American Express Platinum Corporate Card

American Express Platinum Corporate Card Features and Benefits

The American Express Platinum Corporate Card offers tons of benefits and fine privileges for corporates. It offers them to get more out of their travel experience and enjoy the fine benefits across travel, dining, and much more. Let’s understand more about this card:

Welcome Benefits

Limited Period Welcome Offer

Limited period offer where you can get Rs. 25,000 worth Amazon Pay Gift Card or Rs. 29,000 worth Taj Gift Voucher until 31st December 2023.

Complimentary Taj Epicure Membership

Complimentary Membership to Taj Reimagined Epicure, where you enjoy savings with a range of discounts and benefits like:

• 25% Discount  at participating restaurants, bars, and patisseries, for up to 10 people
• 20% discount on food and beverages at banquets, for up to 30 people
• 20% discount on spa and salon services at Jiva Spas
• 20% Discount on Qmin for food deliveries.
• Get 3 discount vouchers for 20% off on Best Available Rate for Room/Suite Stay at participating Taj properties.

Fine Hotels and Resorts Privileges 

Enjoy competitive rates and complimentary benefits at Fine Hotels and Resorts of around Rs. 44,300 in value,  at over 1000 extraordinary properties worldwide.

• Noon check-in when available
• Room upgrade upon arrival, when available
• Daily breakfast for 2 people
• In-room Wi-fi, exclusions apply
• Guaranteed 4 pm checkout
• Unique amenities like 1-way private sedan transfer or $100 food or beverage credit

Hertz Gold Plus Membership 

Hertz Gold Plus Rewards membership, where you can enjoy benefits like discounts, upgrades, and priority service when renting with Hertz like,

• 15% discount on Hertz car rental worldwide
• 25% savings on the Hertz Prestige Collection
• Complimentary 1-car class upgrades with every rental
• 4-hour no-charge grace period

Travel Benefits

American Express Global Lounge Collection 

• Enjoy unlimited access to 1200 plus Airport lounges across the globe with the American Express Global Lounge Collection which includes, The Centurion Lounges, Escape Lounges, Priority Pass Lounges, Delta Sky Club Lounges, Lufthansa Lounges and Domestic Partner Lounges in India.
• Unlimited lounge access for your accompanied guests (charged at US $32 per guest per visit).

Platinum Airlines Program

With the Platinum Airlines program, you can travel aboard some of the world’s leading airlines and get special perks. With the Platinum Airlines Program, you get access to preferential fares, priority check-ins, discounted upgrades, and more.

Zero Liability Protection

Cardmember shall not be liable for any fraudulent transaction if loss of the card is reported within 3 working days, otherwise, the liability of the cardmember is limited to Rs. 1,000.

Insurance Benefits

For Travel Insurance and Group Personal Accident:

For Overseas Medical Insurance:

Read more about the insurance benefits on the American Express‘ website. All the benefits mentioned above are subject to terms and conditions levied by the American Express, read all terms and conditions carefully.

Platinum Care Services

With American Express Platinum Corporate Card, Enjoy Platinum Concierge Services, anytime anywhere, especially when you are travelling.

24 Hours Platinum Service – Exclusive 24×7 toll-free Platinum Card services helpline that you can access from anywhere in the world.

Platinum Protection – Unmatched protection from travelling hazards like loss or delay of check-in baggage, and protection from life uncertainities, air accident insurance cover worth Rs. 5 Crore, and overseas medical insurance cover up to $50,000.

Platinum Travel Services – Dedicated travel services that take care of every detail of your business including international and domestic airline, hotel, and car rental bookings.

Global Assist – Special service that offers assistance in case of medical or legal emergencies while traveling. The service is available 24 hours a day virtually anywhere in the world, for 90 days. Call at 022-42320245 to contact the Global Assist from outside India.

American Express Platinum Corporate Card Membership Rewards

With the American Express Platinum Corporate Card enjoy one of the best reward rates with the American Express Membership Rewards Programme.

• Get 1 Point for every Rs. 100 spent on fuel, utility, telecommunication and insurance bills
• Get 1 Point for every Rs.40 on all other spending.

Reward Redemption

The Membership Rewards program offers great rewards with no expiration dates, which means you can redeem them and use them whenever you want. The card offer tons of redemption options like:

• For Vouchers, where you can choose from a wide selection of shopping categories and redeem your points for e-vouchers.
• Transfer Partners, where you can transfer you reward points to leading airline and hotels loyalty programs.
• Cover Charges, where you can use your points against any eligible charges on your card.
• Pay with Points, where you can use your reward points to pay for anything you buy online or in store.
• Book Travel, where you can redeem your points to book flight tickets and hotels on the American Express Travel Online.

American Express Platinum Corporate Card Fees & Charges

• Joining Fee and Annual Fees: There is no Joining Fees charged for the American Express Platinum Corporate Card. The Renewal/Annual fees for the card is Rs. 29,000.
• Late Payment Fee: American Express Platinum Corporate Card is a charge card and therefore, a delinquency fee of 3.5% of the outstanding, subject to a minimum of ₹100 of a transaction is applicable.
• Forex Mark-up Fee: A foreign currency fee of 3.5% (plus applicable taxes) of the transaction amount is applicable on all foreign currency transactions made with American Express Platinum Corporate Card.
• Cash Advance Charges: A charge of 3.5% of the amount withdrawn is applicable on the cash advance transactions made on American Express Platinum Corporate Card.

American Express Platinum Corporate Card Eligibility Criteria

The American Express Bank has not disclosed the eligibility criteria for the Platinum Corporate Credit Card. The criteria may depend on various factors including age, income, credit score, business validity, etc. However, some of the basic requirements for this card are as follows:

• The age of the applicant should be a minimum of 21 years.
• The applicant should own a business with a stable income.

Documents Required

The documents required to apply for the AmEx Platinum Corporate Credit Card are listed below:

• You will need to submit an identity proof, like Aadhar Card, PAN Card, Voter’s Id, etc.
• Address proof like the Aadhar Card, utility bills of the latest months, or any other valid document.
• As proof of income, you will have to submit the latest audited ITR.
• Other than all these, passport-sized photograph, business registration certificates, etc.

How To Apply For the American Express Platinum Corporate Card?

You can apply for the AmEx Platinum Corporate Credit Card online as well as offline at your convenience. To apply offline, you can visit your nearest American Express branch with all the required documents and apply for the card by filling out the physical application form. You can also apply online very easily via American Express Bank’s official website. Look for the AmEx Platinum Corporate Credit Card and apply for it by filling in the online application form.

Conclusion

The American Express Platinum Corporate Card is a great deal for corporates who incur lot of travel expenses to do business from any corner of the world and want to get more out of the same, as the card offers a great way and opportunity to get Rewards on every business transaction you do. The card provides luxurious travel benefits like unlimited international lounge access and platinum travel services for all your travel needs.

However, even after providing so many luxurious travel benefits, the Foreign Currency Transaction fees on the card is still high with 3.5% on the transaction amount. Apart, from that, the card provides Complimentary membership to Taj Reimagined Epicure and also the Hertz Gold Plus Rewards membership. Also, there are many platinum services offered with the card to solve any problem or hassle the cardholder may face.

Let us know in the comments, what is your review about this offering by American Express.