In recent times, debit cards have become popular and in demand because they provide easy access to funds, can be used for online and in-store purchases, and are a secure and cashless way to make transactions. They help us manage our finances and avoid going into debt.
Canara Bank is a leading public sector bank in India headquartered in Bengaluru. The debit cards provided by the Canara Bank are designed especially for the common people, with security being the main factor, along with perks and funds. These cards are accepted globally and are of two types, namely, personalized and non-personalized. Each of these cards comes with its own set of benefits and features, ranging from cash withdrawal and purchase limits to complimentary insurance coverage and airport lounge access. Continue reading to know all the details of the debit cards offered by Canara Bank and how they are beneficial for the common man.
RuPay Select Debit Card
The Canara Bank has introduced the RuPay Select Debit Card, which can be used to make cash withdrawals at ATMs and PoS. It comes with no joining fee but has a renewal fee of ₹1,000 plus taxes. This card is quite rewarding as it offers complimentary domestic airport lounge access thrice every quarter and international airport lounge access thrice every year. Other than the airport lounge access, users will also get spa services, a gym access program, golf lessons, concierge services, health check-ups, and much more. The card is accepted globally, providing a daily cash withdrawal limit of ₹1 lakh and a daily purchase limit of ₹5 lakhs.
Visa Platinum Debit Card
The Canara Visa Platinum Debit Card comes with no joining fee and charges ₹500 after the first year as an annual fee. This card comes in the Visa network and offers numerous benefits to its users. Users can withdraw up to ₹1 lakh every day with the Visa Platinum Debit Card. For every ₹200 spent on PoS or e-commerce, they can earn 1 point. The card also allows for online shopping with a daily limit of up to ₹5 lakh. The card provides complimentary insurance benefits, including accident cover for self and spouse, as well as baggage insurance and purchase protection. The Visa Platinum Debit Card is widely accepted globally, along with free ATM transactions.
Mastercard Platinum Debit Card
The Canara Mastercard Platinum Debit Card offers a number of beneficial features to its users. This card allows you to easily withdraw up to ₹1 lakh from ATMs every day. You can also shop at merchant outlets, with a daily spending limit of up to ₹5 lakh, and earn 1 point for every ₹200 spent on POS or e-commerce transactions. Users can also make secure online purchases with a daily limit of up to ₹5 lakhs. Cardholders also enjoy access to domestic airport lounges twice every quarter and complimentary insurance benefits, including accident cover for self and spouse, as well as baggage insurance and purchase protection. The Canara Mastercard Platinum Debit Card offers both domestic and international acceptance and provides free ATM transactions, with three transactions allowed for metros and 5 for other centers. It also has an annual fee of ₹500, which is charged from the second year. Users don’t get charged any joining fee with the Canara Mastercard Platinum Debit Card.
Mastercard Platinum Women Debit Card
Canara Bank also offers women-centric debit cards that are designed to meet women’s financial needs. This card, also known as the Canara Mastercard Platinum Women Debit Card, comes with zero joining fee but has an annual fee of ₹500 plus taxes. With this debit card, users can access ATM facilities, including the ability to withdraw up to ₹1 lakh every day and enjoy other non-financial services. The card enables online shopping with a daily limit of up to ₹5 lakhs. Cardholders also receive other benefits from this card, such as lounge access at domestic airports twice every quarter, complimentary insurance coverage for accidents, baggage, and purchase protection. To be eligible for the Women debit card, you need to have a savings account with the Canara Bank.
RuPay Classic Debit Card
The RuPay Classic Debit Card comes with no joining fee in the first year but has an annual fee of ₹200 from the second year onwards. With this card, users can easily withdraw cash from ATMs up to ₹75,000 every day. They can also make purchases at Point of Sale (POS) terminals at merchant outlets, with a daily limit of up to ₹2 lakhs, and online shopping with a daily spending limit of up to ₹2 lakh. The card is widely accepted globally, and users have the option to activate international or global usage through net banking, mobile banking, or by visiting the base branch. The RuPay Classic Debit Card is available in both personalized and non-personalized options, and it also offers free ATM transactions, with three transactions allowed for metros and five transactions for other centers. People who have savings or a current account with the Canara Bank are eligible for this card.
Bottom Line
The debit cards offered by Canara Bank are designed to meet the different needs and preferences of potential card applicants. From the premium benefits of the RuPay Select Debit Card to the women-centric features of the Mastercard Platinum Women Debit Card, Canara Bank has made sure that the debit cards are designed to provide comfort, security, and exclusive privileges to its users. Whether it’s complimentary airport lounge access, insurance coverage, or high spending limits, these debit cards provide a rewarding banking experience for customers. With global acceptance and user-friendly features, Canara Bank’s debit cards are well-suited for everyday transactions.