By Bharti Bisht
Updated On September 18, 2021

The InterMiles HDFC Bank Diners Club Credit Card is a co-branded card issued by the HDFC Bank in partnership with intermiles.com. It comes with a joining fee of Rs. 5,000 and gives exciting welcome benefits, such as InterMiles Gold Membership, discount vouchers for flight/hotel bookings, and up to 20,000 bonus intermiles. The card gives rewards in the form of Intermiles. You get 8 Intermiles on every Rs. 150 you spend on retail purchases, and you get 2x Intermiles on every Rs. 150 spent on Flight/Hotel bookings through intermiles.com.

Not only this, you get exclusive domestic as well as international lounge access, and exciting dining benefits, such as complimentary Dineout Passport Membership, allowing you up to 40% discount on dining when you pay using your InterMiles HDFC Bank Diners Club credit card. Moreover, you can also get your renewal fee of Rs. 5,000 waived off on the basis of your spends in the previous year. There are several other advantages of the InterMiles HDFC Bank Diners Club credit card; to know all of them and more about the card, keep reading the detailed information given below:

Best Suited For

Travel |

Joining Fee

Rs. 5,000 (plus applicable taxes)

Reward Type

AirMiles |

Product Details

  • Complimentary Intermiles Gold membership for the first year.
  • An opportunity to earn up to 25,000 bonus intermiles as a welcome benefit.
  • Earn 10,000 bonus intermiles every year on spending Rs. 20,000 or more within the first 30 days after card renewal.
  • 8 InterMiles on every spend of Rs. 150 on retail spends using your InterMiles HDFC Bank Diners Club Credit Card.
  • 2x InterMiles on every spend of Rs. 150 on flight bookings through https://flights.intermiles.com, and on hotel bookings through Interbook.intermiles.com.
  • Exclusive discount offers on Etihad Airways Tickets.
  • Unlimited airport lounge access through the Domestic Lounge Program.
  • Complimentary Dineout Passport Membership.
  • Spend-based renewal fee waiver.

Rewards and Benefits

Welcome Benefits

Get InterMiles Gold membership for the first year and up to 25,000 bonus InterMiles.

Movie & Dining

Complimentary Dineout Passport Membership and 15% off additionally.

Rewards Rate

8 InterMiles on every retail spend of Rs. 150, 16 InterMiles per Rs. 150 spent on flight/hotel bookings on intermiles.com

Reward Redemption

The InterMiles you earn can be redeemed against travel-related bookings through intermiles.com.

Travel

Unlimited airport lounge access to 1,000+ lounges in India and all over the world.
Exclusive discount on Etihad Airways.

Golf

Unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.

Domestic Lounge Access

Unlimited lounge access to over 1000 airport lounges in India.

International Lounge Access

Access to leading international lounges.

Insurance Benefits

Air accident cover worth Rs. 2 crores, emergency overseas hospitalization cover worth Rs. 50 lakhs, travel insurance cover worth up to Rs. 55,000, and credit liability cover worth Rs. 9 lakhs.

Zero Liability Protection

Customers have zero liability on all fraudulent transactions done on the card if the loss is reported within 24 hours.

Fees & Charges

Joining Fee

Rs. 5,000 (plus applicable taxes)

Renewal Fee

Rs. 5,000 (plus applicable taxes)

Spend based Waiver

The renewal fee is waived off on spending Rs. 8 lakhs or more in the previous year.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)

Foreign Currency Markup

2% on all foreign currency spends

Interest Rates

1.99% per month

Fuel Surcharge

1% fuel surcharge waiver with a maximum benefit of Rs. 1,000 per month.

Cash Advance Charge

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Add-on Card Fee

Nil

InterMiles HDFC Bank Diners Club Credit Card Rewards:

  • You get 8 Intermiles on every spend of Rs. 150 on retail purchases.
  • You get 16 Intermiles on every spend of Rs. 150 on flight and hotel bookings through https://flights.intermiles.com.
  • Earn 2.5x bonus Intermiles for Etihad Airways tickets booked on https://flights.intermiles.com.
  • Get accelerated reward points on shopping through the intermiles website.
  • Inter miles can not be accrued on fuel spends, cash advances, e-wallet loading transaction.
  • Insurance transactions are capped at a maximum of 2000 InterMiles per transaction.

Welcome Benefits

  • You get exclusive InterMiles Gold Membership for the first year.
  • You get 10,000 bonus Intermiles on spending over Rs. 20,000 within the first 30 days of the card set-up date.
  • You get 15,000 bonus Intermiles on spending Rs. 1,50,000 or more within the first 90 days.
  • Get flight discount vouchers worth Rs. 2000 for the first year.
  • Get hotel discount vouchers worth Rs. 3000 for the first year.

Rewards Redemption

  • The Intermiles you earn through your InterMiles HDFC Bank Diners Club Credit Card can be redeemed easily on intermiles.com.
  • The HDFC Bank charges a nominal reward redemption fee of Rs. 99.

Travel Benefits

  • You get unlimited lounge access to over 1,000 domestic lounges in India through Domestic Lounge Program.
  • You get access to leading Airport lounges all across the world through the Exclusive Lounge Program.
  • A 10% discount on Etihad Airways business class tickets, and a 5% discount on Etihad Airways economy class tickets on booking through https://flights.intermiles.com.

Dining Benefits

You get complimentary Dineout Passport membership, which offers up to a 40% discount on dining when you use your InterMiles HDFC bank Club credit card. The membership provides several other dining benefits as mentioned below:

  • An assured discount of 25% at over 2000 premium restaurants.
  • An additional discount of 15% for InterMiles HDFC Bank Diners Club credit cardholders.
  • 1+1 on the buffer at more than 200 restaurants.
  • You get early access to various events and festivals.

Golf Benefits

  • You get access to unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.
  • Access to unlimited complimentary golf coaching at selected golf courses in India.

Other Benefits

You get 10,000 bonus InterMiles every year on spending Rs. 20,000 or more within the first 30 days after card renewal.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 5000 is waived off if you spend Rs. 8 lacs or more in the previous year. The cardholder will not receive a flight or hotel discount voucher in case of the fee renewal.

Eligibility Criteria

For salaried employees:

  • Age should be between 21 years and 60 years.
  • The monthly income should be Rs. 1,75,000 or more.

For self-employed individuals:

  • Age should be between 21 years and 65 years.
  • The ITR should be more than 21 lakhs per annum.

Conclusion

The InterMiles HDFC Bank Diners Club Credit Card comes with all the travel and Lifestyle privileges that one expects from a credit card. It has a joining and renewal fee of Rs. 5,000, which is worth it due to the exclusive benefits and offers provided by the card. Moreover, its low finance charges (1.99% per month only) and foreign currency markup fee (2% only) give it a big plus. As suggested by the name, it gives you an amazing opportunity to earn thousands of Intermiles that can be redeemed easily.

The card has various advantages across several categories, including travel, dining, golf, etc. So, having a card with such great offers and benefits will never be a wrong decision of yours. Hence, you can go with the InterMiles HDFC Bank Diners Club credit card without having so many doubts.

FAQs:

You can redeem your InterMiles easily on intermiles.com.

The finance charges on the InterMiles HDFC Bank Diners Club credit card are 1.99% per month.

Yes, this card provides you complimentary Dineout Passport Membership, which can give you up to a 40% discount on dining using your InterMiles HDFC Bank Diners Club credit card.

If you have lost your card, you should report it to the customer helpline number of HDFC Bank within 24 hours of the loss. By doing so, you won’t be responsible for the fraudulent purchases done using your card.

Yes, the card comes with really exciting welcome benefits, including exclusive InterMiles Gold Membership and a chance to earn up to 25,000 bonus InterMiles.

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