American Express Membership Rewards® Credit CardApply Now |
American Express SmartEarn Credit CardApply Now |
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Joining Fee Rs 1,000 + GST | Joining Fee Rs. 495 + GST | ||
Rewards and Benefits |
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Welcome Benefits Welcome benefit of 4,000 Bonus Membership RPs can be availed on settling the joining fee of Rs. 1,000 and spending of Rs 15,000 within the first 90 days of the card issuance. | Welcome Benefits Cashback of Rs. 500 on spends of Rs. 10,000 or more within the first 90 days of card issuance. | ||
Rewards Rate 1 membership reward point per Rs 50 spent excluding fuel transactions, Utility bill payments, insurance, and cash transactions | Rewards Rate 1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more. | ||
Movie & Dining Get special dining discounts up to 20% off using your American Express Reward credit card at select restaurants | Movie & Dining 10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas. | ||
Reward Redemption You can redeem the membership reward points accrued with American Express 18 and 24 Karat Gold Collection | Reward Redemption Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme. | ||
Travel N/A | Travel 10X Reward Points on spends on Uber (max cap of 500 Points) | ||
Golf N/A | Golf N/A | ||
Domestic Lounge N/A | Domestic Lounge N/A | ||
International Lounge N/A | International Lounge N/A | ||
Insurance Benefits N/A | Insurance Benefits Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000. | ||
Zero Liability Protection You get liability protection assurance such as zero lost card assurance, 24×7 card assistance, emergency card replacement, Dispute resolution | Zero Liability Protection Zero cost liability on reporting the loss of card within 3 working days, post which max liability of the cardholder limited to Rs. 1,000. | ||
Fees & Charges |
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Renewal Fee Rs 4,500 + GST | Renewal Fee Rs. 495 + GST | ||
Spend Based Waiver A spend-based waiver on a renewal fee of Rs 4,500 on annual spending of Rs 1,50,000. Get 50 percent waiver on the renewal fee on annual spending between Rs 90,000 to 1,49,999 | Spend Based Waiver Annual renewal fee waived on spends of Rs. 40,000 in the previous year. | ||
Rewards Redemption Fee Rs 250 per redemption request | Rewards Redemption Fee Nil | ||
Foreign Currency Markup 3.5% on the conversion amount | Foreign Currency Markup 3.50% on international transactions | ||
Interest Rates 3.5% per month | Interest Rates 3.5% per month | ||
Fuel Surcharge You get 0%waiver on fuel convenience fee at HPCL fuel stations on fuel transactions below Rs 5,000. You get a 1% waiver on the fuel convenience fee at all fuel stations across India. | Fuel Surcharge 1% fuel surcharge waiver at HPCL fuel stations on transactions exceeding Rs. 5,000. | ||
Cash Advance Charges 2.5% of the amount withdrawn subject to a minimum amount of Rs 250 | Cash Advance Charges 3.5%, subject to a minimum amount of Rs. 250 | ||
Add-on Card Fee Rs 1,500 (plus applicable taxes) | Add-on Card Fee 1 complimentary add-on card, Rs. 250/card thereafter. | ||
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Contact Info
SCO 208, 1st Floor, Sector 14, Panchkula, Haryana 134109