Not all credit cards are made for the same kind of spending, and the AU Tejas and AU Laksya Credit Cards are a good example. Both cards offer rewards on everyday purchases, along with benefits on groceries, food, movies, and fuel. However, the Laksya card goes a step further with up to 8 domestic airport lounge visits a year and higher rewards on groceries, departmental stores, and contactless payments. The Tejas card, on the other hand, comes with a lower annual fee and offers useful savings on food delivery, grocery shopping, movie tickets, cab bookings, and utility bill payments.
So, if you are confused between the two, this comparison of the AU Tejas vs Laksya Credit Card will help you understand their fees, rewards, benefits, and which card could be a better fit for your spending habits.
Which Card Offers More Valuable Welcome Benefits
Both the AU Tejas and AU Laksya Credit Cards offer the same welcome benefit, so there is no clear winner between the two on this front. With either card, you can choose between a ₹500 brand voucher or 2,000 Reward Points. To get the welcome benefit, you need to activate the card and make your first successful transaction within 30 days of receiving it. So, when it comes to welcome benefits, both cards offer the same value and have the same eligibility conditions.
Which Card Offers Better Reward Rates
If you want to earn more rewards on regular everyday spending, the AU Laksya Credit Card offers more rewards. It gives 5 Reward Points per ₹100 on groceries, departmental stores, and contactless payments, and 2 points per ₹100 on other retail purchases. In comparison, the AU Tejas Credit Card gives 5 points per ₹100, but only when you make eligible purchases through the AU Rewardz platform. For other retail purchases, you earn just 1 point per ₹100.
So, if most of your spending is on groceries, shopping, and contactless payments, Laksya can help you earn rewards faster. However, if you regularly book flights, hotels, shop for vouchers, or pay bills through AU Rewardz, Tejas can be more useful for you.
Which Card Offers Better Movie Benefits
If you often go to the movies, the AU Laksya Credit Card offers a better deal. With Laksya, you can get one extra movie ticket free when you book at least two tickets in one transaction, with a discount of up to ₹250. The offer can be used once every month. In comparison, the AU Tejas Credit Card gives you 10% off on movie bookings, but the maximum discount is only ₹50, with a minimum booking of ₹150. So, if you usually book two or more movie tickets at a time, Laksya can help you save more, while Tejas is a simpler option if you usually book a single ticket.
Which Card Offers Better Grocery Benefits
If you regularly shop for groceries on Amazon, the AU Laksya Credit Card offers better savings. It gives a 15% instant discount on Amazon Fresh and Amazon Now orders of ₹500 or more, with savings of up to ₹250 per month. In comparison, the AU Tejas Credit Card offers a 10% discount on orders of ₹150 or more, but the maximum discount is only ₹50 per transaction and can be used once a month. So, Tejas has a lower minimum spending requirement, but if you usually spend ₹500 or more on groceries, Laksya can help you save much more.
Which Card Offers Better Food Delivery Benefits
If you order food regularly, the AU Laksya Credit Card offers a bigger discount. It gives a 15% instant discount on Zomato orders of ₹500 or more, with savings of up to ₹250 once every month. In comparison, the AU Tejas Credit Card gives a 10% discount on orders of ₹150 or more, but the maximum saving is limited to ₹50 per month. So, Tejas is better if you usually place smaller orders, while Laksya can save you more if your Zomato orders are ₹500 or above.
Which Card Offers Better Airport Lounge Benefits
When it comes to complimentary airport lounge access, the AU Laksya Card has a clear advantage. It offers 8 free domestic airport lounge visits per calendar year, with a limit of 2 visits per quarter. The other card does not offer any complimentary airport lounge access. So, if you often travel by air and want free lounge access, the AU Laksya Card is the better option.
AU Tejas vs Laksya Credit Card: Full Comparison
| Feature | AU Tejas Credit Card | AU Laksya Credit Card |
| Welcome Benefit | ₹500 Brand Voucher or 2,000 Reward Points | ₹500 Brand Voucher or 2,000 Reward Points |
| Rewards on Eligible AU Rewardz Purchases | 5 Reward Points per ₹100 | — |
| Rewards on Groceries, Departmental Stores & Contactless Payments | — | 5 Reward Points per ₹100 |
| Rewards on Other Retail Purchases | 1 Reward Point per ₹100 | 2 Reward Points per ₹100 |
| Movie Benefits | 10% Off on Movie Bookings, Up to ₹50; Minimum Booking of ₹150 | 1 Extra Movie Ticket Free on Booking 2 or More Tickets, Up to ₹250 Discount, Once a Month |
| Grocery Benefits | 10% Off on Amazon Fresh/Amazon Now Orders of ₹150 or More, Up to ₹50 Once a Month | 15% Off on Amazon Fresh/Amazon Now Orders of ₹500 or More, Up to ₹250 Per Month |
| Food Delivery Benefits | 10% Off on Zomato Orders of ₹150 or More, Up to ₹50 Per Month | 15% Off on Zomato Orders of ₹500 or More, Up to ₹250 Once a Month |
| Airport Lounge Access | N/A | 8 Complimentary Domestic Lounge Visits Per Calendar Year, Maximum 2 Per Quarter |
Which Card Should You Choose
AU Laksya is the better option for most everyday spenders because it offers higher rewards on groceries, shopping, and contactless payments, along with better savings on movies, groceries and food delivery. It also gives airport lounge access, which is an added advantage. AU Tejas, however, makes more sense if you prefer a card with a lower annual fee and regularly use the AU Rewardz platform for travel bookings, vouchers and bill payments. Overall, if your main focus is getting higher rewards and discounts on regular spending, Laksya is the clear winner. But if you want a simpler card with a lower fee and useful everyday offers, Tejas is worth considering.