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Elevate your business to new heights with the IndusInd Bank Saarthi Business Credit Card. This card not only provides benefits to your business but also secures it with complimentary fire, theft and burglary insurance. Keeping personal and business finances separated is essential, and with this dedicated business credit card, you can easily track your expenses and simplify your bookkeeping.

But that’s not all! You can also earn great rewards on every transaction with this card. In addition, you’ll receive 2x Reward Points on all international transactions. So, keep reading to explore more about this card and all the benefits it has to offer.

IndusInd Bank Saarthi Business Card

Joining Fee

2,500 + GST

Renewal Fee

1,499 + GST

Best Suited For

Business Expenses |

Reward Type

Reward Points |

Welcome Benefits

Brand Vouchers Worth Rs. 2,500

Movie & Dining

100% Dinning Discount Up to Rs. 250 With EazyDiner

Rewards Rate

1 RP on Rs. 100 Spent, 2 RP for Rs. 100 Spent Internationally & 50 RPs on Early Payment

Reward Redemption

At IndusMoments



Domestic Lounge Access

2 Lounge Access Per Quarter

International Lounge Access




Insurance Benefits

Business Insurance Up to Rs. 3 Lakh & Travel Insurance Up to Rs. 1 Lakh

Spend-Based Waiver

Waiver of Annual Charges on Spends of Rs. 1 Lakh

Rewards Redemption Fee


Rewards Redemption Fee


Foreign Currency Markup

3.5% of the Total Amount

Interest Rates

2.49% Per Month

Fuel Surcharge

1% on Fuel Transactions Between Rs. 400 and Rs. 4000

Cash Advance Charges

2.5% of the Amount

  • Lower interest rate.
  • 1 RP for domestic transactions and 2 RPs for international ones.
  • Domestic lounge access is included. 
  • Contactless payments can be made with this card.


  • This card offers business insurance, which is very beneficial and cannot be availed with personal credit cards.
  • For ease of travel, free airport lounge access is included with the Saarthi Business Credit Card.


  • Since this card is on the Visa network, it cannot be linked to UPI.
  • While free access to domestic lounges is available, there is no access provided to international lounges.

IndusInd Bank Saarthi Business Card Features

Let’s take a closer look at all the features of this card, examining each one in detail.

Joining Fee Waiver

You can get a waiver on the joining fee if you spend Rs. 2 lakh in the first 90 days of card issuance.

Visa Offers

Enjoy offers on lifestyle, travel, entertainment, food and fashion with Visa.

Complimentary Lounge Access

Two free domestic lounge access per quarter across India. This would ensure smooth travels across the country 8 times a year.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver across all petrol pumps in India for fuel transactions between Rs. 400 and Rs. 4,000.

IndusInd Bank Saarthi Business Card Rewards

  • 1 Reward Point for each spend of Rs. 100.
  • 2 Reward Points on each international transaction of Rs. 100.
  • 500 Reward Points when you make 6 utility bill payments within the first six months of card issuance.
  • Get 50 Reward Points as an early payment benefit.

Reward Points can be redeemed at IndusMoments for vouchers, Air Miles, products and more.

How to Apply for Saarthi Business Card?

There are multiple routes through which you can apply for the Saarthi Business Credit Card. You can click on the apply now button appearing on your screen, fill in a few details and submit your application. This is one of the most secure and quickest ways to apply for your IndusInd Bank Business Credit Card.

IndusInd Bank Saarthi Business Card Review

IndusInd Bank has a varied range of credit cards that offer customers decent rewards whether it’s in the personal, corporate or business category. One of its latest and highly beneficial categories for businessmen is the IndusInd Bank Saarthi Business Credit Card. Before listing any of its benefits, the most helpful feature of this card is the low-interest rate of 2.49%, which is more than 1% lower than what you would get on other cards.

Apply now for this credit card and transform your business dealings. Share your comments and views below.


You would get up to 45 days of interest-free period with this credit card.
Yes, you can make contactless payments with this card. The maximum limit for each contactless payment is Rs. 5,000. You can make 5 such transactions each day. 
You can contact IndusInd Bank at 1860 267 7777.

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