Weekend Spending? The New AU Fi MagniFi Credit Card Could Be an Option

Remember the time when you visited malls or stores on weekends and found that a little extra saving would have reduced the burden on your pocket? Well, for all your extra weekend spending on top lifestyle brands from Amazon to food delivery apps like Zomato, with other excellent benefits and offers, this could be an opportunity for all the extra spenders to spend more without any regrets.

AU Small Finance Bank has introduced its latest co-branded credit card, the AU Fi MagniFi Credit Card, designed to offer enhanced rewards and lifestyle benefits for cardholders. While the bank has positioned it as a lifetime free credit card with no joining fees, no annual charges, and no minimum spending, it also aims to provide attractive offers on daily and weekend spending.

This card comes with a wide range of supporting features, such as contactless payments and card add-ons, so the primary cardholder can extend the benefits to the rest of the family.

Benefits of AU Fi MagniFi Credit Card

The card offers a 20 percent discount on spending with top lifestyle brands, which include BookMyShow, Zepto, Amazon, and Zomato. This would help all its targeted customers to save on food and entertainment.

Whether they make their purchases online or in-store, cardholders earn 5% back on eligible weekend spending. This benefit applies across various spending categories during weekends, designed to align with typical consumer behavior.

For transactions made on weekdays (Monday to Friday), the MagniFi card provides 0.5% back, ensuring users earn rewards on routine purchases as well.

The card definitely offers many benefits; however, it also has limitations. 

• The 20 percent off offer is limited to ₹100, once a month. This offer is valid only on orders with a minimum value of ₹500.
• You need to spend in the specified time window (weekends) to get the higher 5% reward.
• You must actively redeem points to realise value. If you don’t redeem Fi-Points, they may remain unused (check expiry terms inside the Fi app).

Bottom Line

The MagniFi Credit Card from AU Small Finance Bank is positioned as a lifestyle-centric, rewards-oriented credit card that provides visible savings and benefits for both weekend and everyday spending. With its lifetime-free structure, 20% brand discounts, and multilayered cashback framework, the card offers clear value for users who want useful rewards without the burden of recurring fees.