Federal Bank Imperio Credit Card
- Updated On: 13 May, 2026
The Federal Bank Imperio Credit Card is among the four lifetime free credit cards that Federal Bank offers. The Imperio Credit Card targets family-oriented individuals and provides most of its rewards and benefits while considering their requirements. With this card, you can earn up to 3 Reward Points for every ₹150 you spend. Besides Reward offers, you get exclusive entertainment benefits, such as a Buy 1 Get 1 Free offer on movie tickets on INOX and BookMyShow each quarter. The card’s benefits include complimentary airport lounge access, fuel surcharge waiver, complimentary gift vouchers for achieving milestone spending, and many more. To know all of its advantages, keep reading the detailed information given below:
Federal Bank Imperio Credit Card
( 4.5 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
3X RP/₹150 on Health Care & Grocery categories, 2X RP/₹150 on Utility Categories like Bill Payments and 1X RP/₹150 on Other Categories
Welcome Benefits
Amazon Pay Vouchers Worth ₹400
Rewards and Benefits
Movie & Dining
BOGO on Movie Tickets With INOX and Complimentary Big Basket Vouchers on Quarterly Spend of ₹50,000 as a Milestone Benefit
Rewards Rate
3X RP/₹150 on Health Care & Grocery categories, 2X RP/₹150 on Utility Categories like Bill Payments and 1X RP/₹150 on Other Categories
Reward Redemption
1 Reward Point is Valued at ₹0.25
Travel
N/A
Domestic Lounge Access
2 Complimentary Domestic Lounge Access Every Quarter (Based on Spending of ₹40,000 in the Previous Quarter)
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
₹99 Per Redemption Request
Foreign Currency Markup
3.5%
Interest Rates
45% (3.75% Per Month)
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver
Cash Advance Charges
2.5% of Amount Withdrawn or ₹500 Whichever is Higher
Product Details
- Get 3X Reward Points on groceries and healthcare-related spending with your Federal Bank Imperio Credit Card
- 2X Reward Points on utility spends and 1X on all other spends
- A welcome benefit worth ₹400 on spends of ₹5,000 during the first 30 days of card issuance
- Buy 1, Get 1 free offer on movie tickets with INOX
- Complimentary domestic airport lounge access
- Complimentary gift vouchers based on quarterly spending
- 1% fuel surcharge waiver
Pros/Cons
Pros
- The card is a lifetime free credit card
- The card is available on the Visa and Mastercard networks
Cons
- The card unfortunately does not provide complimentary international airport lounge access
- The card includes limited lifestyle perks
Imperio Credit Card Features and Benefits
The Federal Bank Imperio Credit Card is a lifetime free credit card with various perks, including lifestyle benefits and a reasonable reward structure, to offer to its customers.
Welcome Benefits
As a welcome benefit, you get an Amazon gift voucher worth ₹400 upon spending ₹5,000 within the first 30 days after the card activation date.
Milestone Benefits
You get complimentary Big Basket gift vouchers worth ₹300 when you spend ₹50,000 or more in a quarter.
Movie & Dining Benefits
Upon purchasing one movie ticket with INOX, you get one ticket for free once every quarter (up to ₹100).
Airport Lounge Access
Cardholders get two complimentary domestic airport lounge access every quarter, which is a total of 8 domestic lounges in a year. Cardholders need to spend ₹40,000 or more in the previous quarter to be eligible for this benefit.
This benefit is only available for the primary cardholder.
Earning Rewards With Federal Bank Imperio Credit Card
- You earn 3 Reward Points for every ₹150 spent on groceries and health care categories.
- You earn 2 Reward Points on every ₹150 spent on utility bill payments.
- You earn 1 Reward Point on every ₹150 spent on all other eligible categories.
Reward Redemption
The Reward Points you earn using your Federal Bank Imperio Credit Card can be redeemed at Federal Rewards against an array of categories. 1 Reward Point = ₹0.25, i.e., 4 Reward Points = ₹1. The reward points are valid for 3 years from the date of accrual.
Bottom Line
The card comes with all the exclusive benefits and features that a family-oriented individual expects from a credit card. From providing accelerated Reward Points on groceries and health care to complimentary airport lounge access, the card fulfills the requirements of its targeted customers. With zero joining and annual charges, the card has various advantages over almost all categories, including travel, dining, shopping, and entertainment, etc.
Other than that, the card lets you save amazingly on your fuel spends by providing the 1% fuel surcharge waiver. Keeping all these exciting features in mind, you should go for the card if you want to manage your household spends and save more, both at the same time.
FAQs:
How many times can I avail of the BOGO offer on movie tickets?
With the Federal Bank Imperio Credit Card, you can avail of the Buy 1 Get 1 Free offer on movie tickets once every quarter.
Does the card provide any complimentary international airport lounge access?
No, the Federal Bank Imperio Credit Card does not provide complimentary international lounge access, but it does provide two complimentary domestic lounge accesses each quarter.
Do the reward points ever expire?
Yes, the Reward Points you earn using your Federal Bank Imperio Credit Card expire three years after the accrual date.
What is the cash advance fee with the card?
The cash advance fee for this card is 2.5% of the cash amount withdrawn or ₹500 (whichever is higher).
2 comments
Pradeep kumar
Is it an international card.. Pl reply urgently
Kartik Kanwar
This card can be used internationally but shall carry a charge of 3.5% of the transacted amount.