TripMoney Global Cash Card

TripMoney Global Card is a secure card launched by MakeMyTrip’s fintech arm, TripMoney, and SBM Bank India. This card is a forex credit card with no foreign exchange conversion fee applicable to it. We can say that this is a rupeCredit Bureau reportse-denominated secure credit card and can hold multiple currencies in one go for you. If you travel abroad frequently, be it for business or personal reasons, this credit card provides you with a convenient way of handling all your transactions for you.

Generally traveling to another country and using a credit or debit card as a mode of payment can cause you to pay up to 5% of the transacted amount as a forex fee, this is a rather expensive deal. But with this TripMoney Global Cash Card, you can save on all the surcharges with every transaction.

Product Details

• MMT or MakeMyTrip Black Membership, discount coupon over Rs. 7,000 on the MMT app, etc.
• TripMoney Global Cash Card is a lifetime free credit card
• 0% foreign markup fee, only Visa exchange rates are applicable
• No balance inquiry fee in the application
• No charges to load money
• No extra hidden charges
• Easily load INR and further withdraw or use for domestic and international transactions
• Accepted on all POS and ATMs in over 150 countries across the globe
• Digitalised control over your expenses and transactions of the Visa-powered card

TripMoney Global Card – Features and Benefits

This TripMoney Global Card is a secure credit card that can hold multiple currencies at one go for your use. It is a Forex card with a lot of different and great benefits and unlike any other card, this card has no hidden charges. Here is a detailed view of the benefits of this card –

Welcome Benefit

Cardholders get MMT or MakeMyTrip Black Membership, discount coupon over Rs. 7,000 on the MMT app, etc. upon activating the card successfully.

Great Rewards

This is one of the highest rewarding secured cards in India where you can get discount coupons of up to Rs. 70,000. You will also be able to easily get access to regular special discounts and offers available.

Zero Forex Markup Charges

This card does not have any fees or charges affiliated to it which means whenever you make a transaction be it abroad or in your homeland itself, you will not be charged the standard exchange fee like the other banks do. The transaction fee can revolve somewhere around 4% to 5% of the total transacted amount which can be considered as savings with this card.

Spend globally

You can just pay in POS and online or anywhere in the world where they accept Visa at no forex markup fee.

International ATM Withdrawal

You get to withdraw from any ATM in 150+ countries all over the world with fixed fees which are mentioned below –

International ATM forex withdrawal = Rs. 450

Domestic ATM Cash Withdrawal = Rs. 20

Domestic ATM Balance Enquiry = Rs. 10

International ATM Balance Enquiry = Rs. 225

You will have to be aware of these noted fees as these are the ones that will cause you to lose more of your money in fees and taxes.

TripMoney Global Cash Card – Fees and Charges

• There is no joining or annual fee related to this card
• Zero Forex Markup fee
• No balance inquiry fee in the application
• No charges to load money
• International ATM forex withdrawal = Rs. 450
• Domestic ATM Cash Withdrawal = Rs. 20
• Domestic ATM Balance Enquiry = Rs. 10
• International ATM Balance Enquiry = Rs. 225

NOTE – This TripMoney Global Cash Card is of Rs. 0 till the time there is a limited period offer. This means that this card will only remain lifetime free for those who will order this credit card under a limited period. Otherwise, to get this credit card you will have to pay Rs. 499 + GST.

How to apply for a TripMoney Global Cash Card?

Getting the TripMoney Global Cash Card is a very easy process that is completed in merely a few steps –

Step 1 – Install the MakeMyTrip application and log in with your mobile number on the application

Step 2 – Click on the TripMoney tab present on the bottom side of the app from the dashboard

Step 3 – Complete KYC by using your PAN Card No. and a Selfie with a clear background and also fill in all the necessary details

Step 4 – Verify your address and other details

Step 5 – Get the Card delivered to your doorstep

Since this is a type of card related to credit somehow, it will reflect in your Credit Bureau reports which means it will also have a presence in your credit reports and to an extent in your credit history. Being a prepaid or secured card also means that it has to be loaded with a sum of money before using it. The credit limit will also be determined by the amount of loaded money.

Conclusion

The TripMoney Global Cash Card is a prepaid and secured forex card. This credit card comes with a range of features and benefits. The best thing about this credit card is that it is lifetime free, charges zero for foreign transactions and there are no charges affiliated with the card while filling it with money. This card is acceptable at every place where Visa is accepted which is in over 150+ countries. There are great rewards that you can make use of while on your journey with this particular card.