The IndiGo Axis Bank RuPay Credit Card is now being offered as a lifetime-free credit card, with both the joining fee and annual fee set at ₹0. This makes the card an interesting option for customers looking for a travel-focused credit card without having to worry about annual renewal charges.
The card offers rewards in the form of IndiGo BluChips, which can be used towards eligible IndiGo bookings and other benefits. Although IndiGo BluChips don’t have a fixed value, those who often fly with the airline can make good use of these BluChips.
Benefits of IndiGo Axis Bank RuPay Credit Card
Joining Fee: ₹0 | Annual Fee: ₹0
- Milestone Benefit: 1,200 IndiGo BluChips on cumulative spends of ₹1.5 lakh and ₹3 lakh in a card anniversary year
- Base Rewards: 1 IndiGo BluChip per ₹100 spent on eligible categories
- IndiGo Channel: 3 IndiGo BluChips per ₹100 spent
- Grocery & Dining: 2 IndiGo BluChips per ₹100 spent
- Domestic Lounge Access: 1 visit per quarter on spending ₹50,000 in the preceding three months
Bottom Line
With no annual fee to recover, cardholders can use the card primarily for earning IndiGo BluChips, along with its milestone and lounge access benefits, without worrying about paying a yearly card fee. For frequent IndiGo flyers, the combination of zero annual fees, accelerated IndiGo rewards and milestone benefits makes this card worth considering. Plus, this card is on the RuPay network, allowing cardholders to earn IndiGo BluChips on eligible UPI transactions as well.
Those looking for an even more premium IndiGo Co-Branded Credit Card with better earnings can check out the IndiGo Axis Bank Premium Credit Card.