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Bank of Baroda Premier Credit Card Apply Now
Joining Fee Rs. 1,000 + GST
Rewards and Benefits
Welcome Benefits NA
Rewards Rate For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.
Movie & Dining NA
Reward Redemption You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25.
Travel N/A
Golf NA
Domestic Lounge 1 Complimentary Domestic Airport Lounge Access Every Quarter
International Lounge NA
Insurance Benefits You get a personal accidental death cover with this credit card
Zero Liability Protection Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.
Fees & Charges

Renewal Fee Rs. 1,000 + GST
Spend Based Waiver Fee waiver on spends of Rs. 1,20,000 in a year
Rewards Redemption Fee Nil
Foreign Currency Markup 3.5% on the transaction amount
Interest Rates 3.25% per month (39% per annum)
Fuel Surcharge 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Cash Advance Charges 2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.
Add-on Card Fee Nil