RuPay Ekaa, the new super-premium variant from RuPay, has been creating a strong buzz in the market, especially among high-net-worth individuals. Positioned to rival international offerings like Visa Infinite, this variant promises top-tier lifestyle and travel benefits.
In a significant development, Punjab National Bank (PNB) has announced that it will soon launch its first RuPay Ekaa Credit Card. This marks an important step for the homegrown RuPay network as it enters a more premium territory with features that can comfortably compete with global players. The upcoming Luxura RuPay Ekaa Credit Card is expected to strengthen RuPay’s presence in the luxury and high-spend segment, offering customers a strong mix of rewards, travel perks, and premium privileges.
Available at a joining fee of ₹9,000 + GST and an annual charge of ₹7,500 + GST, this card could become one of the most affordable options for anyone looking to add a RuPay Ekaa Credit Card to their wallet.
Features & Benefits
Given below are the known features of the new PNB Luxura RuPay Ekaa Credit Card.
- Welcome Benefit: 40,000 reward points on spending ₹50,000 within the first 90 days.
- Hotel Stay: Enjoy a 2+1 complimentary night offer at ITC Hotels (blackout dates excluded).
- Dining Benefit: Buy 1 Get 1 on set menus at select ITC restaurants.
- Spa Benefit: 1+1 spa session (60 minutes) for resident guests at ITC Hotels.
- HoteLux Elite Plus Membership: Free breakfast, room upgrades, early check-in/late check-out*, up to $200 in hotel credits, and redeemable HoteLux points worth $100–$200 across leading luxury hotel chains.
- Movie Benefit: Buy 1 Get 1 (up to ₹500) once per month via BookMyShow or similar platforms.
- Golf Access: 4 complimentary domestic rounds per year.
- Insurance Coverage: Personal accident cover of ₹50 lakh, air accident cover of ₹1 crore, and travel insurance with baggage loss cover up to ₹20,000.
- Reward Earnings: Earn 4 reward points (₹1 value) per ₹100 spent.
- Milestone Benefit: 10,000 bonus points on annual spends of ₹5 lakh.
- 3X Rewards: Accelerated rewards on travel and dining spends.
- Forex Markup: 2.5% on international transactions.
- Purchase Protection: Coverage up to ₹2 lakh.
- Travel Convenience (Visa Services – OneVasco): Lounge access for 2 (once per year), plus 15% off on fast-track immigration and concierge services.
- Airport Lounge Access: 2 domestic lounge visits per quarter.
Bottom Line
Punjab National Bank, one of India’s oldest state-owned commercial banks, isn’t usually known for making big moves in the credit card space. However, with its latest RuPay Ekaa Credit Card, the bank has definitely caught everyone’s attention.
Share your thoughts on PNB’s newest RuPay Ekaa offering, does it stand out in the premium segment?