IDFC FIRST Wealth Credit Card

IDFC FIRST Wealth Credit Card

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Joining Fee

Nil
Rewards and Benefits

Welcome Benefits

Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

Rewards Rate

3 Reward Points on every Rs. 100 spent offline, 6 Reward Points on every Rs. 100 spent online, 10 Reward Points per Rs. 100 on spends above Rs. 30,000.

Movie & Dining

Buy One Get One offer on movie tickets up to Rs. 250 on the Paytm app, twice every month, and up to 20% discount on over 1,500 restaurants

Reward Redemption

Reward Points redeemable on Poshvine redemption portal for shopping vouchers from many popular brands including at a rate of 1 Reward Point = Rs. 0.25. You have to pay a convenience fee of Rs. 99 plus taxes for reward redemption.

Travel

4 Free Airport Lounge Visits Each Quarter

Golf

Complimentary golf rounds each month for every Rs. 20,000 spent in the previous month (max 2 golf rounds in a month).

Domestic Lounge

Up to 2 Free Visits to Domestic Airport Lounges Per Quarter

International Lounge

Up to 2 Complimentary International Lounge Visits Per Quarter

Insurance Benefits

Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000

Zero Liability Protection

Bank not liable for any unauthorized transaction prior to the time of reporting the loss of card. However, you do get a lost card liability cover worth Rs. 50,000.
Fees & Charges

Renewal Fee

Nil

Spend Based Waiver

Nil

Rewards Redemption Fee

Rs. 99 plus taxes

Foreign Currency Markup

1.5% + GST

Interest Rates

0.75% to 3.5% per month depending upon the credit history of the card member.

Fuel Surcharge

A 1% fuel surcharge is waived at all authorized fuel stations  (max waived amount capped at Rs. 400/month).

Cash Advance Charges

Rs. 199 per transaction

Add-on Card Fee

Nil

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