IDFC FIRST Wealth Credit CardApply Now |
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Joining Fee Nil | |||
Rewards and Benefits |
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Welcome Benefits Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days. | |||
Rewards Rate 3 Reward Points on every Rs. 100 spent offline, 6 Reward Points on every Rs. 100 spent online, 10 Reward Points per Rs. 100 on spends above Rs. 30,000. | |||
Movie & Dining Buy One Get One offer on movie tickets up to Rs. 250 on the Paytm app, twice every month, and up to 20% discount on over 1,500 restaurants | |||
Reward Redemption Reward Points redeemable on Poshvine redemption portal for shopping vouchers from many popular brands including at a rate of 1 Reward Point = Rs. 0.25. You have to pay a convenience fee of Rs. 99 plus taxes for reward redemption. | |||
Travel 4 Free Airport Lounge Visits Each Quarter | |||
Golf Complimentary golf rounds each month for every Rs. 20,000 spent in the previous month (max 2 golf rounds in a month). | |||
Domestic Lounge Up to 2 Free Visits to Domestic Airport Lounges Per Quarter | |||
International Lounge Up to 2 Complimentary International Lounge Visits Per Quarter | |||
Insurance Benefits Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000 | |||
Zero Liability Protection Bank not liable for any unauthorized transaction prior to the time of reporting the loss of card. However, you do get a lost card liability cover worth Rs. 50,000. | |||
Fees & Charges |
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Renewal Fee Nil | |||
Spend Based Waiver Nil | |||
Rewards Redemption Fee Rs. 99 plus taxes | |||
Foreign Currency Markup 1.5% + GST | |||
Interest Rates 0.75% to 3.5% per month depending upon the credit history of the card member. | |||
Fuel Surcharge A 1% fuel surcharge is waived at all authorized fuel stations (max waived amount capped at Rs. 400/month). | |||
Cash Advance Charges Rs. 199 per transaction | |||
Add-on Card Fee Nil |