Axis Bank has today launched yet another card named Axis Bank Rewards credit card. This card is the representation of what rewards look like. As mentioned on the bank website you will get rewarded every time you purchase this card, this card has rewards like no other.

Via this credit card you edge EDGE rewards points on your purchases which you can redeem in the simplest way possible. 5000 EDGE points as welcome benefits, 2 EDGE points on every Rs. 125 spent, and more benefits like 30% discount on swiggy and upto 20% off on dining out at partnered restaurants with the bank.


Features and Benefits of AXIS Bank Rewards Credit Card

Welcome benefit –

  • 5000 Edge reward points on Rs. 1,000 spent or above within the initial 30 days of card issuance.

Reward Points –

  • 2 Edge points on every Rs. 125 spent
  • 10X Edge points on every spent worth Rs. 125 spent upto Rs.7,000 per month at Apparel and Department Stores

Reward Redemption –

  • Rewards can be redeemed from the catalogue listed under the EDGE platform by using net and mobile banking
  • Edge Reward Points can also be converted to Partner miles in the ratio 10:1.
  • Rewards by EDGE can also be redeemed against the eligible transactions by the customer at various websites/merchants (1 EDGE = 20 paise)

Milestone Benefits –

  • On spend worth Rs. 30,000 or more than that in a statement month, the customer shall earn 1500 bonus EDGE reward points

Lounge access –

  • 8 complimentary domestic lounges access every year (maximum 2 lounges access every quarter) for all eligible credit card holders.

Other benefits –

  • Membership benefits worth up to Rs. 1000 per anniversary year.
  • 30% instant discount on Swiggy up to worth Rs.150 per month for a minimum value of Rs.200 (twice a month)
  • 1% fuel surcharge waiver on all fuel transactions between Rs 400 to Rs. 5,000 (max cap of Rs. 400 waivers in a statement month)
  • Purchase protection cover worth Rs.1 Lakh
  • Dining benefits of up to 20% off on AXIS partner restaurants in India

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  • Joining fees – Rs. 1,000 + applicable taxes
  • Annual Fees – Rs. 1,000 + applicable taxes (can be waived off if Rs 2 Lakh or more spent on the card in an anniversary year)

Bottom Line

With the recent acquisition of Citi Consumer business, this new AXIS Reward Credit Card seems to be a replacement of Citi Rewards Credit Card. It gives you a reward with every swipe with a lot more to offer like instant discounts on Swiggy & Lounge benefits.

This credit card can turn out to be a fantastic representation of what rewards truly are. People might get credit cards mostly because of the reward system but many do not look for the other benefits it provides. Rewards just do not include the points you get on your every purchase, it also means what else you can get on other miscellaneous purchases you make in day-to-day life.

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