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American Express Gold Corporate Card

The Gold Corporate Card by American Express is best suited for frequent business travelers. This card offers a range of benefits created for those who travel for work, including access to VIP airport lounges both domestically and internationally. This card includes features such as complimentary insurance coverage of up to ₹75,00,000 and zero-cost liability protection. The Gold Corporate Card provides attractive rewards, with 1 Membership Reward Point for every ₹50 spent on business expenses and the ability to redeem these points for various benefits, including gift cards, travel bookings, and statement credits. If you’re a frequent business traveler looking for a card that offers rewards and travel benefits, the American Express Gold Corporate Card could be the perfect fit for you.

Keep reading to know all about the benefits and charges of the American Express Gold Corporate Card.

American Express Gold Corporate Card

( 4.3 / 5 )
Amex-Gold-Corporate-Card
  • Joining Fee₹1,000 + GST
  • Annual Fee₹4,500 +GST
  • Best Suited ForTravel
  • Reward TypeReward Points

Rewards Rate

1 RP for every ₹50 spent on business expenses, 1 RP for every ₹100 spent on wholesale spends, utility, fuel, etc.

Welcome Benefits

N/A

Movie & Dining

N/A

Rewards Rate

1 RP for every ₹50 spent on business expenses, 1 RP for every ₹100 spent on wholesale spends, utility, fuel, etc.

Reward Redemption

RP can be redeemed for gift cards, Air/Hotel loyalty programs, etc.

Travel

Access to domestic airport lounges is offered at discounted rates in 25 cities

Domestic Lounge Access

N/A

International Lounge Access

Two complimentary airport lounge access with Priority Pass

Golf

N/A

Insurance Benefits

Insurance coverage up to ₹75 lakhs and 24×7 access to American Express Global Assist

  • Spend-Based Waiver

    N/A

    Rewards Redemption Fee

    N/A

    Foreign Currency Markup

    3.5%

    Interest Rates

    3.5% per month

    Fuel Surcharge Waiver

    Waived at HPCL fuel stations for transactions less than ₹5,000, 1% on transactions above ₹5,000, 1% surcharge on BPCL and IOCL stations, and 2.5% surcharge at all other fuel stations

    Cash Advance Charges

    3.5% of the withdrawal amount subject to a minimum amount of ₹250

    • The fuel surcharge is waived at HPCL stations.
    • Offers business travel insurance to its cardholders up to ₹75,00,000.
    • 1 Membership Reward Point for every ₹50 spent on business expenses
    • 1 Membership Reward Point for every ₹100 spent on fuel, utility, insurance, etc.

    Pros

    • This membership card offers the advantage of a modest joining fee of only ₹1,000.
    • This card offers access to VIP airport lounges both internationally and domestically.

    Cons

    • There are no welcome or milestone benefits with this card.
    • The joining fee is ₹1,000, but the annual renewal fee from the second year onwards is ₹4,500, which is relatively high.
    • The fuel surcharge is not waived at all fuel stations but only at specific ones.

  • American Express Gold Corporate Card Features and Benefits

    Travel Benefits

    • Access to 1,400 VIP airport lounges across the globe.
    • This card annually offers two complimentary international airport lounge access for the primary cardholder and accompanied guest with the Priority Pass Membership.
    • Gold Card members will be charged the regular price for more than two visits to the lounge.
    • With this card, cardholders will get access to 25 domestic airport lounges at a discounted price across India.

    Fuel Surcharge

    • With the American Express Gold Card, users get zero charges for HPCL transactions less than ₹5,000 and a 1% fuel surcharge waiver for transactions above ₹5,000.
    • A 1% waiver on fuel transactions at a minimum surcharge of ₹10 at all BPCL and IOCL stations.
    • 2.5% fuel surcharge waiver at other fuel stations other than HPCL, BPCL, and IOCL.

    Insurance Coverage

    • This card offers complimentary insurance for personal accident coverage and transport accident coverage when they travel domestically and internationally.
    • Offers complimentary insurance cover of up to ₹75,00,000.
    • Employees have 24/7 access to the American Express Global Assist® Hotline for emergencies.

    Zero Cost Liability Protection

    • If you report a lost, stolen, or damaged card, it will be replaced within 48 hours at no extra cost.
    • If you report within 3 working days, you won’t be liable for any unauthorized transactions.
    • If you fail to report within 3 working days, your liability will be limited to a maximum of ₹1,000.

    American Express Gold Corporate Card Rewards

    • AmEx Gold Corporate Card offers 1 Membership Reward Point for every ₹50 spent on business expenses
    • 1 Membership Reward Point is offered for every ₹100 spent on fuel, telecommunications, utility, wholesale spending, and insurance.

    Reward Redemption

    You can redeem the reward points earned with the American Express Gold Corporate Card for a variety of benefits, including gift cards, points transfer to Air/Hotel loyalty programs, booking travel with points, and even statement credits.

    American Express Gold Corporate Card Eligibility

    To apply for the American Express Gold Corporate Card, one needs to meet the following criteria.

    • Should be 18+ of age.
    • Should be a resident of India.
    • Has a stable job and has an annual income of ₹6 lakhs or more.
    • Needs to have a good credit score.

    American Express Gold Corporate Card Review

    The American Express Gold Corporate Card offers excellent rewards for flights and hotel stays, making it the perfect choice for frequent corporate travelers. The card also offers access to airport lounges, which is a valuable perk for those who travel often. American Express’s customer service is top-notch, ensuring that any issues or concerns are immediately addressed. The American Express Gold Corporate Card is a great choice for businesses that want to give their employees a reliable and rewarding corporate card option.

    FAQs:

    You can redeem the reward points for gift cards, transfer points to Air/Hotel loyalty programs, book travel, or even redeem for statement credits.

    Yes, this card offers benefits such as a fuel surcharge waiver at specific fuel stations, making it convenient for cardholders to save on fuel expenses.

    The American Express Gold Corporate Card does not have specific welcome benefits for new cardholders. But, it compensates with its low joining fee and other valuable travel-related perks.

    The American Express Gold Corporate Card provides benefits for frequent business travelers. These include access to VIP airport lounges, complimentary insurance coverage, and a rewards program.

    3 comments

    • Bhavnish

      2 years ago Reply

      Is it possible to transfer Membership Reward Points from Gold Charge and Plat Travel to the same Marriott Bonvoy account or Frequent Flyer Programs (FFPs)?

    • Mohnish Bhuva

      2 years ago Reply

      Hi Team,

      I have not received joining bonus for my gold corporate card

    Leave your comment