HDFC Regalia Gold Credit Card is one of the most popular cards offered by the bank. It is a sub-premium credit card that provides excellent travel benefits, a good reward rate, and complimentary airport lounge access.
Earlier, the card was available only on the Mastercard network, but it will now also be launched on the RuPay network under the SELECT variant.

With a joining and annual fee of ₹2,500 + GST, the HDFC Regalia Gold RuPay Credit Card can also be used for UPI payments, allowing you to earn rewards on your everyday spends. All the existing benefits of the Regalia Gold card will apply to the RuPay version as well, making it even more convenient to use.
Benefits of HDFC Regalia Gold RuPay Credit Card
- Welcome voucher worth ₹2,500 on joining.
- Free 1-year Swiggy One and MMTBLACK Gold membership on spending ₹1 Lakh in 90 days.
- Earn 4 Reward Points per ₹150 on all retail spends and 5X Points on Myntra, Nykaa, Reliance Digital, and Marks & Spencer.
- 12 complimentary domestic and 6 international airport lounge visits every year.
- Up to ₹10,000 worth of flight vouchers and brand gift cards on reaching spend milestones.
- Insurance cover worth up to ₹1 Crore and overseas hospitalization cover up to ₹15 Lakhs.
- Annual fee waived on spending ₹4 Lakhs in a year.
Bottom Line
With the Global Fintech Fest underway, several new RuPay card variants have been launched, including the HDFC Regalia Gold Credit Card. Cardholders will continue to enjoy the regular Regalia Gold benefits, and with the RuPay SELECT variant, they will also be eligible for additional RuPay-exclusive benefits and rewards on UPI transactions.
As digital payments continue to gain popularity, this move to make the Regalia Gold available on the RuPay network is a smart and positive step by the bank.

1 comment
Ritik Singh
Are there any additional benefits for existing HDFC customers upgrading to this RuPay version?