HDFC Bank Pixel Play Credit Card
- Joining Fee
- ₹500 + GST
- Renewal Fee
- ₹500 + GST
- Best Suitable For
- Shopping
- Welcome Benefits
- N/A
- Forex Markup
- 3.5%
Introducing the HDFC Pixel Play Credit Card, a dynamic and affordable offering for young people and shoppers. With a low joining and annual charge of ₹500 + GST, this card, like the Millennia Credit Card, offers cashback, making every purchase more rewarding. Earn 5% cashback on two chosen categories, including popular brands in dining, entertainment, travel, groceries, electronics, and fashion. 1% unlimited cashback on all other expenditures is also provided.
In addition to its generous cashback rewards, the Pixel Play Credit Card offers seamless redemption options through HDFC CashPoints. With a simple and easy application process, the HDFC Pixel Play Credit Card is a great choice for modern users.
Rewards and Benefits
- Rewards Rate
- 5% Cashback on Two Specified Categories Like Dining, Travel, Grocery, Fashion, etc. 5% Cashback on Smartbuy, and 3% Cashback on Any One Platform - Amazon, Flipkart, and PayZapp. 1% Unlimited Cashback on All Other Spends
- Welcome Benefits
- N/A
- Reward Redemption
- Redemption for Vouchers Via PayZapp
- Movie & Dining
- 10% Off Up to ₹200 Each Month on Dining Bills Via Swiggy Dineout
- Travel
- N/A
- Golf
- N/A
- Domestic Lounge
- N/A
- International Lounge
- N/A
- Insurance Benefits
- N/A
Fees and Charges
- Joining Fee
- ₹500 + GST
- Renewal Fee
- ₹500 + GST
- Spend-Based Waiver
- Spend ₹1 Lakh in a Card Anniversary Year
- Rewards Redemption Fee
- Nil
- Forex Markup
- 3.5%
- Interest Rates
- 3.60% Monthly and 43.20% Yearly
- Fuel Surcharge Waiver
- 1% Waiver Upto ₹250 Each Statement
- Cash Advance Charges
- 2.5%
Product Details
- The card comes at a joining fee of ₹500.
- With this card, you can avail of 5% cashback on popular categories like fashion, entertainment, and dining.
- 5% cashback on Smartbuy spends.
- 1% cashback on all other eligible categories.
Pros and Cons
Pros
- 5% cashback on popular platforms and brands like Uber, Myntra, BookMyShow and Zomato.
Cons
- Although this card charges a joining fee of ₹500, there are no welcome benefits associated with it.
Cashback With HDFC Pixel Play Credit Card
You can get 5% cashback up to 500 Points each month on any two packs of your choice. This customization allows cardholders to get the most out of their cards, as they can select the category they spend the most on.
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
Apart from the 5% cashback categories, cardholders shall get 3% cashback on the choice of any one E-commerce merchant: PayZapp, Amazon, or Flipkart, and 5% cashback on spends made with HDFC Smartbuy; there is a maximum cap of 500 Points on each of these categories. 1% unlimited cashback is also provided for all other eligible spending.
The following categories are not eligible for cashback when spending with the HDFC Pixel Go Credit Card.
- Fuel
- Wallet
- Rent
- Government Related
- EMI Transactions
- Cash Advances
- Payment of Outstanding Balances
Reward Redemption
- CashBack will be credited in the form of Pixel CashPoints, which can be easily managed under the rewards section of the Pixel Homepage in Payzapp.
- Upon accumulating 1,000 Pixel CashPoints, you can easily redeem them in Payzapp Wallet and purchase digitally with your choice of brand vouchers within Payzapp.
- Pixel CashPoints are valid for two years from the date of accumulation.
Bottom Line
In conclusion, the HDFC Pixel Play Credit Card presents an appealing option for those seeking a budget-friendly card with rewarding benefits. With its low charges and the opportunity to earn 5% cashback on two chosen categories, including popular brands across dining, entertainment, travel, groceries, electronics, and fashion, this card caters well to the needs of young shoppers.
Overall, the HDFC Bank Pixel Play Credit Card stands out as a convenient choice for individuals who want more rewarding purchases with minimal fees. This card is especially appealing for youngsters as it offers 5% cashback across popular platforms like BookMyShow, Zomato, and Nykaa. The HDFC Pixel Play Credit Card is also famous for providing appealing deals and offers periodically, like early access and discounts for the Diljit Dosanjh India Tour.
Frequently Asked Questions
What is the interest-free period with the HDFC Pixel Play Credit Card?
Cardholders shall get upto 50 days of interest-free period with this card.
How much salary is needed for the HDFC Pixel Credit Card?
The minimum monthly income required for salaried individuals is ₹25,000 per month and the minimum applicant age should be 21.
Reader Comments
6 comments · Join the discussion below
This card has gotten very famous because of Diljit
Does this Cashback categories have a Cashback limit ??
These are all on a monthly basis – 500 for any two specified categories, 500 for Smartbuy, 500 for 3% category and unlimited for all other eligible spends of 1%.
Do this cashback works on scan and pay transactions too?
If you have the RuPay variant of it yes.
worst experience, all payments failed through the year, then they charged 590 rupees annual fee, I didn’t know that amount is due, so they charged me late fee 590 again in 2 months. I paid 1180 and then closed the card.