Spend ₹2 Lakh+ and Win Accor Plus Explorer Membership With HDFC BizBlack Credit Card

With the festive season upon us, several banks are rolling out special spending campaigns to reward their high-spending customers. From the Marriott Bonvoy HDFC Bank Credit Card anniversary offer to campaigns by RBL Bank and other issuers, there are plenty of opportunities for cardholders to unlock additional benefits through their regular spending.

Leading this trend, HDFC Bank has now introduced a special top spender campaign for its BizBlack Credit Cardholders, offering an opportunity to win an ALL Accor Plus Explorer membership. Under this campaign, the top 700 eligible cardholders with the highest spending during the offer period will receive the membership.

To qualify for the campaign, cardholders must spend at least ₹2 lakh using their HDFC BizBlack Credit Card between October 15 and November 15, 2026. However, meeting the minimum spending requirement does not guarantee the membership, as winners will be selected based on their spending rankings among all eligible participants.

Offer Period – October 15 to November 15, 2026

Transactions Excluded From the Offer

Not all transactions will count towards the minimum spending requirement. HDFC Bank has excluded the following transactions from this campaign:

• Government-related transactions
• Income Tax payments
• GST payments
• Cash transactions
• EasyEMI transactions
• SmartEMI transactions
• Insta Loan and Insta Jumbo Loan bookings
• Balance Transfer on EMI bookings
• Returned purchases
• Disputed, unauthorized or fraudulent transactions
• Card membership fees

Terms and Conditions

• The offer is valid only for customers holding a valid HDFC BizBlack Credit Card.
• The offer period runs from October 15 to November 15, 2026, both dates inclusive.
• A minimum net eligible spend of ₹2 lakh is required to qualify.
• Only the top 700 eligible spenders will receive the membership.
• HDFC Bank will determine winners based on their spending rankings, and its decision will be final.
• This offer cannot be clubbed with any other existing offer.
• Participation in the campaign is voluntary.
• Eligible customers will receive the benefit on or before December 12, 2026.

Our Take

The HDFC BizBlack top spender campaign is a good opportunity to earn additional benefits on your regular business spends. Cardholders with high business expenses can take advantage of this offer and potentially receive an ALL Accor Plus Explorer membership, which can be quite useful for those who frequently stay at Accor properties.

However, the biggest catch is that spending ₹2 lakh does not guarantee the membership. Only the top 700 eligible spenders will win, and HDFC Bank has not disclosed the spending threshold required to secure a spot. Therefore, cardholders should avoid making additional spends solely to qualify for this campaign unless they are confident about their spending position.