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Federal BankAxis Bank Executive Corporate Credit Card is one of the best cards offered by the Axis Bank. The card comes with great benefits and many offers for the businesses, offering a great way to do more with the usual transactions of the business. Axis Bank Executive Corporate Credit Card has a joining fees of Rs. 3,500 and an Annual Renewal Fees of Rs 3,500 as well. The card offers complimentary domestic as well as international airport lounge access along with 3 complimentary Airport Concierge services in a year. Apart from that it also offers complimentary golf sessions as well.
Talking about the Rewards Points, it offers 4 Reward points on domestic spends of Rs. 200 and 8 Reward points on international spends of Rs. 200. The card also offers many benefits for the businesses like Dining benefits, Concierge Services, Contactless Technology, Fuel surcharge refunds, and much more.
Read on to learn more about this offering by Axis Bank with the review given below:
Axis Bank Executive Corporate Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel | Dining | Shopping |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
Get up to 20% discount at over 4,000 restaurants all over India.
Rewards Rate
Get 4 Reward points on domestic spends of Rs. 200 and 8 Reward points on international spends of Rs. 200.
Reward Redemption
Redeem Reward points on exclusive reward redemption catalogue.
Travel
Get complimentary access to international lounges and domestic lounges in India. 3 complimentary Airport Concierge services in a year.
Golf
Up to 4 complimentary golf rounds or lessons in a year.
Domestic Lounge Access
4 complimentary access to domestic lounges in India.
International Lounge Access
8 complimentary access to International lounges.
Insurance Benefits
Insurance covers on personal accident (air), Lost Card Liability, Baggage Delay, Emergency Hospitalization and much more.
Zero Liability Protection
In case of misuse, Bank's liability will be limited to the amount covered under Lost Card Liability (Rs. 2,00,000), subject to fulfillment of policy terms and conditions. Protection against fraudulent purchase transactions is available, covering 30 days prior to the reporting period from the moment the loss of Card is reported to Axis Bank by the Cardholder.
Spend Based Waiver
NA
Rewards Redemption Fee
Nil
Rewards Redemption Fee
Nil
Foreign Currency Markup
2% of the transaction value
Interest Rates
3% of the Total Amount Due or a minimum charge of Rs. 350
Fuel Surcharge
1% of transaction amount is refunded for fuel transactions between Rs. 400 and Rs. 4000 (Max. Rs. 400 per month)
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 250 (whichever is higher)
Add-on Card Fee
Nil
- On spending Rs. 200, get 4 Reward points on domestic spends and 8 Reward points on international spends.
- Get benefits like Airport Concierge where you can enjoy 3 complimentary VIP assistance services in a year.
- Book up to 4 complimentary golf rounds or lessons in a year.
- Enjoy 24×7 Concierge Services while travelling with Axis Bank Executive Corporate Credit Card.
- Get up to 20% discount at over 4,000 restaurants all over India.
- Get 8 time access in a year at over 1,110 airport lounges worldwide.
- 4 complimentary access to domestic lounges in India.
- Axis Bank Executive Corporate Credit Card is enabled with contactless payments, facilitating fast, convenient and secure payments at all outlets.
- Get Insurance covers on personal accident (air) of up to Rs. 10 crore and many other covers as well.
Axis Bank Executive Corporate Credit Card Features and Benefits
Axis Bank Executive Corporate Credit Card comes with a lot of exciting privileges in different categories, including travel, Rewards, dining, golf, insurance, and many more. Following are the detailed features and benefits of the Axis Bank Executive Corporate Credit Card:
Dining Benefit
Save up to 20% on dining bills at over 4,000 Restaurants all over India with Axis Dining Delights on Axis Bank Executive Corporate Credit Card. The cardholder can notify the restaurant just before the bill and get the discount by paying through your Axis Bank Executive Corporate Credit Card.
Golf program
Axis Bank Executive Corporate Credit Card offers its holders to book up to 4 complimentary golf rounds or lessons in a year. Book your lesson or golf rounds on Axis Extraordinary Weekends.
Concierge Services
Enjoy the exclusive 24/7 Concierge Services on your Axis Bank Executive Corporate Credit Card and get a wide range of services like Travel Services, Shopping Services, Golfing Services, Business Services, and much more.
Visit Bank’s website to know more about Concierge Services.
Travel benefits
Airport Concierge Services:
Enjoy the luxurious Airport Concierge Services where Axis Bank Executive Corporate Credit Card offers 3 complimentary VIP Assistance services per year. The cardholder can use these services for the accompanying guests as well. To use these services, go on Axis Extraordinary Weekends and book the service.
Complimentary Lounge Access:
The card Axis Bank Executive Corporate offers 8 complimentary access to International lounges at more than 1,100 lounges worldwide for you and your accompanying guests as well. Avail the same with LoungeKey. Incase you use lounge access more than the limit, then the visit will be charged at USD 32 per person.
Also, the card offers 4 complimentary access to domestic lounges in India.
Contactless Technology
Axis Bank Executive Corporate Credit Card is enabled with contactless payments which facilitate fast, convenient, and secure payments at all outlets. However, payment through contactless mode is allowed for a maximum of Rs. 5000 for a single transaction, and you do not need to enter your PIN for it. But, for transactions above Rs. 5,000 will be asked to enter the PIN on the machine for security reasons.
Insurance Benefits
The insurance benefits offered by the Axis Executive Corporate Credit Card are mentioned below:
| Insurance For | Amount |
| Personal Accident (Air) | Rs. 10 Crore |
| Global Personal Accident (Non – Air): Includes Hijacking and Terrorism | Rs. 1 Crore |
| Emergency Hospitalization | $5,000 |
| Lost Card Liability | Rs. 2 Lakh |
| Medical Evacuation | $3,000 |
| Critical Illness | Rs. 10 Lakh |
Read more about all the insurance benefits on the Axis Bank’s website. All the benefits mentioned above are subject to terms and conditions levied by the Axis Bank, read all terms and conditions carefully.
Fuel Surcharge Waiver
The cardholders can get a 1% refund on the surcharge applicable on fuel purchases made with Axis Bank Executive Corporate Credit Card. The waiver is applicable only on fuel transactions between Rs. 400 and Rs. 4,000 and the maximum refund amount is capped at Rs. 400 per statement cycle.
Axis Executive Corporate Credit Card Reward Points
- 4 Reward points on domestic spends of Rs. 200
- 8 Reward points on international spends of Rs. 200.
Reward Redemption
Redeem the earned Reward Points for gift cards, stationary, electronic gadgets, lifestyle products, Travel and for E-Vouchers. Visit here for more details.
Axis Bank Executive Corporate Credit Card Fees & Charges
- Joining Fee: Axis Bank charges Rs. 3,500 (plus applicable taxes) as the joining fees for the Axis Bank Executive Corporate Credit Card.
- Annual Fee: Axis Bank charges an annual fee of Rs. 3,500 (plus applicable taxes) for Axis Bank Executive Corporate Credit Card from 2nd year onwards.
- Late Payment Fee: 3% of the total amount due (Min. ₹ 350) is applicable on the due amount on the card if the cardholder is unable to clear all the dues by the payment due date.
- Forex Mark-up Fee: A foreign currency mark-up fee of 2% (plus applicable taxes) of the transaction amount is applicable on all foreign currency transactions made with Axis Bank Executive Corporate Credit Card.
- Cash Advance Charges: A charge of 2.5% of the amount withdrawn or flat Rs. 250 (whichever is higher) is applicable on the cash advance transactions made on Axis Bank Executive Corporate Credit Card.
Axis Bank Executive Corporate Credit Card Eligibility Criteria
The eligibility criteria that need to be fulfilled by the applicants in order to get approved for the Axis Bank Executive Corporate Credit Card are as mentioned below:
- The minimum eligible age for this credit card is 21 years.
- The applicant should have a stable source of income.
- The applicant’s credit score and their business credit score might also be considered an important factor.
Documents Required
The documents required in order to obtain the Axis Bank Executive Corporate Credit Card are a bit different and important. Kindly submit all the documents required for a smooth application process. Following is the list for the same:
| Application Stage | Documents Required |
| For Credit Appraisal |
· MOA/AOA · Corporate PAN Card · Audited Annual Reports and P&L statements of Last 2 years |
| Post Credit Appraisal |
· Board Resolution · Corporate Application form |
| KYC of Individual Employees | PAN Card. Photo ID Proof and an Address Proof |
How To Apply For The Axis Bank Executive Corporate Credit Card?
You can apply for the Axis Bank Executive Corporate Credit Card online as well as offline at your convenience. To apply offline, just visit your nearest Axis Bank branch with all the required documents and apply for it by filling out the physical application form. You can also apply online easily by following the below-mentioned steps:
- Visit Axis Bank’s official website.
- Under the section ‘Explore Products,’ click on ‘Cards’ and then on Commercial Credit Cards.
- Select the Axis Bank Executive Corporate Credit Card.
- Click on Explore more and proceed further accordingly.
Conclusion
Axis Bank Executive Corporate Credit Card offers many luxurious benefits for corporates. It is one of the highest paying back cards at Axis bank as the reward rate is really good. The card is purely made for those businesses that incur a lot of travel expenses as it offers great benefits like luxurious Airport Concierge Services and offers 8 complimentary access to International lounges and 4 complimentary access to domestic lounges in India. Not only the traveling benefits, the card also offers many lifestyle benefits like 4 complimentary golf rounds or lessons in a year, 24/7 Concierge Services, and great dining benefits.
Businesses that incur a lot of expenses in any sector can enjoy the benefit of reward points offered with the Axis Bank Executive Corporate Credit Card. The card provides 4 Reward points for domestic spends of Rs. 200 and 8 Reward points for international spends of Rs. 200. Not only this, other benefits like insurance covers, fuel surcharge refund, and a very competitive forex transaction fee are also offered with the card. Therefore, the Axis Bank Executive Corporate Credit Card is actually a great deal. Though the Annual Fees are slightly higher than other business cards in the industry, the benefits provided with the cards justify the same. You can also check out a business credit card offered by Axis Bank- Axis Bank MY Business Credit Card.
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