The BOI Celestia RuPay Ekaa Credit Card is a distinguished offering from the Bank of India, made for individuals who appreciate a luxurious lifestyle and value convenience. If someone wants to apply for this premium card, they must have a minimum gross annual income of ₹15 lakh.
The card has a joining fee of ₹5,000 and an annual fee of ₹5,000, which may seem high initially, but when we compare it to other Rupay Ekaa Credit Cards like PNB Luxura, it is the cheaper option. And the benefits include exclusive access to lifestyle experiences, premium airport lounge access, personalized services, and enhanced reward points on spending.
If you’re looking for a credit card that fits your luxurious lifestyle and comes with amazing benefits, the BOI Celestia RuPay Ekaa Credit Card is definitely a great option.
Features and Benefits
- Joining Benefit: The cardholders will get E-vouchers worth ₹5,000 while joining.
- Loyalty Points: Earn 5X more loyalty reward points when you spend on dining, airline tickets, and fuel.
- Free Nights & Dining Offers: Enjoy 2+1 free night stays, and buy 1 get 1 dining offers at ITC Premium Hotels and signature restaurants. Also, get 1+1 spa offers.
- Movie Benefits: Get buy 1 get 1 free movie tickets every month.
- Concierge Services: The cardholders will have access to personal assistance 24/7 for things like golf bookings, car rentals, travel help, and even emergency support for lost passports, luggage, and cash up to $600.
- Golf Lessons: Enjoy four free golf lessons or rounds each year.
- Health Benefits: Get a free health check-up once a year and access to a premium spa every three months.
- Shopping and Dining Discounts: Enjoy exclusive offers when shopping and dining through the District app by Zomato.
- Hotel Membership: Get a complimentary membership to HoteLux, which offers special hotel deals.
- Insurance Coverage: You’ll have insurance for accidents (₹50 lakh cover), air accidents (₹1 crore cover), protection for purchases (₹2 lakh cover), and travel insurance for lost luggage (up to ₹20,000).
Bottom Line
The BOI Celestia RuPay Ekaa Credit Card is a path to luxury and convenience. If you are looking for a credit card that offers perks such as complimentary stays, dining, unlimited lounge access, and complimentary golf lessons, this card is the right choice. Compared with other RuPay Ekaa Credit Cards, the card is cheaper but offers the same benefits.