BOI RuPay Select Credit Card

The BOI RuPay Select Credit Card is for customers who want to spend on their everyday necessities but also want benefits. The card has no joining fee and offers a good balance of rewards, savings, and lifestyle privileges, making it suitable for both regular spending and special purchases.

With the wide variety of benefits, like lounge access, a complimentary Amazon Prime annual membership, and a free Swiggy One membership for three months, the card is a smart choice for users who are looking for a credit card with no joining fee.

Product Details

• 24×7 concierge service available
• Complimentary Amazon Prime annual membership
• Free domestic airport lounge access 8 times per year (2 per quarter)
• Free international lounge access 2 times per year
• Free Swiggy One membership for 3 months every year
• ₹200 BigBasket discount voucher every month
• ₹250 off per month on booking a minimum of 2 tickets on BookMyShow
• Free customized health check-up once per year
• Insurance cover up to ₹10 lakh for personal accident and permanent disability

Features and Benefits

The BOI RuPay credit card comes with benefits that make the card more useful and worth buying for customers.

Travel & Lounge Access

Cardholders can relax and travel comfortably with complimentary access to airport lounges.

• 8 domestic lounge visits per year across India (2 visits per quarter).
• 2 international lounge visits per year.

Movies & Entertainment

For movie enthusiasts, the card offers ₹250 off per month on bookings of at least 2 tickets on BookMyShow.

Health & Wellness

An annual health check-up package is available for users to use once a year. This package helps them to keep track of their health and spot any potential issues early on.

Insurance Coverage

To ensure users’ peace of mind, the card offers insurance coverage of up to ₹10 lakh for personal accidents and permanent disability, provided by NPCI.

Reward Points

Every time the cardholder makes a purchase, whether at a point-of-sale (POS) terminal or through online transactions, they will benefit from an enhanced rewards program by earning 2X the usual reward points.

Other Benefits

• Free annual membership of Amazon Prime, giving you access to shopping, movies, and fast delivery.
• 3-month membership of Swiggy One every year for extra savings on food delivery.
• ₹200 discount voucher every month on BigBasket to help reduce your grocery bills.

Fees and Charges of BOI RuPay Select Credit Card

Eligibility

To qualify, customers must meet the following criteria:

• The customer must be at least 21 years old.
• Customers must have a regular income and provide proof of it.
• Customers can either be salaried employees or self-employed individuals managing their own businesses.
• The customer should have a good credit history.
• Customers must be either Indian residents or Non-Resident Indians (NRIs).

Bottom Line

The BOI RuPay Select Credit Card is a practical choice for people who want everyday savings along with useful lifestyle benefits, without paying a joining fee. From lounge access and entertainment discounts to health check-ups and complimentary memberships, the card offers benefits for different needs.

It suits regular spenders who want simple rewards, basic travel comfort, and added savings on groceries and food delivery. It’s a well-balanced card that delivers good benefits without making things complicated.