By Bharti Bisht
Updated On January 12, 2024

HDFC Bank is one of the most popular financial institutions in India, and HDFC Credit Cards have become a choice for millions of people due to the exciting features offered by the bank. In order to use a credit card properly and to get the maximum benefit out of it, one needs to be aware of lots of procedures, terms and conditions, and a lot of other things. Like every other major credit card issuer, HDFC Bank also offers its cardholders the benefit of an add-on credit card facility so that people with no credit history or no income can also start their credit journey. The primary credit cardholders can get add-on credit cards for their family members, and the supplementary cardholders are also able to avail of all the facilities of a credit card. Now, the first thing that needs to be done after getting an HDFC Bank add-on credit card is to activate the card or generate the PIN. The discussion in this article is about the different ways to create the PIN of HDFC bank add-on credit cards:

HDFC Add-On Credit Cards PIN Generation

How To Activate HDFC Bank Add-On Credit Cards?

Once your credit card application gets approved and it gets delivered to you, firstly, you will need to generate the PIN for the card. Many individuals might already know how they can activate their credit cards, but some of you might be looking for an easy method to do it. The process of activating the supplementary credit cards is similar to what it is for the primary cards. There are various online as well as offline methods to start the PIN of HDFC Bank Add-On Credit Cards, which are discussed below in this article:

Online Methods of PIN Generation

Generating the PIN of a credit card online is much more convenient as it takes less time to get the required tasks done. The following are some of the best online ways that the HDFC Bank provides to its customers to generate their add-on credit card PIN:

Via Internet Banking

Internet banking has made almost all banking-related tasks easier nowadays, and hence, activation and PIN generation are also tasks that take a few seconds with net banking. HDFC Bank Add-on Credit Cards can easily be activated via the Internet banking account of the primary cardholders. The primary cardholders can follow a few simple steps as listed below in order to activate the add-on credit cards issued under their account:

  • Firstly, you will need to sign in to your internet banking account.
  • Then you go to  the ‘Cards’ option and click on ‘Credit Cards.’
  • Scroll down and search for supplementary/add-on credit cards as an option.
  • Click on the credit card that you want to activate and add it to your account if it hasn’t been added yet.
  • Follow all the necessary steps and proceed further as necessary.

By Contacting Customer Care

The card can be easily activated by contacting HDFC Bank Credit Card customer care. You can call HDFC Bank’s helpline number, 1860 266 033, from your registered mobile number and request that the bank officials help you generate your credit card PIN. They will either guide you on the necessary steps that need to be followed or help you do it on the call itself.

Offline Methods

Apart from the online methods mentioned above, there are a few offline ways to generate the PIN of an HDFC Bank add-on Credit Card, as mentioned below:

Via ATM

Activating a credit card or generation of its PIN becomes the most straightforward task when you do it through an ATM. You can simply follow the steps mentioned, and you should be done in a few minutes:

  • Visit an HDFC Bank ATM nearest to you.
  • Insert your credit card into the machine.
  • Find an option to generate a credit card PIN from the main menu presented to you.
  • You will need to follow the instructions present on the screen carefully.
  • The PIN you want to set should be entered at this point, and it should be no more than 4 digits. Make sure that it is not so easy for everyone to guess.

If you still find it difficult to activate your credit card for some reason, you can visit your nearest HDFC bank branch and ask the bank employees to help you understand the steps. They will definitely assist you in a great way.

HDFC Add-On Credit Cards PIN Change

Just like the PIN generation, there are different ways to change the PIN of the HDFC Bank add-on credit cards. Below are the most essential methods that you can use to change the PIN for your HDFC supplementary credit cards:

  • The most convenient way to change the HDFC add-on credit card’s PIN is to do it through internet banking. Also, it is straightforward to find the option to manage supplementary credit cards under the ‘Credit Cards’ section on HDFC Bank’s app/net banking website.
  • Another way to change the PIN for your credit card is to do it via an ATM, possibly the one nearest to you. Just like activation, you will need to start by simply inserting your card into the machine, and from the menu on the screen, you will need to find an option that says to generate/change your PIN and then follow the necessary steps.
  • You can also contact the bank’s customer care at 1860 266 033 and ask the officials/representatives to help you with the PIN changing process.
  • The online chatbot EVA can also help you change your credit card PIN. You just need to type ‘Credit Card PIN’ on the chatbox and send it. The online assistance EVA will surely be able to help you out with the process.

Bottom Line

Add-on credit Cards are the best possible options for those individuals who have difficulty starting their financial journey in the credit market and can find it challenging to create their credit journey due to a lack of credit history or because of having no source of income. Many people nowadays want to start their credit journey with an HDFC Credit Card, and supplementary credit cards can help you create your credit journey if your family members have credit cards from HDFC Bank. We hope that the information has been helpful for you to activate your HDFC add-on credit card.

FAQs:

There is no annual fee associated with HDFC add-on credit cards (for up to 3 credit cards).
You can call at 1860 266 033 for HDFC Bank Add-On Credit Cards PIN generation/change.
Yes, the HDFC Bank Add-On Credit Card PIN Generation can be done via the internet banking account of the primary cardholder