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Flipkart Wholesale HDFC Bank Credit Card

The Flipkart Wholesale HDFC Bank Credit Card is primarily and exclusively designed for resellers and wholesalers who often use Flipkart Wholesale. This card offers a high cashback of 5% on all valid purchases at Flipkart Wholesale. This cashback is capped at ₹2,000 per month. Other 5% cashback categories include telecom, utility bills, government, and tax payments, but these are capped at ₹250. Apart from this, the card also provides a 1% cashback on all other eligible spends. Most suited for businessmen, this card allows you to earn up to ₹24,000 as cashback on Flipkart Wholesale spends alone.

Flipkart Wholesale HDFC Bank Credit Card

( 4.5 / 5 )
HDFC Bank Flipkart Wholesale Credit Card
  • Joining FeeNil
  • Annual Fee₹499 + GST
  • Best Suited ForShopping
  • Reward TypeCashback

Rewards Rate

5% Cashback on Flipkart Wholesale, Utility Bills, Government, Tax and Telecom Transactions

Welcome Benefits

₹500 Cashback on First Three Transactions (Minimum ₹2,000 Each) on Flipkart Wholesale Platforms

Movie & Dining

N/A

Rewards Rate

5% Cashback on Flipkart Wholesale, Utility Bills, Government, Tax and Telecom Transactions

Reward Redemption

N/A

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    Spends ₹3 Lakh or More in a Year for Annual Fee Waiver

    Rewards Redemption Fee

    Nil

    Foreign Currency Markup

    3.5%

    Interest Rates

    N/A

    Fuel Surcharge Waiver

    1% Surcharge Waiver (Max of ₹250 Per Statement Cycle)

    Cash Advance Charges

    N/A

    • Most suited for wholesalers and resellers who shop with Flipkart Wholesale.
    • Earn 5% cashback on spends made with Flipkart Wholesale.
    • 5% cashback on telecom, utility, tax, and government spending upto ₹250 monthly.

    Pros

    With the early activation offer, valid till the 30th of September, cardholders can get complimentary subscriptions to popular online OTT platforms.

    Cons

    The cashback for utility, telecom, government, and tax transactions is capped at a low amount of ₹250 per month.

  • Welcome Benefits

    Get ₹500 cashback on the first three transactions made within 90 days of card issuance On Flipkart Wholesale platforms. Keep in mind that each of these transactions should be worth at least ₹2,000.

    Early Activation Offer

    Use and activate your Flipkart Wholesale HDFC Bank Credit Card within the first thirty days of card issuance to avail of any one of the benefits below. This offer is valid until 31st December 2024.

    • Avail FREE subscription of ZEE5 for 3 months.
    • Avail FREE subscription of SonyLiv for 1 month.
    • Avail FREE subscription of Disney+Hotstar for 3 months.

    Cashback on Spends

    • 5% cashback on Best Price Flipkart Wholesale online spends, capped at ₹ 2,000 per month.
    • 5% cashback on telecom, utility bills, government, and tax payments capped at ₹250 monthly.
    • 1% cashback on all other spends capped at ₹25,000 monthly.

    The cashback earned each calendar month will be automatically redeemed in the statement for the following month. No cashback will be offered for rental and education payments.

    Bottom Line

    For those who regularly shop and make purchases at Flipkart Wholesale, this card is highly beneficial as they can save up to ₹24,000 annually just on purchases made on the platform. Apart from this, the card also rewards utility and government transactions, which is highly useful for resellers and businesses. If you are someone who makes frequent purchases with Flipkart Wholesale or buys in bulk, then this card shall get you great cashback. Those who get this card before 30th September and fulfill the necessary criteria can easily get complimentary OTT subscriptions.

    FAQs:

    This card offers an interest-free period of upto 50 days from the date of purchase.

    The Flipkart Wholesale HDFC Bank Credit Card comes with zero joining charges. However, it will become chargeable (₹499 + GST) from the second year.

    1 comment

    • Avyaan Ahuja

      2 years ago Reply

      Loving the zero joining fee and the added activation cashback; makes it super valuable for small merchants.

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