AU Tejas Credit Card
- Updated On: 11 June, 2026
The AU Tejas Credit Card is for people who want to earn rewards and save money on their daily expenses. Whether they are ordering food online and booking movie tickets, paying utility bills, and shopping for groceries, the card offers benefits across several common spending categories. These benefits make the card a suitable option for users who are looking for a card that provides them with better value.
The card comes with a joining and annual fee of ₹500 + GST. However, the annual fee can be waived if you spend ₹1.5 lakh or more in a card anniversary year. In addition to reward points on eligible transactions, the card also offers discounts on food delivery, movie ticket bookings, grocery purchases, cab rides, and utility bill payments. These benefits can help cardholders save on expenses that are already a part of their monthly budget.
Another notable feature of the AU Tejas Credit Card is its welcome benefit. New cardholders can choose between a brand voucher worth ₹500 or 2,000 Reward Points after activating the card and making their first transaction within the specified period.
The AU Tejas Credit Card is a good option for salaried individuals, first-time credit card users, and those looking for a straightforward rewards card for everyday spending. While it does not offer premium travel benefits such as airport lounge access, it offers good value to users who are looking for simple benefits.
AU Tejas Credit Card
( 4 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
5 Reward Points/₹100 Spent via AU Rewardz on Flights, Hotels, Voucher Shopping, Bill Payments, etc, 1 Reward Point/₹100 Spent on All Other Categories
Welcome Benefits
Brand Vouchers Worth ₹500 or 2,000 Reward Points
Rewards and Benefits
Movie & Dining
10% Discount on Movies Through District by Zomato Every Month, with a Maximum Cashback of ₹50 Per Month
Rewards Rate
5 Reward Points/₹100 Spent via AU Rewardz on Flights, Hotels, Voucher Shopping, Bill Payments, etc, 1 Reward Point/₹100 Spent on All Other Categories
Reward Redemption
Redeem Reward Points for E-Vouchers, Merchandise, and Flight/Hotel Bookings. 1 RP = ₹0.25
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Annual Charges Waived on Spends of ₹1,50,000
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.49%
Interest Rates
3.75% Per Month (45% Per Annum)
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver Between ₹400 and ₹5,000, Up to a Maximum of ₹100 Per Statement Cycle
Cash Advance Charges
2.5% of the Cash Withdrawal Amount or ₹500 (Whichever is Higher)
Product Details
- Earn 5 Reward Points per ₹100 spent through AU Rewardz on flights, hotels, bill payments, voucher purchases, and other eligible transactions.
- Get a welcome benefit of your choice: a ₹500 brand voucher or 2,000 Reward Points on card activation and first transaction within 30 days.
- Save 10% on movie tickets through District by Zomato, food orders on Zomato, and grocery purchases on Amazon Fresh and Amazon Now every month.
- Earn 10% cashback on eligible cab bookings and utility bill payments made through the AU 0101 app.
- Enjoy a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, up to ₹100 per statement cycle.
- Get the annual fee waived on spending ₹1.5 lakh or more in a card anniversary year.
Pros/Cons
Pros
- The card offers savings across multiple everyday spending categories, including groceries, food delivery, movies, cab rides, and utility bill payments.
Cons
- The reward rate on regular spending is low, and the card lacks premium benefits such as lounge access and travel perks.
Welcome Benefits
Get a welcome benefit of your choice, either a brand voucher worth ₹500 or 2,000 Reward Points when you activate your card and make your first successful transaction within 30 days of card issuance.
Accelerated Rewards
- Earn 5 Reward Points per ₹100 spent on flights, hotels, voucher shopping, bill payments, and other eligible transactions made through AU Rewardz.
- Earn 1 Reward Point per ₹100 spent on all other eligible retail purchases.
- Accelerated rewards are applicable only to transactions completed via the AU Rewardz platform.
- Reward Points can be redeemed for e-vouchers, merchandise, flight bookings, and hotel bookings.
- 1 Reward Point = ₹0.25
Discount and Benefits
Movie Benefits
Cardholders will get 10% off on movie ticket bookings made through District by Zomato, with a maximum discount of ₹50 on a minimum transaction value of ₹150. This offer can be availed once every month and is applicable only to movie bookings.
Save on Grocery Shopping
The AU Tejas Credit Card also helps you save on your monthly grocery shopping. Cardholders can enjoy a 10% instant discount on purchases made through Amazon Fresh and Amazon Now, making everyday essentials a little more affordable. The offer is valid on transactions of ₹150 or more, with a maximum discount of ₹50 per transaction. This benefit can be availed once per card every month.
Discount on Food Delivery
If you frequently order food online, the AU Tejas Credit Card can help you save on your monthly food delivery expenses. Cardholders can enjoy a 10% discount on food orders placed through Zomato, with a maximum discount of ₹50 on a minimum order value of ₹150. This offer is available once per card every month.
Cashback on Cab Services
The AU Tejas Credit Card offers added savings on your daily commute and travel expenses with 10% cashback on cab bookings made within India. This benefit is applicable to eligible transactions of ₹150 or more across major cab service providers. Cardholders can earn cashback up to ₹50 per statement cycle, and the offer remains valid on multiple transactions until the monthly cashback limit is reached.
Get Cashback on Bill Payments
With the AU Tejas Credit Card, you can save on your regular utility expenses by earning 10% cashback on eligible bill payments made through the AU 0101 mobile app. A minimum transaction value of ₹150 is required, and cardholders can earn cashback up to ₹50 per statement cycle.
Fuel Surcharge Waiver
With the AU Tejas Credit Card, enjoy 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 across fuel stations in India. This benefit is capped at a maximum of ₹100 per statement cycle.
Bottom Line
The AU Tejas Credit Card is a good option for people who want to earn rewards and save money on their everyday expenses. Whether you spend on food delivery, grocery shopping, movie tickets, utility bill payments, or cab rides, the card offers benefits across several categories that are part of most people’s monthly spending.
The card comes with minimal joining and annual fees, and the annual fee can be waived if you spend the required amount. It also offers a welcome benefit and reward points on eligible transactions, helping you get extra value from your regular purchases.
However, the card does not offer premium benefits such as airport lounge access, travel insurance, or golf privileges. The reward rate on regular spending is also quite basic compared to some other cards in the market.
If you are looking for a simple credit card that offers savings and rewards on daily spending, the AU Tejas Credit Card can be worth considering. It is especially suitable for first-time credit card users and individuals who want a low-cost card with useful everyday benefits.
FAQs:
Can the annual fee be waived?
Yes, the annual fee is waived if you spend ₹1.5 lakh or more during the card anniversary year.
What is the value of 1 Reward Point?
Each Reward Point is worth ₹0.25 when redeemed for vouchers, merchandise, flight bookings, or hotel bookings.
Is there a reward redemption fee?
Yes, a redemption fee of ₹99 + GST is charged for redeeming reward points.
Does the card provide airport lounge access?
No, the AU Tejas Credit Card does not offer domestic or international airport lounge access.
Is there a fuel surcharge waiver?
Yes, you get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, up to ₹100 per statement cycle.