DBS Bank India Limited (DBIL) is part of the international DBS Bank group, which is headquartered in Singapore. In India, the bank is headquartered in Mumbai and has over 500 branches across the country. The DBS Bank first came to India in 1995 and has expanded ever since. Whether it’s personal or commercial banking, the bank offers a diversified base for different types of customers and even investors. As of November 2024, there are over 5.2 lakh active DBS Credit Card users in India.
DBS Bank offers a wide range of entry-level and super-premium credit cards in India. Let’s have a brief look at them.
2 Cash Points/Rs. 200 Across All Three Variants
2500 Cash Points
4 VP/Rs. 200 Spent in India and 8 VP/Rs. 200 Spent Internationally
10,000 Vantage Points and Any One (Hotels Taj Epicure/ITC Culinaire/Club Marriott)
| Features | Spark Credit Card | Vantage Credit Card |
| Joining/Renewal Fee | Rs. 499 | Rs. 50,000 + GST |
| Renewal Fee Spend Waiver | 1,50,000 | Rs. 10,00,000 |
| Reward Points | 2 Cash Points/Rs. 200 Across All Three Variants | 4 VP/Rs. 200 Spent in India and 8 VP/Rs. 200 Spent Internationally |
| Value of Re | 1 Cash Point = Rs. 0.20 | 1 Vantage Point = Rs. 1 |
| Airport Lounge Access | Domestic Lounge Access is Provided | Unlimited Domestic and International Lounge Access |
Looking to contact DBS customer support? Below are the details for contacting DBS customer support for any queries or complaints.
For DBS Spark
Cards Helpline (India) – 18602676789
Cards Helpline (International) – +91 4469046789
E-mail – cardcareindia@dbs.com
For Vantage
Cards Helpline (India) – 1800 209 4555
Cards Helpline (Singapore) – 800 852 6186
Cards Helpline (Overseas) – +91 44 6685 4555
E-mail – vantagecareindia@dbs.com
| City | Lounge Name | Terminal Type | Terminal |
| Ahmedabad | The Lounge | Domestic | Terminal 1 |
| Ahmedabad | The Lounge | International | Terminal 2 |
| Bangalore | BLR Domestic Lounge | Domestic | Terminal 1 |
| Bangalore | 080 Domestic Lounge | Domestic | Terminal 1
Terminal 2 |
| Chandigarh | Primus Lounge | Domestic
International |
Domestic/International Terminal |
| Goa | Good Times Bar
Encalm Lounge |
Domestic | Domestic Terminal |
| Hyderabad | Encalm Lounge | International/Domestic | Domestic/International Terminal |
| Kolkata | Travel Club
Travel Club Lounge Anex |
Domestic | Terminal 1 |
| Kolkata | Travel Club | International | Terminal 2 |
| Mumbai | Loyalty Lounge | International | Terminal 2 |
| Mumbai | Aviserv Lounge | International/Domestic Arrival | Terminal 2 |
| Mumbai | Travel Club
Oasis Lounge |
Domestic | Terminal 1 |
| Nagpur | Mandarin Lounge | Domestic | Domestic Terminal |
| New Delhi | Encalm Lounge
Domestic Lounge |
Domestic | Terminal 3
Terminal 1D Terminal 2 |
| New Delhi | Encalm Lounge | International | Terminal 3 |
| Pune | Earth Lounge | Domestic | Terminal 1 |
| Vadodara | Primus Lounge | Domestic | Domestic Terminal |
DBS Bank in India offers a diverse range of financial services, with a notable presence in credit card offerings, catering to various customer needs. The bank has excellent customer support through dedicated helplines and email contacts. Customers can easily apply for the Spartk Credit Card through the official website, while the Vantage Card is an invite-only.
Yes, the DBS Spark Credit Card offers domestic lounge access, while the DBS Vantage Credit Card provides unlimited access to both domestic and international lounges.
The DBS Spark Credit Card has a joining fee of ₹499 + GST, offers 2500 Cash Points as a welcome benefit, and provides Rewards Points of 2 Cash Points for every ₹200 spent.
The DBS Vantage Credit Card has a joining fee of ₹50,000 + GST, offers welcome benefits of 10,000 Vantage Points, and rewards 4 Vantage Points for every ₹200 spent in India and 8 Vantage Points for spending internationally.
For the DBS Spark Credit Card, 1 Cash Point equals ₹0.20, and for the Vantage Card, 1 Vantage Point equals ₹1.
To apply for a DBS Credit Card, visit the official bank website, click on “Apply Now,” fill in your details, and submit your application.
The DBS Vantage Card is invite-only, meaning that not everyone can apply for it directly. Customers need to receive an invitation from the bank.
1 comment
Samudrala venugopala swamy
I want yours dbs bank credit card for my personal use, I am the pensioner and getting 60 000 pension every month. I promise to pay payment regularly every month with fail.