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HDFC Bank has a well-known reputation for introducing exciting new credit cards, many of which are associated with popular brands or platforms like Swiggy and Tata Neu. The latest addition to HDFC Bank’s credit card range is also one such card, created in collaboration with the iconic motorcycle brand Harley Davidson. This card offers benefits and rewards not just for Harley Davidson enthusiasts but for everyone.

As a welcome benefit, you would receive some useful annual memberships like Swiggy One. Harley enthusiasts will be glad to know that they will also receive vouchers worth ₹ 750. This card is specifically designed to target Harley fans and customers, providing them with amazing benefits and life-changing experiences through its top-spender program. Every quarter, three top spenders will be invited to exclusive Harley Davidson events. Additionally, if you qualify as one of the two top annual spenders, you will receive a fully sponsored trip to the Harley Davidson Museum in Milwaukee.

Apart from all these, you can enjoy BOGO offers for movies, complimentary international/domestic lounge access, and accelerated points on popular food delivery apps like Zomato and Swiggy. Let’s now take a deeper dive into all the features and benefits of this card.

HDFC Bank Harley Davidson Diners Club Credit Card

Joining Fee

Rs. 2,500 + GST

Renewal Fee

Rs. 2,500 + GST

Best Suited For

Movies | Shopping |

Reward Type

Reward Points |

Welcome Benefits

Annual Membership of Swiggy One and Times Now. Harley Vouchers Worth Rs. 750

Movie & Dining

BOGO Offers for Movie Bookings with BookMyShow. 5X RPs for Spends on Zomato and Swiggy

Rewards Rate

4 RPs for Each Spend of ₹150

Reward Redemption

Redeem on Smartbuy or Netbanking. Value of 1 RP Up to ₹0.50 (₹0.20 for Cash Redemption)


10X Reward Points for Hotel and Flight Booking with Smartbuy

Domestic Lounge Access

2 Visits Each Quarter

International Lounge Access

2 Visits Each Quarter



Insurance Benefits

Accidental Air Death Cover of ₹1 Crore. Travel Insurance Worth ₹50,000

Spend-Based Waiver

Renewal Fee Waived on Spends of ₹3 Lakh

Rewards Redemption Fee


Rewards Redemption Fee


Foreign Currency Markup


Interest Rates

3.60% (Monthly) and 43.20% (Yearly)

Fuel Surcharge

Maximum Waiver Capped at ₹500 (Each Billing Cycle)

Cash Advance Charges

2.5% of the Total Amount

  • This card provides special benefits to Harley Davidson enthusiasts.
  • Add-on and primary card holders can access international and domestic lounges for a limited number of times without any additional costs.
  • Customers can enjoy various benefits at different milestones throughout the year. These benefits are available on a quarterly and yearly basis.
  • Get 2 free movie tickets each month with the BOGO offers on this credit card.


  • Free airport lounge access is provided for both primary and add-on cardholders.
  • This card offers great benefits when it comes to movies and food.


  • Since this card is centered around Harley Davidson, it should have offered more benefits like accelerated Reward Points for purchases made at the motorcycle store.
  • No reward points are offered on fuel.

Harley Davidson Diners Club Credit Card – Reward Structure

  • 4 Reward Points for each retail spend of ₹150.
  • 20 Reward Points for each ₹150 spent on Zomato and Swiggy. Capped at 2,500 Reward Points each month after that, 4 Reward Points/₹150 (without capping).
  • Up to 10X Reward Points for purchases via HDFC Smartbuy.
  • The maximum Reward Points that can be earned with the HDFC Harley Davidson Credit Card is capped at 50,000 each statement cycle.
  • Reward Points earned with this card have a validity of 2 years from the date of accumulation.

No reward points will be awarded for fuel spends, cash advances, payment of outstanding balances, payment of card fees, and Smart EMI/Dial EMI transactions.

Reward Point Redemption/Value

Redemption Value of 1 Reward Point
Flight/Hotel Bookings Via Smartbuy ₹0.50
Cashback Redemption ₹0.20
Privilege Dining Catalogue ₹0.50
Diners Club Privilege Reward Redemption Catalogue ₹0.35

Milestone Spend Benefits

Quarterly Benefit

On spends of ₹1.5 lakh in a calendar quarter, you can avail of vouchers worth ₹1,500 from Barbeque Nation, Decathlon, Marriott Experience, O2 Spa, and Lakme Salon.

Quarterly Top Spender Program

The top 3 quarterly spenders shall be invited for a special Harley Davidson event. To qualify for this, you would need to spend at least ₹1.5 lakh in a calendar quarter.

Annual Top Spender Program

The top two annual spenders will be eligible for a fully sponsored trip to the famous Harley Davidson Museum in Milwaukee. To be eligible, you must spend ₹7.5 lakh within a year.

Save Big With Exclusive Travel Benefits Offered by HDFC Harley Davidson Credit Card

10X Reward Points for Flight and Hotel Bookings

You can earn up to 10X Reward Points for flight and hotel bookings via Smartbuy. You can book across 150+ international and domestic stays.

Free Airport Lounge Access

Get 2 free lounge access visits worldwide with this card. Available to both primary and add-on credit cardholders. You would have to spend 15,000 in the previous calendar quarter to avail the benefit of lounge access. 

Harley Davidson Diners Club Credit Card Top Features

Lifetime Free Credit Card by Reaching Annual Spends Milestone

You shall have to spend ₹3 lakh in a card anniversary year to waive off the annual charges for the Harley Davidson Diners Club Credit Card. This would effectively make your card lifetime free. So if you can easily reach the annual spend milestone, then you can avail yourself of all the benefits of this card without paying the annual renewal fee.

Low Forex Charges

Usually, credit cards come with a Forex charge of 3.5%, the exception being premium credit cards, but this card offers customers a low Forex fee of just 2%. This would allow customers to make international transactions without incurring a higher charge.

Stay Carefree With Complimentary Insurance

With the Harley Davidson Diners Club Card, you would be provided with an Accidental Air Death Cover of ₹1 Crore, Travel Insurance Cover of ₹50,000 on baggage delay, and Emergency Overseas Hospitalization cover up to ₹25 lakh.

Good Food Trail Program

Avail discounts of up to 20% on your restaurant bill payments via Swiggy Dineout. You shall have to make the payment through the Swiggy App to be eligible for this discount.

Check Eligibility for HDFC Harley Davidson Diners Club Credit Card

It is always best to check the eligibility requirements of a credit card before applying for it. Once you have gone through the eligibility criteria, you can apply for the card only if you meet the requirements. Applying for a card that is not within your income range may have a negative impact on your credit score in the future.

Salaried Individuals

  • Must be an Indian citizen,
  • Age – Minimum 21 and Maximum 60 Years,
  • Income – Net monthly income should be ₹70,000 or greater.

Business/Self-Employed Individuals

  • Must be an Indian citizen
  • Age – Minimum 21 and Maximum 65 Years,
  • Income – ITR fillings should be ₹8.4 lakh or greater.

Also Read: HDFC Bank SmartBuy Offers

Review of Harley Davidson Diners Club Credit Card

The Harley Davidson Diners Club Credit Card is tailored to cater specifically to the needs of Harley Davidson fans, enthusiasts, and customers. This card offers benefits beyond the popular motorcycle brand, such as offers on movie bookings, accelerated reward points for flights and hotels, and much more. Foodies would particularly appreciate this card as it provides 10X Reward Points on purchases made on Swiggy and Zomato, along with the Good Food Trail program that enhances your dining experience.

Right from the beginning, you can enjoy free annual memberships of Swiggy One and Times Prime with the Harley Davidson Diners Club Credit Card. On top of all of these benefits if you spend ₹ 1.5 lakh within a calendar quarter, you will be eligible to receive vouchers from popular brands such as Marriott and Decathlon. Additionally, if you happen to be one of the top two spenders in a year, you will get the opportunity to take a fully sponsored trip to the Harley Museum in Milwaukee, which is a once-in-a-lifetime experience.

Whatever your opinion may be on this card, it will prompt everyone to search for Harley Davidson and learn more about their products. 


Cardholders can enjoy a 50-day interest-free credit period with the Harley Davidson Diners Club Credit Card.
You would be charged a 2% forex charge with this credit card, which is lower than other credit cards. Usually, cards charge 3.5% for international transactions.
Harley Davidson's Diners Club Credit Card holders can enjoy two complimentary airport lounge visits each quarter, for both international and domestic lounges.


  1. Exciting collaboration between HDFC and Harley Davidson! A fusion of finance and lifestyle, this partnership is sure to rev up excitement!

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HDFC Bank Harley Davidson Diners Club Credit Card

HDFC Bank Harley Davidson Diners Club Credit Card


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