Axis Bank Magnus Credit CardApply Now |
Axis Bank Reserve Credit CardApply Now |
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Joining Fee Rs. 12,500 + GST | Joining Fee Rs. 50,000 + GST | ||
Rewards and Benefits |
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Welcome Benefits Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels | Welcome Benefits 50,000 Edge Reward Points on card activation and every year the card membership is renewed | ||
Rewards Rate 12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE. | Rewards Rate 15 Edge Reward Points per Rs. 200 spent with the card, 2X Edge Reward Points on all international spends | ||
Movie & Dining Buy one and get up to Rs. 500 off on the next movie/non-movie ticket on BookMyShow (max 5 times a month), 20% discount at 4,000+ restaurants across India under the Axis Bank Dining Delights program. | Movie & Dining Complimentary Eazydiner Prime membership offering 25% off at various restaurants, 20% off at participating restaurants with the Dining Delights program, Buy One Get One offer on BookMyShow where you get a maximum of Rs. 500 off on the second ticket, 5 times a month. | ||
Reward Redemption Axis EDGE REWARDS Points can be redeemed on the EDGE REWARDS portal at a value of 1 Edge Reward = Re. 0.20 or Transfer to Partner Airlines/Hotels Rewards Program. | Reward Redemption Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank's Edge Rewards redemption portalEdge Reward Points can also be redeemed for Edge Miles to international and domestic airlines program at the ratio of 5:2 for Air Vistara, Etihad Airways, Qatar Airways, Marriot International, etc. | ||
Travel Complimentary international as well as domestic airport lounge access, airport concierge services and discounted stays at Oberoi Hotels. | Travel Global travel and medical assistance on international trips | ||
Golf NA | Golf 50 complimentary rounds of golf every year at country's premium golf courses | ||
Domestic Lounge Unlimited Free Domestic Airport Lounge Access | Domestic Lounge Unlimited domestic airport lounge access for both primary and add-on card holders | ||
International Lounge Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass | International Lounge Unlimited international airport lounge access every year with Priority Pass membership. | ||
Insurance Benefits Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh. | Insurance Benefits Comprehensive insurance cover including purchase protection up to Rs. 2 Lakhs, 500 USD cover for loss/delay in baggage, and a Rs. 5 Lakhs credit shield | ||
Zero Liability Protection Credit shield cover worth Rs. 5 lakh, liability protection up to the card's credit limit. | Zero Liability Protection Cardholder not liable for any fraudulent transactions on the card post reporting the loss of card to the bank | ||
Fees & Charges |
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Renewal Fee Rs. 12,500 + GST | Renewal Fee Rs. 50,000 + GST | ||
Spend Based Waiver Annual fee waived off on an expenditure of Rs. 25 lakhs in the preceding year. | Spend Based Waiver Renewal fee waived off on a minimum expenditure of Rs. 35 lacs in the preceding 12 months | ||
Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | ||
Foreign Currency Markup 2% of the transaction plus GST | Foreign Currency Markup 1.5% of the transaction amount | ||
Interest Rates 3.0% per month (42.58% annually) | Interest Rates 3% per month (or 42.58% annually) | ||
Fuel Surcharge 1% fuel surcharge waived off at all fuel stations across India | Fuel Surcharge 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month) | ||
Cash Advance Charges Nil | Cash Advance Charges Nil | ||
Add-on Card Fee Nil | Add-on Card Fee Nil |