By Rajat Gaur
Updated On November 2, 2021

HDFC Bank Regalia ForexPlus Card is the most premium prepaid forex card by the bank. The card comes with a membership fee of Rs. 1,000 per annum and offers complimentary lounge access at international airports across India. Apart from the lounge access benefit, another benefit that you get with the Regalia ForexPlus Card is a comprehensive insurance cover including multiple travel-related insurance benefits like cover against loss of check-in luggage, loss of personal documents (during air travel) and loss of cash in transit, personal air accident cover and insurance against misuse of the card due to counterfeiting/skimming.

You can load the card in USD and transact in any currency without being charged any foreign currency exchange mark-up. All the transactions on the HDFC RegaliPlus Forex Card are processed over the Visa payment network and therefore, the card is accepted at all major e-commerce portals for online transactions. Read on to learn more about the Regalia ForexPlus Card by HDFC Bank.

HDFC Bank Regalia ForexPlus Card

Best Suited For

Travel |

Joining Fee

Rs. 1,000 (plus applicable taxes)

Reward Type

Product Details

  • Balance is loaded on the card in US Dollars and can be used in any currency without can forex charges.
  • The card can be used for online transactions at all major e-commerce portals with authentication via OTP or prepaid card net-banking password.
  • No ATM access charges when used at All Point Network ATMs (regular ATM withdrawal charges applicable).
  • 2 complimentary lounge access per quarter at international airports in India.
  • Complimentary access to select airport lounges in case of delay of the flight.
  • Global assistance in event of loss of card/card not working.
  • Emergency cash delivery assistance across the globe.
  • Multiple complimentary insurance covers including insurance against counterfeiting/skimming, air/rail/road accident cover, loss/damage of check-in luggage and loss of personal documents, etc.
  • Support for the PayWave technology (contactless transactions).

Rewards and Benefits

Welcome Benefits

N/A

Movie & Dining

N/A

Rewards Rate

N/A

Reward Redemption

N/A

Travel

Complimentary lounge access at international airports in India, complimentary lounge access in case of delay of flight

Golf

N/A

Domestic Lounge Access

2 complimentary lounge access per quarter at international airports in India

International Lounge Access

N/A

Insurance Benefits

Complimentary comprehensive insurance cover against misuse of card, loss/damage of card, loss/damage of check-in baggage, air/rail/bus accident, loss of cash in transit, etc.

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Fees & Charges

Joining Fee

Rs. 1,000 (plus applicable taxes)

Renewal Fee

N/A

Spend based Waiver

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Foreign Currency Markup

Nil

Interest Rates

N/A

Fuel Surcharge

N/A

Cash Advance Charge

USD 4

Add-on Card Fee

Nil

HDFC Bank Regalia ForexPlus Card Travel Benefits

  • 2 complimentary lounge access at international airports across India.
  • Complimentary access to airport lounges in case of delay of flight.

HDFC Bank Regalia ForexPlus Card Insurance Benefits

HDFC Bank Regalia ForexPlus Card offers multiple insurance covers to the cardholders, which can be summarised as under-

Insurance Type Covered Amount (Single Currency Cards) Covered Amount (Multi-Currency Cards)
Misuse due to counterfeiting/skimming Rs. 5 lakh Rs. 5 lakh
Road/Rail accident (death cover only) Rs. 2 lakh Rs. 5 lakh
Air accident (death cover only) Rs. 5 lakh Rs. 25 lakh
Loss of check-in baggage Rs. 20,000 Rs. 20,000
Loss of personal documents (passport reconstruction only) Rs. 50,000 Rs. 50,000
Loss of cash in transit Rs. 60,000 Rs. 60,000

Global Assistance

You get assistance service from the bank across the globe in the event of loss of card, card not working or emergency cash withdrawal.

Loading/Reloading HDFC Bank Regalia ForexPlus Card

HDFC Regalia ForexPlus Card can be loaded/reloaded in the following two ways-

  • Online- You can load or reload your HDFC Regalia ForexPlus Card via net banking or phone banking.
  • Offline- You can also load/reload your HDFC Regalia ForexPlus Card by visiting your nearest HDFC branch and submitting the forex reload form A2 along with a cheque of the amount to be reloaded.

Conclusion

Considering that you can spend in any of the foreign currencies with HDFC Regalia ForexPlus Card without being charged any additional mark-up fee, Regalia ForexPlus Card becomes a great alternative to regular HDFC credit cards when you’re on a foreign trip or for making large transactions in a foreign currency over the internet. On top of that, the complimentary airport lounge access that you get with the Regalia ForexPlus Card makes it an even more attractive choice for international frequent flyers.

FAQs:

HDFC Regalia ForexPlus Card is loaded in US Dollars but can be used for transactions in any currency without any foreign currency mark-up fee.

Since it is a prepaid card, anyone above the age of 18 can apply for HDFC Regalia ForexPlus Card. There are no income criteria that you need to fulfill for applying for this card.

No, you do not earn any Reward Points or cashback against the spends on your HDFC Regalia ForexPlus Card.

Yes, you get 2 complimentary access to lounges at international airports in India.

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