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Forex cards are the safest way to carry money while traveling abroad. Instead of carrying a lot of cash or trying to use your regular debit or credit cards, which might have high fees or not even work in some places, a Forex card helps you with international transactions. You load it with money before you go, changing your home currency into the currency of the places you’re visiting. Because the exchange rates are locked in when you load the card, you don’t have to worry about the differing rates while you’re on your trip.
The Standard Chartered Multi-Currency VISA Forex Card is one of the best options with all the Forex Cards in the market. With this card, you can load up to 20 different currencies on one card, which is super useful for travelers visiting multiple countries. This card also offers insurance coverage, including lost/ stolen cards, loss of baggage and documents, and personal air accident insurance. You can easily manage your funds online without worrying about unexpected fees.
Standard Chartered Multi-Currency VISA Forex Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
N/A
Rewards Rate
N/A
Reward Redemption
N/A
Travel
The card can be loaded in 20 foreign currencies
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Insurance coverage is offered
Spend-Based Waiver
N/A
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction value
Interest Rates
Nil
Fuel Surcharge
Nil
Cash Advance Charges
Nil
- This card has only one-time joining fees.
- You can load currencies of 20 different countries with this Multi-Currency Forex card.
Standard Chartered Multi-Currency VISA Forex Card – Features and Benefits
Multi-Currency Option
The multi-currency option offers a wide variety, allowing you to load up to 20 different currencies on a single platform. This includes popular options like the US Dollar, Euro, British Pound, and Canadian Dollar, making transactions efficient during international travel.
Below is a simplified table for some of the currencies:
| Currency | ATM Withdrawal | Account Balance Check |
| AED (UAE Dirhams) | 7.25 | AED 2.00 AED |
| AUD (Australian Dollar) | 2.50 AUD | 0.65 AUD |
| BHD (Bahraini Dinar) | 0.75 BHD | 0.20 BHD |
| CAD(Canadian Dollar) | 2.50 CAD | 0.65 CAD |
| CHF (Swiss Franc) | 2.50 CHF | 0.70 CHF |
| DKK (Danish Krone) | 14.00 DKK | 4.00 DKK |
| EUR (Euro) | 1.50 EUR | 0.50 EUR |
| GBP (Sterling Pound) | 1.25 GBP | 0.50 GBP |
| HKD (Hong Kong Dollar) | 16.00 HKD | 4.00 HKD |
| JPY (Japanese Yen) | 250.00 JPY | 65.00 JPY |
| KWD (Kuwaiti Dinar) | 0.75 KWD | 0.15 KWD |
| NOK(Norwegian Krone) | 12.50 NOK | 3.25 NOK |
| NZD (New Zealand Dollar) | 3.25 NZD | 1.00 NZD |
| OMR (Omani Rial) | 0.70 OMR | 0.25 OMR |
| QAR (Qatari Rial) | 7.50 QAR | 1.80 QAR |
| SEK (Swedish Krone) | 15.00 SEK | 4.00 SEK |
| SGD (Singapore Dollar) | 3.25 SGD | 1.00 SGD |
| THB (Thai Baht) | 80.00 THB | 16.00 THB |
| USD (U.S. Dollar) | 2.00 USD | 0.50 USD |
| ZAR (South African Rand) | 25.00 ZAR | 6.00 ZAR |
Easy Refill
Users can easily top up their Standard Chartered Multi-Currency VISA Forex Card either by visiting any local branch or conveniently through online banking. You can easily add money to your account no matter where you are, making it simple to manage your funds while traveling or making international transactions.
Insurance Coverage
The Standard Chartered Multi-Currency VISA Forex Card offers complete insurance coverage. It features protection of up to ₹5 lakh against misuse of a lost or stolen card. It provides a personal air accidental death insurance cover for more severe incidents of ₹50 lakhs. It even secures you against the loss of baggage and personal documents with cover up to ₹1 lakh for a hassle-free travel experience.
Set Transaction Limits on the Go
Just sign in to the card’s website to change how much money you can spend from your Standard Chartered Multi-Currency VISA Forex Card. You can adjust your spending limit at any time, anywhere.
Track and Manage Money Online
Easily monitor your expenses and balance with the Standard Chartered Multi-Currency VISA Forex Card. Managing your money online is simple: You can lock or unlock your card with just a few clicks, quickly generate account statements to review your spending, and even effortlessly set a new ATM PIN.
Standard Chartered Multi-Currency VISA Forex Card – Fees and Charges
The following are the fees and charges associated with the Standard Chartered Multi-Currency VISA Forex Card:
- The issuance fee of the card is ₹299 plus taxes.
- The replacement fee for a lost or stolen card is ₹199 with taxes.
- The cross-currency or markup fee on the card is 3.5% of the transaction value.
Standard Chartered Multi-Currency VISA Forex Card Eligibility Criteria
The eligibility criteria for obtaining a Forex card are more relaxed than those for credit cards. Keep the following points in mind if you are interested in getting this card:
- Should be an Indian Citizen traveling abroad.
- Should have a copy of a valid passport.
- Travel proof includes a visa, flight tickets, or any relevant travel proof.
How to Apply for the Standard Chartered Multi-Currency VISA Forex Card?
To apply for the Standard Chartered Multi-Currency VISA Forex Card, you can visit any Standard Chartered branch in India. If you have a relationship manager, you can simply get in touch with them to start the application process.
Conclusion
The Standard Chartered Multi-Currency VISA Forex Card is a secure way to manage your money while traveling internationally. You can load up to 20 different currencies onto the card and easily manage it online. It also comes with insurance coverage, making it a valuable tool for anyone traveling abroad. This card has a one-time joining fee and doesn’t charge various transaction fees, so you can save money on fees. It’s a good option for people who want to avoid carrying cash or paying high fees on other cards.