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Federal Bank Imperio Credit Card is among the four lifetime free credit cards that Federal Bank offers. The Imperio Credit Card targets family-oriented individuals and provides most of its rewards and benefits while considering their requirements. With this card, you can earn up to 3 Reward Points for every ₹150 you spend. Besides Reward offers, you get exclusive entertainment benefits, such as a Buy 1 Get 1 Free offer on movie tickets on INOX and BookMyShow each quarter. On dining, you can avail yourself of a discount of up to 15% using your Federal Bank Imperio Credit Card. The card’s benefits include complimentary airport lounge access, fuel surcharge waiver, complimentary gift vouchers for achieving milestone spending, and many more. To know all of its advantages, keep reading the detailed information given below:
Federal Bank Imperio Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
BOGO on Movie Ticket Bookings Made With INOX/BookMyShow and a 15% Discount on Dining with FedDelights Program
Rewards Rate
3 Reward Points/₹150 Spent on Groceries & Healthcare, 2 Reward Points/₹150 Spent on Utility Spends, and 1 Reward Point/₹100 Spent on Other Categories
Reward Redemption
₹99 + GST
Travel
Free Airport Lounge Access
Domestic Lounge Access
2 complimentary domestic lounge access every quarter.
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 per redemption request.
Foreign Currency Markup
3.5% on all foreign currency transactions
Interest Rates
0.49% to 3.49% per month.
Fuel Surcharge
You get a 1% fuel surcharge waiver at all fuel stations.
Cash Advance Charges
2.5% of the withdrawn amount or a minimum of Rs. 500.
- Get 3X Reward Points on groceries and healthcare-related spending with your Federal Bank Imperio Credit Card.
- 2X Reward Points on utility spend and 1X on all other spends.
- A welcome benefit worth ₹400 on spends of ₹5,000 during the first 30 days of card issuance.
- Buy 1, Get 1 free offer on movie tickets on Inox.
- Complimentary domestic airport lounge access.
- Complimentary gift vouchers based on quarterly spending.
- 1% fuel surcharge waiver.
Federal Bank Imperio Credit Card Rewards
- You earn 3 Reward Points for every ₹150 spent on groceries and health care categories.
- You earn 2 Reward Points on every ₹150 spent on utility bill payments.
- You earn 1 Reward Point on every ₹150 spent on all other eligible categories.
Rewards Redemption
- The Reward Points you earn using your Federal Bank Imperio Credit Card can be redeemed at Federal Rewards against an array of categories.
- 1 Reward Point = ₹0.25, i.e., 4 Reward Points = ₹1.
- The reward points are valid for 3 years from the date of accrual.
Federal Bank Imperio Credit Card Benefits & Rewards
Welcome Benefits
As a welcome benefit, you get an Amazon gift voucher worth ₹400 upon spending ₹5,000 within the first 30 days after the card activation date.
Milestone Benefits
You get complimentary Big Basket gift vouchers worth ₹300 when you spend ₹50,000 or more in a quarter.
Travel Benefits
You get 2 complimentary domestic lounge access every quarter using your Federal Bank Imperio Credit Card.
Dining & Movie Benefits
- The Federal Bank Imperio Credit Cardholders can avail of a discount of up to 15% on dining through the FedDelights Program.
- On purchasing 1 movie ticket on INOX/BookMyShow, you get 1 ticket free once every quarter.
Fuel Surcharge Waiver
When you pay using your Federal Bank Imperio Credit Card, a 1% fuel surcharge is waived at all authorized fuel stations in India.
Federal Bank Imperio Credit Card Review
As the card promises, it comes with all the exclusive benefits and features that a family-oriented individual expects from a credit card. From providing accelerated Reward Points on groceries and health care to a 15% discount on dining, the card fulfills the requirements of its targeted customers. With zero joining and annual charges, the card has various advantages over almost all the categories, including travel, dining, shopping, entertainment, etc. With this card you can get free airport lounge access without paying any annual charges.
Other than that, the card lets you save amazingly on your fuel spends by providing the 1% fuel surcharge waiver. Keeping all these exciting features in mind, you should go with the card if you want to control your household spends wisely and save more and more on them.