Get Up to ₹4,000 in Shop Plus Points & Win ₹1 Lakh MakeMyTrip Vouchers With IndusInd Bank Festive Offers on Debit Cards

The festive season feels incomplete without spend-based offers that reward your spending. While credit card users often get to enjoy such offers, debit cardholders are frequently left out. Well, IndusInd Bank is changing that this festive season with several offers for its debit cardholders.

Customers holding an IndusInd Bank Debit Card can earn vouchers worth up to ₹4,000 in Shop Plus points by meeting the eligible spending milestones. They can also earn Amazon vouchers by making contactless Tap & Pay transactions using their debit cards.

On top of that, high spenders can win MakeMyTrip vouchers worth up to ₹1 lakh under the bank’s Top Spender campaign. So, whether you plan to meet the spending milestones, make contactless payments, or compete for the top-spender rewards, there are multiple ways to benefit this festive season.

Offer Period: 15 October 2026 to 15 November 2026

Get Up to ₹4,000 in Shop Plus Points

IndusInd Bank debit cardholders can earn assured Shop Plus points by meeting the cumulative eligible spending milestones during the offer period.

Eligible Spending	Reward
₹25,000 to ₹50,000	₹500 in Shop Plus Points
₹50,000 to ₹1,00,000	₹1,500 in Shop Plus Points
₹1,00,000 and Above	₹4,000 in Shop Plus Points

To qualify, cardholders must complete at least two POS transactions of ₹2,000 or more each and two online transactions of ₹2,000 or more each during the offer period. The offer excludes certain transactions, including fuel, wallet loads, credit card bill payments, loan repayments, insurance, tax payments, and government service payments.

MakeMyTrip Vouchers Worth Up to ₹1 Lakh

IndusInd Bank is also rewarding its highest spenders with MakeMyTrip vouchers. The rewards depend on the debit card variant held by the customer.

Eligible Debit Card Category	Winners	Reward
Select, Exclusive, Grande, Pioneer and Pioneer Private	Top 5 Spenders	₹1,00,000 MakeMyTrip Voucher Each
All Other Debit Card Variants	Top 10 Spenders	₹50,000 MakeMyTrip Voucher Each

This is a top-spender offer, so the reward is not guaranteed merely by reaching a particular spending amount. Cardholders must qualify among the highest spenders in their respective categories. The same minimum transaction requirements applicable to the assured Shop Plus points offer must also be fulfilled.

Earn Amazon Vouchers on Tap & Pay Transactions

Cardholders can also earn Amazon vouchers by using the contactless Tap & Pay feature on their IndusInd Bank debit cards.

Contactless Transaction Criteria	Reward
First Tap & Pay Transaction of ₹500 or More	₹50 Amazon Voucher
Complete Three Tap & Pay Transactions of ₹500 or More Each	₹100 Amazon Voucher

These are independent rewards. Eligible cardholders who meet both sets of criteria can receive both vouchers, subject to the offer terms.

When Will You Receive the Rewards?

Eligible cardholders can expect their rewards after the offer period ends:

• MakeMyTrip vouchers: To be credited by 31 December 2026.
• Shop Plus points: To be credited by 31 December 2026.
• Shop Plus points validity: Three months from the date of credit, with unused points expiring on 31 March 2027.

Eligible customers will receive an email and SMS notification with instructions for redeeming Shop Plus points through the IndusInd Bank Shop Plus portal.

Bottom Line

The offer can be useful for customers who already plan to spend using their IndusInd Bank debit cards during the festive season. The assured reward of ₹4,000 in Shop Plus points on eligible spending of ₹1 lakh is the main attraction, while the Amazon vouchers offer an additional incentive for contactless payments.

However, customers should check the excluded spending categories and complete the mandatory POS and online transactions before relying on the rewards. The MakeMyTrip vouchers are reserved for the top spenders in each eligible card category and are not assured rewards.