, etc. To know all its benefits in detail, keep reading the information given below:

Product Details

• Apple MacBook Air MMGG2HN/A as a welcome gift on the realization of the joining fee.
• 6 Reward Points per Rs. 100 on international purchases.
• 3 Reward points per Rs. 100 on domestic purchases.
• Up to 4 complimentary movie tickets every month on BookMyShow.
• A minimum discount of 15% on dining bills at partner restaurants with the Culinary Treats program.
• Discounts on dining bills at ITC hotels and partner hotels with Club ITC Culinaire membership.
• Unlimited complimentary domestic & international lounge access for both primary and guest cardholder(s).
• Unlimited complimentary golf rounds at premium golf courses across India.
• Complimentary Taj Epicure Plus and InnerCircle Gold membership.
• Travel-related insurance benefits including a personal air accident cover worth Rs. 3 crore and Credit shield cover worth Rs. 50,000.
• 24×7 concierge service for assistance regarding hotel/flight bookings, medical services and emergency auto assistance.

Welcome Benefits

As a welcome gift, you get a MacBook Air MMGG2HN/A worth Rs. 75,000 after successful realization of the joining fee.

ICICI Bank Diamant Credit Card Rewards

Earlier, the Diamant Credit Card used to reward its customers in the form of Payback Points, but from April 1, 2022, the Payback Rewards Program has been replaced by the ICICI Rewards Program and now the cardholders earn ICICI Reward Points as follows:

• You earn 6 Reward Points on every Rs. 100 you spend on international transactions.
• You earn 3 Reward Points on every Rs. 100 you spend on domestic purchases.

Rewards Redemption

The Reward Points that you earn using this credit card can be redeemed against a lot of options including gifts, cashback, etc, at a rate of 1 Reward Point = Re. 0.25. The Rewards can be redeemed by contacting customer care at the following numbers:

• For redemption against the card’s outstanding balance, call on 080-40146444. The equivalent amount of cashback will be credited to your account within 7 days from the request.
• For redemption against gifts, call on 1860-258-5000. Your chosen gift will be sent to your address within 10 days from request.

Travel Benefits of ICICI Bank Diamant Credit Card

You get a plethora of travel benefits with the ICICI Bank Diamant Credit Card, listed as under-

• Complimentary Taj Epicure and InnerCircle membership.
• Unlimited complimentary domestic and international lounge access with Dreamfoks lounge program and Master Airport Lounge Program.

Dining Benefits

• Minimum 15% discount on dining bills at partner restaurants under the ICICI Bank Culinary Treats dining program.
• Discounts on dining bills at ITC, ITC Heritage, ITC Welcome and ITC Welcome Heritage hotels with the complimentary club ITC Culinaire membership.

Movie Benefits

• 4 complimentary movie tickets every month on BookMyShow.
• The is no cap on the ticket price under this offer.

Golf Benefits

You get unlimited complimentary access to domestic and international golf courses in over 90 countries around the world using your ICICI Bank Diamant Credit Card.

Insurance Benefits

Fuel Surcharge Waiver

1% fuel surcharge is waived off on all fuel transactions worth up to Rs. 4,000.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 10,000 is waived off if you spent Rs. 25 lakhs or more in the previous anniversary year.

Conclusion

ICICI Bank Diamant Credit Card is best suited for people who can’t compromise with their premium lifestyle no matter what. From welcome benefits and reward programs to travel benefits and dining privileges, the card is tailor made keeping in mind the luxurious lifestyle of its target customer base. Along with all these benefits, the card also allows you to save on your dining and travel expenses with benefits like complimentary membership of the Taj Epicure and InnerCircle programs and ICICI’s own Culinary Treats Program.

Since it is a super premium credit card, the annual membership fee of the Diamant Credit Card is on the higher side- Rs. 10,000 per annum. Moreover, the joining fee of this card is Rs. 1.25 lakh, probably the highest for any credit card in India. But then, you also get a complimentary Apple Macbook Air as a welcome gift. The downside here is that you get an older model of Macbook Air- MMGG2HN/A, (2016 variant). It would’ve been better if we could get the latest MacBook Air as welcome benefit.