Axis Bank Business Supreme Visa Credit Card
- Updated On: 14 May, 2026
The Axis Bank has launched two business credit cards available in both Visa and Mastercard variants, which are designed specifically for businessmen. With the Axis Bank Business Supreme Visa Credit Card, users can easily make tax payments. This card is a lifetime free credit card with no joining or renewal fee.
For major purchases over ₹2,500, this card offers the freedom to convert these expenses into easy EMIs, simplifying repayment and helping businesses maintain healthy cash flow. With the Business Supreme Credit Card-Visa, users earn Reward Points for both international and domestic transactions. Users can withdraw up to 30% of their credit limit from over 1 million Visa ATMs across the world. To know more about the Supreme Visa Credit Card, continue reading.
Axis Bank Business Supreme Visa Credit Card
( 4.4 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
4 RP for every ₹200 spent on domestic transactions; 3 RP for every ₹200 spent internationally; 1 RP for every ₹200 spent on eligible transactions
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
4 RP for every ₹200 spent on domestic transactions; 3 RP for every ₹200 spent internationally; 1 RP for every ₹200 spent on eligible transactions
Reward Redemption
RP earned can be redeemed at the EDGE Rewards portal
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.5%
Interest Rates
3.6% Monthly (43.20% Annually)
Fuel Surcharge Waiver
N/A
Cash Advance Charges
2.5% or ₹500
Product Details
- The Axis Bank Business Supreme Visa Credit Card has no joining or renewal fees.
- Earn 4 Reward Points for domestic travel and advertising expenses.
- Earn 3 Reward Points for international transactions.
- Earn 1 Reward Point for other eligible purchases.
- Get 100 Reward Points after your first online transaction.
Pros/Cons
Pros
- Enjoy double Reward Points during your birthday month.
- No joining or renewal fees, making it a lifetime-free card.
Cons
- The foreign currency markup fee is 3.5%, which is quite high.
- No welcome benefits for new cardholders
Lifetime Free Credit Card
The Axis Bank Business Supreme Visa Credit Card is a great option for businesses because it comes with no joining or renewal fees, making it a lifetime free credit card. This means you won’t have to pay any annual fees to keep it, allowing you to focus on your business expenses without worrying about additional costs.
Convert Purchases into EMIs
With the Axis Bank Business Supreme Visa Credit Card, you can easily convert your big purchases over ₹2,500 into EMIs. Instead of paying the full amount upfront, you can pay in smaller amounts each month, helping you maintain better cash flow while handling your expenses.
Reward Rate
The reward rate of the Axis Bank Business Supreme Visa Credit Card is quite rewarding. The reward rate is as follows:
- Users earn 4 Reward Points for every ₹200 spent on categories of travel and tour operators and domestic airlines, along with direct marketing/ advertising.
- Earn 3 Reward Points for every ₹200 spent on international transactions.
- Earn 1 Reward Point for every ₹200 spent on eligible transactions.
- 100 Reward Points are credited on making the first online transaction.
- Users also earn double Reward Points for all the transactions made during the cardholder’s birthday month.
Reward Redemption
The Reward Points earned can be redeemed for various categories under the EDGE Rewards portal.
Fees and Charges
| Categories | Fees |
| Annual Fee | Nil |
| Forex Markup Fee | 3.5% |
| Reward Redemption Fee | Nil |
| Cash Payment Fee | ₹100 |
Comparison with HDFC Biz Credit Cards
| Categories | Axis Bank Business Supreme Visa Credit Card | HDFC Bank BizGrow Credit Card | HDFC Bank BizFirst Credit Card |
| Annual Fee | Nil | ₹500 + GST | ₹500 + GST |
| Reward Rate |
|
|
|
| Reward Redemption | RP earned can be redeemed for various products | CP can be redeemed for vouchers, flight/ hotel booking, etc | CP can be redeemed for vouchers, flight/ hotel booking, etc |
| Welcome Benefits | N/A | Gift voucher worth ₹250 | Gift voucher worth ₹250 |
| Dining Delights | N/A | Up to ₹200 off on Swiggy Dineout | Up to ₹200 off on Swiggy Dineout |
Axis Bank Business Supreme Visa Credit Card Review
A business credit card can be a powerful tool for entrepreneurs and small business owners. It helps in keeping personal and business finances separate. Separating your finances makes it easier to keep track of your expenses and helps in making tax season less stressful.
The Axis Bank Business Supreme Visa Credit Card comes with several advantages that make it a smart choice for managing business expenses. This card has no joining or renewal fees, making it an ideal choice for startups or small businesses seeking to minimize costs. Another feature to convert major purchases over ₹2,500 into easy EMIs helps in managing cash flow.
The Axis Bank Business Supreme Visa Credit Card is a great option for business owners who want to manage their spending better, earn rewards, and keep cash flow healthy. Using this card helps you track your business expenses while allowing you to earn rewards that can save you money over time. This credit card can support your business’s growth and success.
FAQs:
Is there any welcome benefit for new cardholders?
Unfortunately, no welcome benefits are offered to new cardholders.
Can I use this card for tax payments?
Yes, you can easily use the Axis Bank Business Supreme Visa Credit Card for making tax payments.
Is there a reward for the first online transaction?
Yes, you will earn 100 Reward Points after your first online transaction.
Can I convert major purchases into EMIs?
Yes, for major purchases over ₹2,500, you can convert them into easy EMIs to help manage your finances.
Are there any advantages during my birthday month?
Yes, you earn double Reward Points on all transactions made during your birthday month.