Bajaj Finserv launched the SuperCard in March 2019, and there have been more than 1 million customers in India, most of them being first-time cardholders. The card has a decent reward rate, offering 12 reward points per ₹100 spent online and on the Bajaj Finserv app and 1 reward point on other offline spends. Other features on the card include emergency cash advance, 1+1 on BookMyShow movie tickets, domestic lounge access, fuel surcharge waiver, and more. Read on to learn more about the Bajaj Finserv RBL Bank Binge SuperCard.
Bajaj Finserv RBL Bank Binge SuperCard
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
Get 1 movie ticket free per month through BookMyShow
Rewards Rate
Earn 12 reward points per Rs. 100 spent on clothing, gadgets, home appliances, etc.
Reward Redemption
The reward points can be redeemed against various categories like shopping, travel, mobile recharge, etc.
Travel
Get complimentary domestic lounge access with the card
Domestic Lounge Access
Get 2 complimentary domestic lounge access per year
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Spend-Based Waiver
Renewal fee waiver on spending Rs. 1 Lakh or above in the card anniversary year
Rewards Redemption Fee
Rs. 99 per redemption request made on the card
Foreign Currency Markup
3.5% of the transaction amount plus taxes
Interest Rates
3.99% per month or 47.88% per annum
Fuel Surcharge
1% fuel surcharge waiver or Rs. 10, whichever is higher
Cash Advance Charges
2.5% of the withdrawn or a minimum of Rs. 500
- 4000 reward points as a welcome benefit on spending Rs. 2000 within 30 days of getting the card
- Up to 12x reward points per Rs. 100 spent online and on the Bajaj Finserv app
- Buy One Get One offer on BookMyShow movie tickets
- 2 complimentary domestic lounge access
- Get 5% cashback on down payments made at Bajaj Finserv partner stores
- Convert your cash limit to a personal loan of 3 months at a 1.16% interest rate
- Renewal fee waiver on spending Rs. 1 Lakhs in the anniversary year
- 1% fuel surcharge waiver up to a monthly limit of Rs. 100
Bajaj Finserv RBL Bank Binge SuperCard – Features and Benefits
The following are the features and benefits associated with the Bajaj Finserv RBL Bank Binge SuperCard –
Welcome Benefit
Get 4000 reward points as a welcome benefit on spending ₹2000 made within 30 days of getting the card.
Reward Rate
- Get 12 reward points per ₹100 spent online and on the Bajaj Finserv App. The accelerated reward points are capped at 800 points per month, and the specific categories are excluded from earning points, including utilities, rental payments, education, and insurance.
- Get 1 reward point per ₹100 spent on offline purchases elsewhere.
The value of 1 Reward Point will vary from ₹0.11 to ₹0.25 across different categories on RBL Rewards.
Movie Benefits
Get a Buy One Get One offer on BookMyShow movie tickets with the Binge SuperCard. The offer is available on any day of any month, but the price of the ticket should be up to ₹200.
Airport Lounge Access
The card offers 2 complimentary domestic lounge access per year for the cardholder, a maximum of once per quarter.
You can check the valid airport lounges, which you can access with this card here.
Emergency Cash Advance
Based on your available card limit, you can get an emergency loan for 3 months without any processing fees at an interest rate of 1.16% per month.
Cashback Benefit
Get 5% cashback on down payments made at any of the eligible Bajaj Finserv partner stores.
Fuel Surcharge Waiver
1% fuel surcharge waiver on eligible transactions of ₹500 to ₹4000 with a maximum monthly benefit of ₹100.
Fees and Charges
The followings are the fees and charges associated with the Bajaj Finserv RBL Bank Binge SuperCard –
- The card is available at a joining and annual charge of ₹999 + GST. You can get a renewal fee waiver on spending ₹1 Lakh or above in the card anniversary year.
- The cash advance fee on the card is 2.5% of the withdrawn amount or ₹500, whichever is higher.
- The interest rate on the card is 3.99% per month or 47.88% per annum
- The card charges a forex markup fee of 3.5% of the total transaction amount
- The card charges 1.8% plus taxes on the purchase and cancellation of IRCTC railway tickets
- The card charges ₹99 whenever you make a reward redemption request
- The card charges 1% of the transaction amount on all rental payments
Eligibility Criteria
The following are the eligibility criteria for the Bajaj Finserv RBL Bank Binge SuperCard –
- The applicant must be 25 to 65 years old.
- The cardholder’s residential address must fall in the SuperCard service location.
- The applicant must have at least one Credit Card at least 1-year-old and a minimum 35K Credit Limit.
- The credit score of the applicant must be at least 720 or higher than that without any previous defaults in the records.
- The applicant must have a regular source of income.
How to Apply for the Binge SuperCard Credit Card?
Follow these steps to apply for the Bajaj Finserv RBL Bank Binge SuperCard –
- Click on the Apply Now button, and you will reach the application page
- Authenticate with the OTP sent to your mobile number and then fill in the application form with basic information like your name, gender, date of birth, PAN, address, email ID, etc.
- If there is a pre-existing offer for you, then it will be shown on the screen.
- Click Get It Now and enter your address and parents’ name
- Next, click on Proceed and validate the application through the OTP sent to your phone
- Choose the E-KYC option and then proceed with the prompts
- Once you successfully apply, you will be redirected to the RBL Bank website for further approval and verification
After the KYC verification is done and you are approved for the card, the card will reach the address you provided within 5 to 7 working days.
Bottom Line
The SuperCard range by Bajaj Finserv has more than 1 million happy customers in India. The card charges an annual fee of ₹999 plus taxes from the second year and offers many benefits and privileges to the cardholder. Some of the top features of the card are emergency cash advance service, interest-free cash withdrawal, a high reward rate, lounge access, and more. You can even get free BookMyShow movie tickets, cashback on Bajaj Finserv partner stores, and a fuel surcharge waiver with the card. Head over to the comments section and let us know your thoughts regarding this card.