DBS Bank
DBS Bank India Limited (DBIL) is part of the international DBS Bank group, which is headquartered in Singapore. In India, the bank is headquartered in Mumbai and has over 500 branches across the country. The DBS Bank first came to India in 1995 and has expanded ever since. Whether it’s personal or commercial banking, the bank offers a diversified base for different types of customers and even investors. As of November 2024, there are over 5.2 lakh active DBS Credit Card users in India.
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DBS Bank Credit Cards in India
DBS Bank offers a wide range of entry-level and super-premium credit cards in India. Let’s have a brief look at them.
- Joining Fee
- ₹499 (Spark5); ₹999 (Spark10); ₹1499 (Spark20)
- Annual Fee
- ₹499 (Spark5); ₹999 (Spark10); ₹1499 (Spark20)
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate2 Cash Points/₹200 Across All Three Variants
Welcome BenefitsCash Points Up to 7,500
- Joining Fee
- ₹20,000 + GST
- Annual Fee
- ₹20,000 + GST
- Best Suited For
- Shopping
- Rewards Type
- Reward Points
Rewards rate and welcome benefits
Rewards Rate4 VP/₹200 Spent in India and 8 VP/₹200 Spent Internationally
Welcome Benefits10,000 Vantage Points and Any One (Hotels Taj Epicure/ITC Culinaire/Club Marriott)
Compare Features of DBS Bank Credit Cards
| Features | Spark Credit Card | Vantage Credit Card |
| Joining/Renewal Fee | Rs. 499 | Rs. 50,000 + GST |
| Renewal Fee Spend Waiver | 1,50,000 | Rs. 10,00,000 |
| Reward Points | 2 Cash Points/Rs. 200 Across All Three Variants | 4 VP/Rs. 200 Spent in India and 8 VP/Rs. 200 Spent Internationally |
| Value of Re | 1 Cash Point = Rs. 0.20 | 1 Vantage Point = Rs. 1 |
| Airport Lounge Access | Domestic Lounge Access is Provided | Unlimited Domestic and International Lounge Access |
How to Apply for DBS Bank Credit Cards?
- Have a look at all the features of DBS Bank Credit Cards.
- Click on Apply Now.
- You shall be redirected to the official bank website.
- Fill in your details.
- Submit your application for a DBS Bank Credit Card.
DBS Customer Care
Looking to contact DBS customer support? Below are the details for contacting DBS customer support for any queries or complaints.
For DBS Spark
Cards Helpline (India) – 18602676789
Cards Helpline (International) – +91 4469046789
E-mail – cardcareindia@dbs.com
For Vantage
Cards Helpline (India) – 1800 209 4555
Cards Helpline (Singapore) – 800 852 6186
Cards Helpline (Overseas) – +91 44 6685 4555
E-mail – vantagecareindia@dbs.com
List of Participating Airport Lounges in India With DBS Credit Cards
| City | Lounge Name | Terminal Type | Terminal |
| Ahmedabad | The Lounge | Domestic | Terminal 1 |
| Ahmedabad | The Lounge | International | Terminal 2 |
| Bangalore | BLR Domestic Lounge | Domestic | Terminal 1 |
| Bangalore | 080 Domestic Lounge | Domestic | Terminal 1
Terminal 2 |
| Chandigarh | Primus Lounge | Domestic
International |
Domestic/International Terminal |
| Goa | Good Times Bar
Encalm Lounge |
Domestic | Domestic Terminal |
| Hyderabad | Encalm Lounge | International/Domestic | Domestic/International Terminal |
| Kolkata | Travel Club
Travel Club Lounge Anex |
Domestic | Terminal 1 |
| Kolkata | Travel Club | International | Terminal 2 |
| Mumbai | Loyalty Lounge | International | Terminal 2 |
| Mumbai | Aviserv Lounge | International/Domestic Arrival | Terminal 2 |
| Mumbai | Travel Club
Oasis Lounge |
Domestic | Terminal 1 |
| Nagpur | Mandarin Lounge | Domestic | Domestic Terminal |
| New Delhi | Encalm Lounge
Domestic Lounge |
Domestic | Terminal 3
Terminal 1D Terminal 2 |
| New Delhi | Encalm Lounge | International | Terminal 3 |
| Pune | Earth Lounge | Domestic | Terminal 1 |
| Vadodara | Primus Lounge | Domestic | Domestic Terminal |
Bottom Line
DBS Bank in India offers a diverse range of financial services, with a notable presence in credit card offerings, catering to various customer needs. The bank has excellent customer support through dedicated helplines and email contacts. Customers can easily apply for the Spartk Credit Card through the official website, while the Vantage Card is an invite-only.
Frequently Asked Questions
Do the cards offer airport lounge access?
Yes, the DBS Spark Credit Card offers domestic lounge access, while the DBS Vantage Credit Card provides unlimited access to both domestic and international lounges.
What are the main features of the DBS Spark Credit Card?
The DBS Spark Credit Card has a joining fee of ₹499 + GST, offers 2500 Cash Points as a welcome benefit, and provides Rewards Points of 2 Cash Points for every ₹200 spent.
What are the benefits of the DBS Vantage Credit Card?
The DBS Vantage Credit Card has a joining fee of ₹50,000 + GST, offers welcome benefits of 10,000 Vantage Points, and rewards 4 Vantage Points for every ₹200 spent in India and 8 Vantage Points for spending internationally.
What is the value of the Reward Points?
For the DBS Spark Credit Card, 1 Cash Point equals ₹0.20, and for the Vantage Card, 1 Vantage Point equals ₹1.
How can I apply for a DBS Credit Card?
To apply for a DBS Credit Card, visit the official bank website, click on “Apply Now,” fill in your details, and submit your application.
Is the DBS Vantage Card available to everyone?
The DBS Vantage Card is invite-only, meaning that not everyone can apply for it directly. Customers need to receive an invitation from the bank.
Reader Comments
2 comments · Join the discussion below
I want yours dbs bank credit card for my personal use, I am the pensioner and getting 60 000 pension every month. I promise to pay payment regularly every month with fail.
WHY CHENNAI AIRPORT LOUNGES ARE NOT IN THE LIST?