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The Harley Owners Group members can now avail of a premium credit card, the H.O.G Diners Club Credit Card, launched by the association of HDFC Bank and Harley Davidson. There are two types of credit cards available for Harley Davidson enthusiasts, namely the Harley Davidson Credit Card and the H.O.G Diners Club Credit Card, out of which the latter is a premium card that can be availed by paying a joining fee of ₹10,000.

Earn 10X Reward Points when you spend on SmartBuy to easily book your preferred international or domestic flights and hotel stays. With the H.O.G Credit Card, Harley Davidson enthusiasts can also earn 10X Reward Points on all their spends made with Harley. This, along with unlimited access to international and domestic lounges, makes it an ideal premium credit card. In addition to this, cardholders can earn 5 Reward Points for every ₹150 spent on eligible purchases.

HDFC Bank H.O.G Diners Club Credit Card


Joining Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

Shopping | Food |

Reward Type

Reward Points |

Welcome Benefits

Annual Membership of Swiggy One, Club Marriott, Amazon Prime, and MMT Black. Harley Vouchers Worth Rs. 2,500

Movie & Dining

25% Discount Via Swiggy Dineout

Rewards Rate

5 Reward Points/₹150

Reward Redemption

Redemption Via Smartbuy or Netbanking


5X RPs on Flight and Hotel Bookings Via Smartbuy



Domestic Lounge Access

Unlimited Lounge Access

International Lounge Access

Unlimited Free Lounge Visits

Insurance Benefits

Accidental Air Death Cover of ₹2 Crore. Travel Insurance Worth ₹55,000

Zero Liability Protection

Credit Liability Cover of Up to ₹9 Lakh

Spend Based Waiver

Renewal Fee Waived on Spends of ₹5 Lakh

Rewards Redemption Fee


Rewards Redemption Fee


Foreign Currency Markup


Interest Rates

1.99% Monthly and 23.88 Yearly

Fuel Surcharge

1% Fuel Surcharge Waiver

Cash Advance Charges

2.5% of the Total Amount

Add-on Card Fee


  • This card is most suited for members of the Harley Owners Group.
  • This card can be availed at a joining fee of Rs. 10,000 plus applicable taxes.
  • Customers can avail of free unlimited international and domestic lounge access with this card.


  • Unlimited lounge access is offered for both primary and add-on credit card holders.


  • For a credit card with such a high joining fee, it should have offered some golf privileges.

Reward Points Earning

  • 10X Reward Points for spends on Smartbuy.
  • 10X Reward Points for Harley spends.
  • 5 Reward Points for each spend of ₹150.
  • Reward Points shall be valid for a period of 3 years.
  • There shall be a cap for Reward Points earned for Insurance Transactions at 5,000 RPs per day.
  • A maximum of 75,000 Reward Points can be earned in a statement cycle.

No Reward Points shall be awarded for fuel, rent payments, government transactions, easy EMI, and wallet reloads.

Reward Point Redemption/Value

You can redeem the Reward Points earned with the H.O.G Diners Club Credit Card for flight and hotel bookings via Smartbuy (Value of 1 Reward Point = ₹1). You can also redeem your Reward Points against popular partner airlines.

Redemption Value
1 Reward Point = 1 InterMiles
1 Reward Point = 1 KrisFlyer Miles
1 Reward Point = 1 Club Vistara Point
2 Reward Point = 1 TurkishMiles
2 Reward Point = 1 Accor Points
2 Reward Point = 1 Avianca LifeMiles

Dining Benefits

  • Enjoy discounts of up to 25% with the Good Food Dining Program. These discounts can only be availed when the payment is made through Swiggy Dineout.
  • 2X Reward Points on weekend dining.

Travel Benefits

  • 5X Reward Points on flight and hotel bookings at Smartbuy.
  • Unlimited domestic and international lounge access across the globe.

HDFC Bank H.O.G Diners Club Credit Card Top Features

Welcome Benefits

Cardholders can avail themselves of complimentary Club Marriott, MMT Black, Amazon Prime, Swiggy One, and Forbes memberships. Additionally, they would also get Harley vouchers worth ₹2,500. Customers can avail of all these benefits by spending ₹1.5 lakh within the first 90 days of card issuance.

Milestone Benefits

H.O.G Credit Card holders who spend ₹80,000 in a month would be eligible for one out of the following two benefits-

  • One Month Membership of Cult.fit
  • ₹500 Vouchers of Ola, BookMyShow, or Tata CLiQ (Any One)

Review of H.O.G Diners Club Credit Card

The HDFC Bank H.O.G Diners Club Credit Card is a premium offering designed for Harley Owners Group members, providing exclusive benefits and rewards. With a joining fee of Rs. 10,000 plus GST, this card caters to the shopping needs of Harley motorcycle enthusiasts. The welcome benefits, including memberships for Swiggy One, Club Marriott, Amazon Prime, and MMT Black, along with Harley vouchers worth Rs. 2,500, make it an attractive choice.

One of the best features is the unlimited lounge access for both primary and add-on cardholders, ensuring a luxurious travel experience. The card provides substantial rewards, such as a 25% discount, 5 Reward Points for every Rs. 150 spent, and 10X Reward Points for SmartBuy and Harley spends.

While the card has a high joining and renewal fee, the spend-based waiver for renewal fees on reaching Rs. 5 lakh in spends, along with various benefits, contribute to its appeal. In conclusion, the H.O.G Diners Club Credit Card caters well to the lifestyle and travel needs of Harley Davidson enthusiasts, offering a premium experience with substantial rewards and benefits.


This credit card can be availed at a joining/renewal fee of Rs. 10,000.
You shall get 10X Reward Points on all Harley spends with the H.O.G Diners Club Credit Card.
HDFC Bank H.O.G Diners Club Credit Card

HDFC Bank H.O.G Diners Club Credit Card


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