HDFC Bank Regalia ForexPlus CardApply Now |
HDFC Bank Multicurrency Platinum ForexPlus Chip CardApply Now |
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Joining Fee Rs. 1,000 (plus applicable taxes) | Joining Fee Rs. 500 (plus applicable taxes) | ||
Rewards and Benefits |
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Welcome Benefits N/A | Welcome Benefits Issuance fee waiver on the first loading of a minimum of USD 1,000 (or its currency equivalent) | ||
Rewards Rate N/A | Rewards Rate N/A | ||
Movie & Dining N/A | Movie & Dining N/A | ||
Reward Redemption N/A | Reward Redemption N/A | ||
Travel Complimentary lounge access at international airports in India, complimentary lounge access in case of delay of flight | Travel Can be loaded in 22 different currencies, comprehensive insurance plan with multiple travel-related insurance benefits, Rs. 0.20 cheaper forex rate on loading via online channels | ||
Golf N/A | Golf N/A | ||
Domestic Lounge 2 complimentary lounge access per quarter at international airports in India | Domestic Lounge N/A | ||
International Lounge N/A | International Lounge N/A | ||
Insurance Benefits Complimentary comprehensive insurance cover against misuse of card, loss/damage of card, loss/damage of check-in baggage, air/rail/bus accident, loss of cash in transit, etc. | Insurance Benefits Comprehensive insurance plan including insurance covers against air/rail/road accidents, loss of baggage/documents/cash, and misuse of card. | ||
Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank | ||
Fees & Charges |
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Renewal Fee N/A | Renewal Fee N/A | ||
Spend Based Waiver The issuance fee is waived on loading USD 1,000 or more in your card. | Spend Based Waiver N/A | ||
Rewards Redemption Fee N/A | Rewards Redemption Fee N/A | ||
Foreign Currency Markup Nil | Foreign Currency Markup No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up fee of 2% of the transaction amount applicable on transactions made in a currency other than the one loaded on the card | ||
Interest Rates N/A | Interest Rates N/A | ||
Fuel Surcharge N/A | Fuel Surcharge N/A | ||
Cash Advance Charges USD 4 | Cash Advance Charges USD 2 on ATM withdrawals | ||
Add-on Card Fee Nil | Add-on Card Fee N/A |