By Bharti Bisht
Updated On August 27, 2022

Launched in partnership with intermiles.com, The InterMiles HDFC Bank Diners Club Credit Card is the second intermiles credit card, another one being the Intermiles HDFC Bank Signature Credit Card. It comes with a joining fee of Rs. 5,000 and gives exciting welcome benefits, such as InterMiles Gold Membership, discount vouchers for flight/hotel bookings, and up to 20,000 bonus intermiles. The card gives rewards in the form of Intermiles. You get 8 Intermiles on every Rs. 150 you spend on retail purchases, and you get 2x Intermiles on every Rs. 150 spent on Flight/Hotel bookings through intermiles.com.

Not only this, you get exclusive domestic as well as international lounge access, and exciting dining benefits, such as complimentary Dineout Passport Membership, allowing you up to 40% discount on dining when you pay using your InterMiles HDFC Bank Diners Club credit card. Moreover, you can also get your renewal fee of Rs. 5,000 waived off on the basis of your spends in the previous year. There are several other advantages of the InterMiles HDFC Bank Diners Club credit card; to know all of them and more about the card, keep reading the detailed information given below:

(3.8/5)

Best Suited For

Travel |

Joining Fee

Rs. 5,000 (plus applicable taxes)

Reward Type

AirMiles |

Product Details

  • Complimentary Intermiles Gold membership for the first year.
  • Up to 25,000 bonus intermiles in the form of welcome benefit.
  • Earn 10,000 bonus intermiles every year on spending an amount exceeding Rs. 20,000 within the first 30 days after card renewal.
  • 8 InterMiles on every Rs. 150 spent on retail spends using your InterMiles HDFC Bank Diners Club Credit Card.
  • 2x InterMiles on every Rs. 150 spent on flight bookings through www.intermiles.com/flights, and on hotel bookings through www.intermiles.com/hotels.
  • Exclusive discount offers on Etihad Airways Tickets.
  • Unlimited airport lounge access through the Domestic Lounge Program.
  • Complimentary Dineout Passport Membership.
  • Spend-based renewal fee waiver.

Rewards and Benefits

Welcome Benefits

Get InterMiles Gold membership for the first year and up to 25,000 bonus InterMiles.

Movie & Dining

Complimentary Dineout Passport Membership and 15% off additionally.

Rewards Rate

8 InterMiles for every Rs. 150 spent on retail transactions, 16 InterMiles for Rs. 150 spent towards flight/hotel bookings on intermiles.com

Reward Redemption

InterMiles you be redeemed against travel-related bookings through intermiles.com.

Travel

Unlimited airport lounge access to 1,000+ lounges in India and all over the world.
Exclusive discount on Etihad Airways.

Golf

Unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.

Domestic Lounge Access

Unlimited access to 1000+ airport lounges in India.

International Lounge Access

Access to leading international lounges.

Insurance Benefits

Air accident cover amounting Rs. 2 crores, emergency overseas hospitalization cover amounting Rs. 50 lakhs, travel insurance cover amounting to Rs. 55,000, and credit liability cover amounting to Rs. 9 lakhs.

Zero Liability Protection

Customers have zero liability on all fraudulent transactions done on the card if the loss is reported within 24 hours.

Fees & Charges

Joining Fee

Rs. 5,000 (plus applicable taxes)

Renewal Fee

Rs. 5,000 (plus applicable taxes)

Spend based Waiver

Waiver of the renewal fee on the basis of the amount spent in the previous year, i.e., Rs. 8 Lakhs.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Foreign Currency Markup

2% on all international spends

Interest Rates

1.99% per month

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions.

Cash Advance Charge

Higher of Rs. 500 or 2.5% of the amount withdrawn.

Add-on Card Fee

Nil

InterMiles HDFC Bank Diners Club Credit Card Rewards:

  • You get 8 Intermiles on every spend of Rs. 150 on retail purchases.
  • You get 16 Intermiles on every spend of Rs. 150 on flight and hotel bookings through flights.intermiles.com.
  • Earn 2.5x bonus Intermiles for Etihad Airways tickets booked on www.intermiles.com/flights.
  • Get accelerated reward points on shopping through the intermiles website.
  • Inter miles can not be accrued on fuel spends, cash advances, or e-wallet loading transactions.
  • Insurance transactions are capped at a maximum of 2,000 InterMiles per transaction.

Welcome Benefits

  • You get exclusive InterMiles Gold Membership for the first year.
  • You get 10,000 bonus Intermiles on spending over Rs. 20,000 within the first 30 days of the card set-up date.
  • You get 15,000 bonus Intermiles on spending Rs. 1,50,000 or more within the first 90 days.
  • Get flight discount vouchers worth Rs. 2,000 for the first year.
  • Get hotel discount vouchers worth Rs. 3,000 for the first year.

Rewards Redemption

  • The Intermiles you earn through your InterMiles HDFC Bank Diners Club Credit Card can be redeemed easily on intermiles.com.
  • The HDFC Bank charges a nominal reward redemption fee of Rs. 99.

Travel Benefits

  • You get unlimited lounge access to over 1,000 domestic lounges in India through Domestic Lounge Program.
  • Through Exclusive Lounge Program, you get access to leading Airport lounges all around the world.
  • A 10% discount on Etihad Airways business class tickets, and a 5% discount on Etihad Airways economy class tickets on booking through www.intermiles.com/flights.

Dining Benefits

You get complimentary Dineout Passport membership, which offers up to a 40% discount on dining when you use your InterMiles HDFC bank Club credit card. The membership provides several other dining benefits as mentioned below:

  • An assured discount of 25% at over 2,000 premium restaurants.
  • An additional discount of 15% for InterMiles HDFC Bank Diners Club credit cardholders.
  • 1+1 on the buffer at more than 200 restaurants.
  • You get early access to various events and festivals.

Golf Benefits

  • You get access to unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.
  • Access to unlimited complimentary golf coaching at selected golf courses in India.

Other Benefits

You get 10,000 bonus InterMiles every year on spending Rs. 20,000 or more within the first 30 days after card renewal.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 5000 is waived off if you spend Rs. 8 lacs or more in the previous year. The cardholder will not receive a flight or hotel discount voucher in case of the fee renewal.

Eligibility Criteria

For salaried employees:

  • The age should be between 21 years and 60 years.
  • The monthly income should be Rs. 1,75,000 or more.

For self-employed individuals:

  • The age should be between 21 years and 65 years.
  • The ITR should be more than 21 lakhs per annum.

Conclusion

The InterMiles HDFC Bank Diners Club Credit Card comes with all the travel and Lifestyle privileges that one expects from a credit card. It has a joining and renewal fee of Rs. 5,000, which is worth it due to the exclusive benefits and offers provided by the card. Moreover, its low finance charges (1.99% per month only) and foreign currency markup fee (2% only) give it a big plus. As suggested by the name, it gives you an amazing opportunity to earn thousands of Intermiles that can be redeemed easily.

The card has various advantages across several categories, including travel, dining, golf, etc. So, having a card with such great offers and benefits will never be a wrong decision of yours. Hence, you can go with the InterMiles HDFC Bank Diners Club credit card without having so many doubts.

FAQs:

You can redeem your InterMiles easily on
Intermiles.com.

The finance charges on the InterMiles HDFC Bank Diners Club credit card are 1.99% per month.

Yes, this card provides you complimentary Dineout Passport Membership, which can give you up to a 40% discount on dining using your InterMiles HDFC Bank Diners Club credit card.

If you have lost your card, you should report it to the customer helpline number of HDFC Bank within 24 hours of the loss. By doing so, you won’t be responsible for the fraudulent purchases done using your card.

Yes, the card comes with really exciting welcome benefits, including exclusive InterMiles Gold Membership and a chance to earn up to 25,000 bonus InterMiles.

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