IDFC FIRST Bank has rolled out a new set of spend-based offers for its credit cardholders, giving select customers an opportunity to earn Amazon Pay Gift Vouchers by meeting specific spending milestones during August 2026.
Unlike a standard card-wide offer, these promotions appear to be targeted, with the spending requirement and reward varying by customer. Based on offers received by different cardholders, the spending requirement currently ranges from ₹15,000 to ₹40,000, while the Amazon Pay Gift Voucher value ranges from ₹1,250 to ₹2,000.
The offers are valid from August 1 to August 31, 2026.
IDFC FIRST Bank Credit Card Spend-Based Offers
The offers being communicated to cardholders include different spending milestones. Some examples include:
| Eligible Spend | Amazon Pay Gift Voucher |
| ₹15,000 | ₹1,250 |
| ₹20,000 | ₹1,250 |
| ₹25,000 | ₹1,250 |
| ₹30,000 | ₹1,500 |
| ₹40,000 | ₹2,000 |
These are examples of offers received by different cardholders and should not be considered universal offers for all IDFC FIRST Bank credit card users.
The exact offer available to a cardholder may depend on the communication received from IDFC FIRST Bank.
Spending With Limited Exclusions
For domestic spending, IDFC FIRST Bank has specified that only certain categories will be excluded from the calculation of eligible spends.
The following categories will not be considered for calculating the required spending:
- Cash and Quasi Cash: MCC 6010, 6011, 6050, 6051, and 7280
- Wallet Load: MCC 6540
This means that, for domestic transactions, spending outside these excluded categories can count towards the required spending milestone, subject to the applicable offer terms.
International Spending
IDFC FIRST Bank has also been rolling out spend-based offers covering international spending for select credit cardholders. Some users have gotten international spend-based offers with their Mayura and Ashva Credit Cards. However, the exact reward and spending requirement can vary depending on the offer communicated to the individual cardholder.
Therefore, cardholders should check the specific communication received from IDFC FIRST Bank before assuming that a particular spending category or transaction will qualify.
Bottom Line
This is an interesting offer from IDFC FIRST Bank, particularly because the spending thresholds are relatively straightforward and the reward is an Amazon Pay Gift Voucher. The ₹15,000 and ₹20,000 offers, in particular, could be useful for customers who already have regular monthly expenses on their IDFC FIRST Bank credit cards.
However, the biggest thing to remember is that this is a targeted campaign. The spending requirement, voucher value, and other applicable conditions can differ from one cardholder to another. If you have received an offer from IDFC FIRST Bank, check the exact terms before spending specifically to meet the milestone.